Where is a good place to invest

Bald-Eagle22 said:
Pension , or save for when the housing market goes further down then jump on a BTL .
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BTL is marginal for private investors now unless they aren't debt funded.It's not really somewhere to invest at present. Pension is the only place where you can get the tax benefit of up to 45% and should prioritised ahead of ISA unless you need cash access.
 
King Arthur said:
By ISA I assume you mean you cash isa? What about your stocks and shares isa. That’s a different allowance.
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I know the rules might be different in the Kingdom of Camelot, but please don't post mis-information relating to the UK.


OP - Have a look into the "Bed & ISA" process if you have not already. Unless you have the means to max out your ISA limit next tax year in addition to anything you will be wanting to continue to contribute this year, in which case it won't help you.
 
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EvilRob said:
And the 20k ISA allowance is combined across S&S ISAs and cash ISAs.
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well we've learned I'm stupid and you've saved me running into some issues later this year, tyty. Thought the pension increase was coming next year and only just reversed my 20k yr ISA cap understanding based on a recent podcast, must have misheard or been half listening.
 
gazref said:
well we've learned I'm stupid and you've saved me running into some issues later this year, tyty. Thought the pension increase was coming next year and only just reversed my 20k yr ISA cap understanding based on a recent podcast, must have misheard or been half listening.
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I wish it wasn't combined!
 
Only 100k, work harder minion

Invest in the police widows and children fund. Always a good return.
 
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