Soldato
Kids gotta dream
Her finest hour (IMO)
Perfect choice for title music for season 3 of The Deuce.
Kids gotta dream
How have people found their experience with Marcus to be? Their security seems quite lax, they didn't even ask me to verify my phone number.
Pretty good thus far. You can only transfer funds to a linked account that you nominate when you create your Marcus account, and the 2FA is with my email address.How have people found their experience with Marcus to be? Their security seems quite lax, they didn't even ask me to verify my phone number.
Pretty good thus far. You can only transfer funds to a linked account that you nominate when you create your Marcus account, and the 2FA is with my email address.
No app here in UK unfortunately. I didn't know they had one
Yeah. I also use Al Rayan for their easy access savings, and they do have an app, but it's convoluted and over-complicated for what it's trying to achieve.Good idea, I've just set up 2FA on my email. I should have done that a while back.
Am I right in saying the app is only accessibly by US customers? If so it's a bit of a shame.
I put all of my money into premium bonds, will have to see how it goes. I figure if I win once it's more than I'd get from a savings account. I'm also buying shares through work at a discount so there should be some extra money coming from that too.
premium bonds are basically for old clueless people.
I don't want to pay a chunk of my mortgage because it is rainy day money. I can have them out of bonds in a day or so. Releasing equity from a house isn't as easy. I have no debt apart from my mortgage and the PCP on my car (which is covered by a car allowance).
My mrs wins nearly every month as does her mother, the amounts far exceed what any savings account would offer in a year.
It's amazing how only the people winning ever post about them. It's as if there are zero losers.
How much do they own and how much have they won in the past 12 months?
I didn't win this month, but it was the first full month since I deposited the money after paying off some credit cards. Even if I win £25, it's more than I can get in any savings account which allows near instant access. As I'm not interested in using it for the stock market as I buy VMware shares at a discount direct from my salary, I really don't see an issue putting them in bonds as it's not like it's 100's of pounds that I'm losing out on.
My mrs has 50k in there, she's won over £500 in the past year. No idea how much her mum has, that's not my business.
Both her and my money is being put towards us buying a house next year.
There are people in this thread who have won and I know others have too.
In contrast, I had a few grand in there for 2 years and never won a bean
So you are planning on buying a house. I get that. So you need money or equity to do that and for some reason you are choosing money over equity. Even though that money is getting you 1% of interest a year vs likely 2% in interest on the mortgage you currently have.
Again I would overpay the mortgage by the max amount before any fees are incurred going by your figures.
What you have leftover you can then put into premium bonds if you are so convinced it's the right thing to do.