This can't be right. Just sat here with Chrome open, downloading a Steam game (to a different drive), nothing else running, and my M.2 (Samsung 961 512GB) is at 100%. Can feel it too, as everything is sluggish. Its temperature according to Hardware Monitor is 48 degrees. Something definitely not right... 
Motherboard is Gigabyte Z170X Gaming 7 and 6700K, 32GB RAM.

Motherboard is Gigabyte Z170X Gaming 7 and 6700K, 32GB RAM.