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Wife crashed car just before part exchange...

Discussion in 'Motors' started by ahar, Jun 1, 2019.

  1. ahar

    Hitman

    Joined: May 6, 2011

    Posts: 704

    Location: Nr Watford

    Have you ever wondered what happens if on the day you're picking up your car, you crash the one that you're using in part exchange? Read on....

    Sat at work looking forward to the late Friday afternoon pick up of my new car when I get a call from my wife - she's crashed the car we were going to part exchange. Not written off, but back bumper is wrecked and the car she hit is not driveable. Great.

    What happens now you ask? Well, given it was just before picking up the new one I've already paid the deposit, signed all the forms and the PCP agreement has transferred from my old car. All done on line the day before.

    Cue many phone calls with the dealer and insurance company - essentially, there is no option other than put the pick up on hold, get the insurance to fix the current car and then complete the swap once its fixed. Both cars are in my name , and I think for the next two weeks essentially I have two PCP agreements.

    Not sure how that will turn out in monthly payments - I guess the worst is I'll have one month paying both.

    Ho hum.

    PS in case you were wondering what car, I'm swapping my Octavia for a Kodiaq - 7 seats and the ability to tow. Dull, but needs must and if I want fun then I get the Caterham out of the garage for a blast!
     
  2. Diagro

    Sgarrista

    Joined: Jun 3, 2012

    Posts: 8,595

    Worst case you will have two extra payments?

    Why not the wife???? She crashed it lol
     
  3. Ahleckz

    Capodecina

    Joined: Nov 7, 2009

    Posts: 17,259

    Location: Glasgow

    Why on earth have you signed the paperwork before getting the car? You sign paperwork, shake hands, get keys, drive home...
     
  4. ahar

    Hitman

    Joined: May 6, 2011

    Posts: 704

    Location: Nr Watford

    Didn't seem like a risk doing it the day before (clearly it was!) and work logistics meant I wouldn't have much time in the dealer to complete everything. I was trying to save time!
     
  5. ahar

    Hitman

    Joined: May 6, 2011

    Posts: 704

    Location: Nr Watford

    We totted it up - this is the 6th time she's banged something in my car. Usually its something static like a concrete post....
     
  6. Meaker

    Mobster

    Joined: May 19, 2004

    Posts: 3,481

    Perhaps doing an advanced driver course that works on awareness could help or build up confidence if its nervousness in your car.
     
  7. Gaygle

    Capodecina

    Joined: Nov 7, 2004

    Posts: 14,851

    Location: East of England

    Or an appointment at Specsavers?
     
  8. Stephanie Peterson

    Hitman

    Joined: Jan 9, 2019

    Posts: 722

    Get a new wife, one that can drive.
     
  9. jpaul

    Soldato

    Joined: Mar 1, 2010

    Posts: 7,321

    the accident doesn't modify any part exchange evaluation/surplus then ?
     
  10. Meaker

    Mobster

    Joined: May 19, 2004

    Posts: 3,481

    Just a rear bumper that's likely going to be replaced? Nah.
     
  11. ahar

    Hitman

    Joined: May 6, 2011

    Posts: 704

    Location: Nr Watford

    Shouldn't do (I hope).
     
  12. MartinPrince

    Hitman

    Joined: Aug 14, 2018

    Posts: 717

    :D I have a running joke with my missus when I'm driving; any time we have a close call because of some inept or careless driving we keep a tally of whether it's a man or woman. So far it is 34-0. The 0 is men. ;) The ironic thing is the best driver I know is a woman!
     
  13. Cuchulain

    Sgarrista

    Joined: Dec 28, 2004

    Posts: 7,564

    Location: Derry

    I'm not entirely convinced such a person exists.
     
  14. Diagro

    Sgarrista

    Joined: Jun 3, 2012

    Posts: 8,595

    Get a husband then
     
  15. Stephanie Peterson

    Hitman

    Joined: Jan 9, 2019

    Posts: 722

    Yeah, one of the unicorn ones on the hot/mental chart.
     
  16. Jumper118

    Mobster

    Joined: Oct 17, 2012

    Posts: 4,807

    Location: Leeds

    just dont allow wife to drive your car, get her a £500 car that she can learn to crash drive in :D
     
  17. TheVoice

    Capodecina

    Joined: Aug 15, 2005

    Posts: 20,514

    Location: Glasgow

    Think of the damage she'll be able to do now with a 7-seat SUV. :D
     
  18. MassiveJim

    Wise Guy

    Joined: Feb 22, 2014

    Posts: 1,750

    Holy crap 34 near misses, this might not be the other driver's faults ;)
     
  19. gEd

    Gangster

    Joined: Jan 25, 2003

    Posts: 413

    Location: South London

    I confess I was just having the same thought myself. I guess it depends on how Martin defines a "close call" but I would interpret that as "we were close to having an accident".
    I've been driving for 32 years and have had 2 proper accidents (1 the other drivers fault, the other 50/50). I don't recall when I last had a "close call".
     
  20. -Ad-

    Capodecina

    Joined: Nov 4, 2004

    Posts: 13,510

    Location: Aberdeeeeen

    Exactly this.

    A larger car that's harder to place should be fun for her. The undoubtedly diamond cut alloys will be ruined within the first few weeks.

    Unlucky on the hassle caused before picking up the new car. Perhaps consider doing all the driving in the new steed and just get her some old cheap shed to 'dodgem' around in.