Would you move to a new build

There will always be people that oppose new builds but times are changing and people are buying them, myself included.

I would have loved to self build but finding land in budget was impossible. They are not all the same so treat each house & development on a case by case basis. Regulations are constantly changing and they are improving. Of course they won't be built will the TLC a self build is because doing so isn't the primary aim of a house builder.
 
I would much prefer a new build. I currently live in a 1940 house and it is very cold due to no insulation in the floors or walls and due to the stone exterior skin the cavity can't be filled. Meaning we would need to insulate the interior walls which would make the rooms slightly smaller and wouldn't work as good.

As for sound travelling between houses, I don't think I have ever known a semi or terrace where this isn't a problem. I can hear our neighbour open their curtains every morning in our 1940 semi and he went mad once when my alarm woke him up on a Sunday.
 
In an ideal world I wouldn't even consider a New Build* but the Cambridge housing market is very different to a lot of the country as there is a massive demand for housing, the figure I was given a few years ago is population of ~125 000 with ~200 000 working here. The sad fact is that despite earning a very good wage I'm unlikely to ever be able to afford a house in an area of Cambridge that I'd want to live in and am starting to consider shudder Cambourne for my first home. Trumpington Meadows seems to start at £375 000 for a 3 bed home which tells you what you need to know about the painful reality of the Cambridge housing market and whilst you could suffer from the usual issues of sound insulation and the need to correct shoddy workmanship I certainly wouldn't be worried about loosing money when you come to sell.









*anything built in the last 20 years
 
I'm fortunate in that the Coach House I am buying has no neighbours directly (effectively detached), I get what everyone is saying and I will be keeping my eyes open for snags etc. For me the houses around here in my price range aren't that good, need 20-30K more to get something I'd actually like to live in.

The car port actually looks massive, I reckon you could fit a big car in it no problems. Plus I have the parking spot in front of it as well :)

Hi Eulogy

Where abouts are you buying?

I am in southampton and was planning to buy in around 6-12 months time but this came to my attention http://www.reedsrains.co.uk/properties-for-sale/apartment-for-sale-sandy-lane-romsey-so51-sale-id-200509496

Shame the developer has sold it on to the estate agent as if i could get the new goverment scheme on it i would buy now.

You said that some mortgate companies wont lend on coach houses could you say why?
 
I can only comment on my own experiences of a new build as I lived in one for two years.

Short answer is no, I wouldn't ever want to live in one again.

We lived in a 3 storey town house, with another one attached on our left, and garages with a coach house flat on the right.

First thing you notice in an 'attached' new build is sound. I had my bedroom on the top floor, and in a morning I could hear next door on their ground floor walking through their hall. The woman had ceramic tiles in her hall and wore 'office heels' and every morning you could hear clip clop clip clop. Also, it was so bad that I could lie in bed at night, and if next door got up and used the toilet in their en-suite I could hear the click-click of the pull cord for the light!

Anytime they had guests it was bordering on intrusive - but that is not to say they were being overt, in fact they were quite a quiet couple. It was because there is nothing to new builds and that allows sound to travel a lot.

However, the house itself was lovely - for a month or two. Nice and neutral and comfortable. But then you start to get natural shrinkage of the internal finishings. OK, so I don't mind going around with some decorating caulk and sealing around door frames and skirtings, but when the plaster on your ceilings are all full of nail head holes because they have not been put up correctly, it starts to get annoying! Also the garden was bland, small and overlooked. When we moved in, it wasn't even turfed. Also - my biggest issue was the plastic water/heating pipes with quick release joints. Never thought much of it to start with as I was a first time buyer, but when one pops off, it makes a right mess! Luckily we were at home and caught it. My cousin was on holiday when it happened to him. Small windows was also something I had never noticed but did come to my attention. Ever noticed how many new builds have tiny windows? Overall though I like the feel of a new house, and it could just be that the people that built our estate did a shoddy job, and on other estates it could be better. That said, pretty much every internal wall was plasterboard stud. Not a solid wall in the house other than the party wall and external walls, which didn't help with sound. I suppose it could be a compromise if you managed to get a detached house though.

Then there was the general environment of the street. Very cramped. Everyone on top of each other and parking was a real issue for us but it was one we didn't see straight away because we were one of the first to move in. Again a bit of first time buying naivety, but a bit of an indictment on new build estates nevertheless. Many people in the street had their own parking spaces on a purpose built car park round the back of the houses, but only for 1 car then there were a few generic visitor spaces. Most had 2+ vehicles and insisted on parking in the road, half up the pavement. Even though they parked this way, the bin lorry couldn't get round (our street was like a horse shoe shape with a large grass island in the middle). So unless everyone walked their bins up the street to the main road, the bin men wouldn't empty them!

It took them 18 months to finish paving the footpaths and roads, even though most of the houses were built / occupied. Dodging raised drain covers was the new game!

Then there was the depreciation. Oh lordy we got stung badly. The house cost £160k in 2005. After two years it was valued at £135k (negative equity). In the end, it sold in 2008 for £117k. An identical house across the road was also sold at a similar time for £121K. Huge losses, but to be fair the bottom had just dropped out of the market. Still, you don't expect a house to lose £43k value in 3 years.

It does seem to be the trend with new build estates that they are cramped, and poorly designed. I felt like I was living in a cardboard house. It looked very pretty but had no substance.

There are benefits for first time buyers though, like help with getting a mortgage, no stamp duty, and the opportunity to move into a livable house that is brand new without the added costs of refurbishment or decorating (if you like beige and white that is!). It is a tempting option to many young people, and I was one of them back then. In hindsight, I wished I hadn't bothered, but that is just me.

I now live in a 3 bed detached that was built in 1970. Every wall is block, bar a small area in the kitchen where they have covered an old door up. But it is by no means perfect. The electrics are old, the floorboards upstairs need attention, the ceilings are all artex (hate it!), and the shower is mavity fed from a header tank in the loft and has very little power. The kitchen is over 25yrs old and the window frames in some rooms need sealing properly.The garage roof is leaking slightly, and the driveway needs doing. There is plenty to be getting on with, but the house itself is solid. I would rather have that and see it as a work in progress than a brand spanking new build that looks the part but is really superficial. Also - I have the room to extend, which is something very unlikely on any new build estate.

I would only consider another new build if it was detached and on a street that wasn't cramped and if it had a good size driveway and garden. The rear garden of my current house is adequate, and the driveway easily parks 3 cars, 4 if I block one in. I am also in a nice area and on a quiet cul-de-sac, not to mention the houses are well spaced and the street feels open and not cramped. All for £152k. I couldn't buy what I have now on a new build estate. Agreed, I probably need to throw another £20k at it, but the base building blocks are already there, and I can renovate it over a number of years.

Obviously that may not suit many people, and in real terms I suppose the arguments for and against new builds / old builds are subjective. However - whatever the case, you will get far more for you money 'out of town', depending on the area. It does not always ring true. We were renting in a more affluent area and to buy a house like we have now would cost us in excess of £200k. So we moved even further out and saved ourselves some money! :p

As far as utilities go - I would say you will most likely have on the new estate whatever the general area already has. Query it with the sales centre for the new estate though. When we bought new build, to be fair to the sales team, they were very helpful and informative.

Finally, I would certainly check what the area used to be that they are building on, as well as if it is close to any flood planes or anything that may cause you problems or cause issues with insurance. The new build we had was built on an old common that was quite boggy, and I'm not sure why but the gnat/small flying thingy population in our street was insane. During warm weather they were everywhere. You couldn't walk out of your house without walking into a swarm of them. Never had that in any other street I have lived in, so I am guessing the former use of the land may have had some bearing on it. Also, several houses started to get cracks appearing in their brick work and we had one straight down the middle of one of our internal garage walls. Our back garden was also very boggy, even after it was turfed for two years.

Cheers

Buff

I too live in a new build 3 storey town house and echo your sentiments.

Ours has lost around 20k in 3 years but it was bought on shared ownership with no deposit. If we sell then the housing association take the hit. (phew):cool:

As long as it sells for the amount of our outstanding mortgage we can walk away 'scot free'. All we would have lost is any mortgage payments.
 
Hi Eulogy

Where abouts are you buying?

I am in southampton and was planning to buy in around 6-12 months time but this came to my attention http://www.reedsrains.co.uk/properties-for-sale/apartment-for-sale-sandy-lane-romsey-so51-sale-id-200509496

Shame the developer has sold it on to the estate agent as if i could get the new goverment scheme on it i would buy now.

You said that some mortgate companies wont lend on coach houses could you say why?

Some lenders don't like them as they are freehold with subleased car ports, the mortgage broker was upfront with me on that and said you can still get good rates, but not as much choice normally. Nationwide seem to have no problem lending to me on it though and they offer some good FTB rates.

If you sort out your trust settings I can send you a link, I don't want to publicise too much. Or you can leave me your email address or email my trust if you want!

Also it may be sold by them but presumably is still owned by Bovis, maybe worth contacting the site by phone and ask them if they can sell to you direct?
 
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Poeple saying that new builds are tiny I read one report about new builds saying that the interior designers purposely chose smaller furniture and decoration and used tricks like 4ft doubles to make rooms look bigger.

This I truly beleive. I think the only way I'd go new build is for a foot onto the property ladder.
 
Must build 'em different down here then, or we've just been lucky in all the developments we've had experience of :)
 
My views:

+Everything as you want it in terms of finish when you move in
+Most developers do part exchange which can take some of the hassle out of moving
+Lots of other families in the same boat making it potentially easier to bond with them (i.e. you can share stories about the developers, and people are likely to be open to making new friends compared to moving into an estate where people have already formed their friendships)
+Contempary style of housing (if you like that sort of thing) with open-plan living options, ensuite bathrooms, plenty of electric sockets etc
+2 years snagging + 10 year NHBC gives piece of mind compared to worrying about finding a problem after moving in as you normally get
+Typically more energy-efficient
+Pretty good chance of being a relative cul-de-sac i.e. estate built on edges so little traffic other than residents and visitors rather than 'through traffic'

-Shoddy build quality
-Typically more likely to lose value compared to older properties
-Potentially harder to sell on because some people don't like new builds, and the people that do like new builds will be tempted by brand new versus your 'lived in' property
-Potential issues with broadband i.e. more of an unknown, Virgin may have already 'done' the are and won't come back etc. Mobile signal may not be the greatest depending on where it is (at least you can test this)
-Postcode and/or address may not get recognised by some systems for a while. Won't exist on Sat Navs / maps for a while making it harder for people to find you (e.g. delivery drivers)
-Potentially some 'hidden' costs e.g. we have to pay Greenbelt group for upkeep of the local greenery and balancing pond etc
-Often crammed in with small, overlooked gardens
-Same goes for any house but with estates almost by definition being built somewhere new / on the edges, you need to consider school catchment areas i.e. more likely to be out of catchment for the nearest school. Same goes for distance to other amenities like High St. etc
-If building is still taking place on the estate (or a neighbouring estate) then you may have to put up with noise, site traffic etc
-More difficult to judge prices due to a lack of historical data for the street
-Lacks 'character' (if you like that sort of thing)
 
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It very much depends on the specific development and builder. Quality and workmanship varies massively between builders.

We bought a new build in 2011, it suited our needs at the time as we had a flat in a not very nice area. We'd been burgled the year before and wanted out as soon as possible, the flat was on the market for 9 months and there was nothing happening despite being advertised 10% lower than valuation. We started looking into part-exchange and found a development 3 miles away that was fairly small (100 houses and 4 apartment blocks) and was post completion with only the show homes left for sale.

We part-ex'd on a semi-detached which although wasn't a furnished show home, had been fully carpeted/laminated throughout with fancy light fittings and an upgraded kitchen with all the appliances. We managed to get a part-ex which only involved taking a £4k hit on what we had paid for the flat in 2005 (builder sold it a year and a half later for £25k less than they gave us for it!!).

The development had no social housing requirement as the development fell under the size where it would be required so everyone who moved in bought their property.

We bought ours from Bellway Homes, and from the chat we've had from various independent tradesmen in for snagging they are supposedly one of the better builders compared to others.

My findings in the nearly 2 years we've been there:

I wouldn't go near any of the terraced housing new builds, they are tiny. We looked at a mid terrace and end terrace show home before deciding on our semi and the living rooms were miniscule. If you had 2 couches in them they would have to face each other and there would be no room to put a coffee table in the middle. The kitchens were small and the stairs came into the living room which I don't personally like.

On the flip side, our semi detached is fairly spacious although as a 3 bed we have 2 good sized double rooms with plenty of space for furniture and still have ample floor space the 3rd bedroom is really a single/kids room which suits us fine as I use it for my man cave ;)

We have a really big kitchen with dining area which is big enough to to take a table and 8 seats and as above we got all the white goods fitted. We have a big rear garden with ample space, it's a bit too big for me to be honest as it takes a while to cut the grass and strim round the fencing but I did note the terraced gardens are ridiculously small with only half height fences between properties where as we have a 2m high fence all around.

Parking is an issue but it always is with new developments, we got one assigned parking space as we are in a cul de sac and there are 2 visitors bays but everyone has 2 cars so it can be busy. We have enough space out the front that we can put a driveway in however and plan to do that this year hopefully which will give us parking room for 2 cars + our assigned bay.

We've been pretty happy with the build, we can't hear anything from our next door neighbour in the other semi although sound proofing inside our house isn't great but I can live with that and it's preferable to hearing next door! Snagging has been mostly minor and dealt with quickly.

Going on our experience we would probably buy another new build if it came to it but my girlfriend does prefer older houses so we will probably end up in one of them when it comes time to sell.

On selling, property prices have increased in our development as it's quite a popular place to live and the development is nicer than a lot of the other new ones round about. We always get people commenting on how spacious the development is with nice wide roads and space between buildings. Properties are also selling which is a nice positive sign for the asking price or more.
 
We've decided to pass and carry on saving/paying off the mortgage. The plot we wanted (tucked away in a corner, detached) was bought by a cash buyer the other day. We'll carry on looking :).
 
I bought a new build just under a year ago.

Tips:-
Check for affordable housing, this is normally not a problem, I have affordable housing a few doors away and generally all ok.
Check the house is perfect down to every little mark and scratch before you move in.
 
i'm living in a new build and i've found that its very good for eco. I've barely even used the heating through the winter. However i have found that the internal walls to neighbours are made of something between paper and air. So noise isolation isn't great.
 
There's no stamp duty up to only £125K for first time buyers. After that, stamp duty applies.

You can get stamp duty free up to £150k if your postcode falls within a disadvantaged area classification.

Bit of a crock really, this estate used to be full of council housing and was a really nasty place but they knocked down every single part of that estate and now we're merged into another new estate so it's really nice round here now as the dodgy parts are all knocked down and without affordable housing on the development they didnt come back. Think they did update the postcode in the end but after we bought so we won a watch :)
 
There's no stamp duty up to only £125K for first time buyers. After that, stamp duty applies.

Oh, I didn't realise they had dropped it back down to 125k.....

My mistake, thanks for pointing that out. :cool:

Still only 1% up to to £250k though, which I guess could be worse.

It does strike me as odd though, considering the government are trying to encourage growth in the housing market. I still don't see why the government should be entitled to a percentage of the sale of private property though. But that is because I am sick of being taxed to the hilt (read robbed in broad daylight) for the likes of those in Parliament to line their own pockets and squander money on things like "independent inquiries" whilst all the time cutting real world services to the very people that pay for them. But that is another discussion :)

Cheers

Buff
 
Missus and I will be embarking on a Rent to Buy property, the only way we can really get on a housing ladder other than living in a small apartment / keep paying someone else' house and not have width to expand (kids e.t.c.)

The new build property we're going into is specifically managed by local council housing development; where only people who works and earns above what the rent & living costs is associated but under £60K are eligible to get a place there. So long as they stick to that, you shouldn't have an influx of housing association riff raff.

We went to view the property at 8:30, arrived at 8am just to see who and what drives off to work. So it's a good indication of the area. That said, I am moving into a 3 year old house, previous couple split up so it's opened for us for 2 years before we need to raise a 50% share ownership (or more if we can afford it). Not exactly useful for you but worth noting for the surrounding area.

By the way, most of these new developments are built on previously bad estates / 'badlands'. Might not be the best idea to move in first as insurance e.t.c. may still look at it as high crime area.
 
I'm pleased most seem to share my view on new builds.

If I could go back in time I'd absolutely avoid them like the plague.

They look so nice when you view the show home don't they. Shame they don't look like that six months later. I've been monitoring new build house prices and they DO drop no matter where in the country you buy. Estate Agents tell porkies, you have to look at actual sale prices to get a proper understanding.

Our neighbours unfortunately never haggled so ended up loosing a whopping £60,000. That's gotta hurt no matter how you look at it :(

You think that's bad, the development down the road had one house loose £70,000. I know this because that's the house we wanted to buy originally. GULP!
 
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