The max amount of RAM a 32 bit operating system can address is 2gb.
Windows can then use up to 3.25gb, but that other memory is used for other purposes, like memory for additional devices.
I was curious about this, and bought 4gb for xp, performance in most games has dropped approx 2-3fps. Ive no idea how that works, and its all run at the same speed and clock.
I bought the second set of RAM as my crucial ballistix was dodgy and needed sending back......ironically when i put in another set and ran memtest, it no longer reported any errors. Anyone want to explain that ? lol
But to sum up, no performance gain from adding 1gb, you will also loose dual channel mode so could have a higher hit on performance than mine did.
To sum up buy 2x1gb sticks if your planning to upgrade to 64 bit recently, if not, dont bother.
Oh and:
I have dualboot of Vista x64 and XP x86, only 2.75GB RAM displays under XP86
theres often a setting in the bios that allows you to use more than that in XP.