YNAB OCUKers & 2025 Budgeting!

Anyways in addition to in/out; my Excel also manages:
* When I purchased my suits and how many trouser
* When I purchased my shoes and when they were refurbished
* My estimated PAYE tax and payslip cross-checks (so I can determine my adjusted net)
* My gas/elec estimation and comparisons to prior years
* My salary growth (only since 2017)
* My insurances and when they are due
* My credit cards/ current accounts and when I signed up, and what offer I received
* My watches and their value
* My appliances and their serial numbers, purchase date, and warranty state
* My mileage calc for my lease car
* My order of operation for which cards to use (AMEX if accepted, BC if not) <this used to be more complicated when the Amazon card existed>
* When I moved into various houses/moved out again
* My holiday accumulation/consumption
* My IP address schema
* My childcare fee calculations

So stick that in your YNAB and smoke it.

Edit: your move @Mysterae_ :cry: :D
 
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dlockers said:
Anyways in addition to in/out; my Excel also manages:
* When I purchased my suits and how many trouser
* When I purchased my shoes and when they were refurbished
* My estimated PAYE tax and payslip cross-checks (so I can determine my adjusted net)
* My gas/elec estimation and comparisons to prior years
* My salary growth (only since 2017)
* My insurances and when they are due
* My credit cards/ current accounts and when I signed up, and what offer I received
* My watches and their value
* My appliances and their serial numbers, purchase date, and warranty state
* My mileage calc for my lease car
* My order of operation for which cards to use (AMEX if accepted, BC if not) <this used to be more complicated when the Amazon card existed>
* When I moved into various houses/moved out again
* My holiday accumulation/consumption
* My IP address schema
* My childcare fee calculations

So stick that in your YNAB and smoke it.

Edit: your move @Mysterae_ :cry: :D
Click to expand...
I know you think you're being funny, but you're just coming across as very conceited.
 
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dlockers said:
Anyways in addition to in/out; my Excel also manages:
* When I purchased my suits and how many trouser
* When I purchased my shoes and when they were refurbished
* My estimated PAYE tax and payslip cross-checks (so I can determine my adjusted net)
* My gas/elec estimation and comparisons to prior years
* My salary growth (only since 2017)
* My insurances and when they are due
* My credit cards/ current accounts and when I signed up, and what offer I received
* My watches and their value
* My appliances and their serial numbers, purchase date, and warranty state
* My mileage calc for my lease car
* My order of operation for which cards to use (AMEX if accepted, BC if not) <this used to be more complicated when the Amazon card existed>
* When I moved into various houses/moved out again
* My holiday accumulation/consumption
* My IP address schema
* My childcare fee calculations

So stick that in your YNAB and smoke it.

Edit: your move @Mysterae_ :cry: :D
Click to expand...
Im suprised you don't hv your sole size there
 
I don't do excel spreadsheets for general day to day budgeting. I know people that got divorced over arguments that brought about. :(
I have one for my mortgage I made, so I can get on the best deal and look at finances into the future etc.
I'll probably make a project specific one for when I build my new shed @dlockers lol
 
LuckyBenski said:
Is fat and not in debt the new corner sofa?
Click to expand...
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dlockers said:
Anyways in addition to in/out; my Excel also manages:
* When I purchased my suits and how many trouser
* When I purchased my shoes and when they were refurbished
* My estimated PAYE tax and payslip cross-checks (so I can determine my adjusted net)
* My gas/elec estimation and comparisons to prior years
* My salary growth (only since 2017)
* My insurances and when they are due
* My credit cards/ current accounts and when I signed up, and what offer I received
* My watches and their value
* My appliances and their serial numbers, purchase date, and warranty state
* My mileage calc for my lease car
* My order of operation for which cards to use (AMEX if accepted, BC if not) <this used to be more complicated when the Amazon card existed>
* When I moved into various houses/moved out again
* My holiday accumulation/consumption
* My IP address schema
* My childcare fee calculations

So stick that in your YNAB and smoke it.

Edit: your move @Mysterae_ :cry: :D
Click to expand...

Okay, I submit defeat. But only after you submitted da'feet :D.

You definitely have more detail there than me! The only things I think I have that are different-ish are sheets for the family's cars (tyres, servicing etc), heating oil calculator/consumption, plus sheets for the various projects that I have got going or planning.
 
Been using YNAB for a yaer in Feb and its been an amazing tool and helped me and my wife get on top of our spending and debt so very happy such a program exists in the world.
 
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