Didn't you know? Taking a holiday, paying for Sky TV and mobile phone contracts are 'dead money'. Infact using his logic *any* service you pay for is 'dead money' as you get nothing tangiable for it after the service is consumed.
It is perfectly sensible to argue that renting is a poor long-term alternative to buying but it isn't 'dead money' at all, you pay money and receive a service - a service thats of considerable benefit, infact. Just like buying food isn't dead money, either, despite the fact that OMG, after 10 years of buying food you've nothing to show for it. Other than the fact you are not dead, obviously, and with renting, other than the fact you don't live in a cardboard box under a flyover.
It'll be a number of years before I've paid it off although the process should be made slightly less painful as I'll be renting out the other two rooms and possibly a third if I decide to convert the dining room into a livingroom and close off the living room to make a third bedroom! So far as I've heard applying for the motgage is the biggest obsticle to pass when buying a house so at least that's almost out of the way.
Why do they have to live in such an expensive central area if they are doing nothing all day? 
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