Permabanned
- Joined
- 21 Oct 2007
- Posts
- 1,518
The problem is what you have posted is nothing more than your opinion on the matter. Your argument is exactly the same as that which is currently under debate in the court (namely whether they are service charges or penalty charges. The unfair contract terms legislation only applies if they are the latter, and that is what is currently under discussion in court).
The fact that you've linked to a website and repeated the same argument over and over does not make it true, because your argument is not the truth. Once this process with the court is over, it may be considered the truth, or it may have been rejected entirely.
We need a firm legal decision one way or another (personally I hope they rule they are service charges, and yes I have been charged in the past), before this argument is worth continuing.
Im not saying this is fact - I would happily pay the bank £30 if they could give me a break down of what that £30 was going towards. but they cant/wont and as a result we have this fiasco.
great fun imho