lol @ those mocking this, I find it more funny when it reverses and happens to them and they have a moan about it!
Has anyone here actually had their car stolen and can tell me how long it could take for the insurance company to decide to pay out?
If its gone, its gone - I can deal with that. Its the amount of problems its going to cause through no fault of my own.
Doesnt seem like you can own anything nice these days!
Where you can, get no claims protection so your premium should not change.
Unfortunatly you have been selected to be a victim, that feeling of not having anything nice will stick around for a while. The fact the car value is not huge is probably another blow as well.
Depending on how your insurer is they usually allow something like 7 to 14 days for it to be found then issue a payout. Depending also on the car value they usually send someone out to have a look and see where the incident took place before making a decision.
You will be inconvenienced, do you have a courtesy car included on your insurance? At least that is something.
If it is found and the damage is repairable then they can do that or if it is severly damaged and not worth it you can negotiate the pay out.
If it is found and you want it repaired try and get a good reputable repair place through your insurer, the last thing you want is for it to be stolen again while being repaired (this has happened to this most highest security places!).
Its all fully comp through Adrian Flux with a company called Trinity Lane. Im hoping it will be quite quick but I dont know if I should be expecting days, weeks, months or what.
I've always though of trackers as being a waste of money and "it'll never happen to me, its only a fiesta". Definately learnt a big lesson from this!
A tracker may have been useful, though a good one would cost about £699 whereas Gap Insurance is something like £300. Seen as your car does not require a tracker to be insured I would have taken gap insurance.
Just sit tight and be grateful it was not at gunpoint or any loved ones getting hurt
