I just got flashed by a speed cam!!

Stellios · 13 Apr 2008 at 02:45

robmiller said:
Yeah, because insurance companies love paying out money and will happily ignore any fraud on your application when it comes to your making a claim!

And somehow I get the feeling this guy will have another smash. Might be a good thing really if he hits someone effectively uninsured and gets taken to court to recover the costs, then it might price him off the road, just think how much itll be for a person with 3 months driving experience with a driving without insurance conviction to their name to get insurance, if they can find an insurer.

Rather you than me buddy.

DannyW · 13 Apr 2008 at 09:15

how old are you scott 17/18?

Lopéz · 13 Apr 2008 at 09:21

scottyboy is either a troll or a fool. Or both

Cemetery · 13 Apr 2008 at 11:35

Lopéz said:
scottyboy is either a troll or a fool. Or both

I vote for the last option...can it be made into a poll?

scottyboy · 13 Apr 2008 at 11:37

i wont drive uninsured. all im saying is i spoke to a few guys who said i dont need to mention it and even my supervisor said it wont have any effect on my own insurance as its just through them. i guess i will find out tomorrow when i have to sort the forms out.

scottyboy · 13 Apr 2008 at 11:41

Clarkey said:
sounds like you are a complete tool behind the wheel of a vehicle. Somebody who has any driving skill at all doesn't stall their car every 5 mins, and as for hitting a car you knew was there tbh this sounds like a prime case of driving without due care and attention.

trust me my drivng skills are amazing

you didnt see this pug i had, i sold it straight away pretty much. i agree with you on the other thing though, i wasnt paying much attention but obviously something like that aint gonna happen again.

Richdog · 13 Apr 2008 at 11:43

Why obviously?

scottyboy · 13 Apr 2008 at 11:58

Richdog said:
Why obviously?

cause i will have to pay if it does.

SGWills · 13 Apr 2008 at 16:49

LeperousDust · 13 Apr 2008 at 17:30

How old are you?
I hope you don't stray anywhere up north, well it would be nice if you didn't enter a vehicle at all, but we can't have it all our own way...

Rich1988 · 13 Apr 2008 at 17:36

you really need to declare the accident otherwise youll be in deep poo when you have another accident

scottyboy · 13 Apr 2008 at 20:45

LeperousDust said:
How old are you?
I hope you don't stray anywhere up north, well it would be nice if you didn't enter a vehicle at all, but we can't have it all our own way...

21. tho ive been driving since i was 17. i curbed my mates car at 18 and had to pay him 300 quid.i was hung over and driving without insurance and license but i wanted to get home, this was like 1am so it was quiet

funny now but i was depressed for like a month at the time.

never been to Liverpool and never will unless theres like a crucial match between southend and liverpool at some point and even then i probably wont bother.

scottyboy · 13 Apr 2008 at 20:46

Rich1988 said:
you really need to declare the accident otherwise youll be in deep poo when you have another accident

if they know. when should i declare it then? and what if i dont have another accident?

Rich1988 · 13 Apr 2008 at 21:01

scottyboy said:
if they know. when should i declare it then? and what if i dont have another accident?

They will look up your previous insurance history without a shadow of a doubt if you have another accident, if you dont have another accident whats the point of having insurance at all

youve had one already, chances are everyone is going to have at least a handful of bumps or scrapes in their lifetime.

scottyboy · 13 Apr 2008 at 21:18

Rich1988 said:
They will look up your previous insurance history without a shadow of a doubt if you have another accident, if you dont have another accident whats the point of having insurance at all youve had one already, chances are everyone is going to have at least a handful of bumps or scrapes in their lifetime.

but what im saying is it will be linked to another insurer so how will they know? also the agency im with aint even seen my driving license details..but i guess im gonna have to put all that in the forms i fill in tomorrow? im with direct line and im thinking about the no claims and if i havent claimed through them it aint gonna make a difference is it?

Rich1988 · 13 Apr 2008 at 21:26

not 100% on this but i thought any claim on any policy meant you lost your no claims? (someone correct me if im wrong), as for taking licence details all they needed is the date obtained etc, if they didnt take any of that I would be a bit worried as it probably means you were not insured?

scottyboy · 13 Apr 2008 at 21:33

Rich1988 said:
not 100% on this but i thought any claim on any policy meant you lost your no claims? (someone correct me if im wrong), as for taking licence details all they needed is the date obtained etc, if they didnt take any of that I would be a bit worried as it probably means you were not insured?

well i aint worried thats there problem. my agency asked me to send the details when i started but i didnt bother and they havent asked since. so neither my agency or my company knows i can drive.

bigredshark · 13 Apr 2008 at 21:35

My god this thread is comedy gold.

Rich1988 · 13 Apr 2008 at 21:37

if they asked you but you never sent it in its pretty much your problem :eek:

if it trasnpires that you wernt then unless someones covers for you you may be done for driving uninsured? need input from people who know better than me really

*btw scotty are you being serious, cant quite understand if your joking or not :/

Duke · 13 Apr 2008 at 21:41

bigredshark said:
My god this thread is comedy gold.

It has to be a joke :confused: