How much is your insurance premium?

Car
Alfa 147 2.0 Lusso (modified)

Experience and Risk
10years NCB + IAM & 0 points, South East London

Cost and Provider
£307.92 Fully Comp, Greenlight



Bike
Triumph TT600 (modified)

Experience and Risk
5years NCB & 0 points, South East London Garaged

Cost and Provider
£217.34 FC, Bennetts
 
Car-
2002 Neon R/T.

Experience And Risk-
I'm 32 with 14 years experience, she's 36 with 18 years experience. Full no claims for each of us.
Cost
£250 fully comp from norwich union.


Bike.
1993 ZZR 600.
I've had a full bike license for 17.5 years. 2 years no claims as i let the insurance lapse before I bought my firestorm a couple of years ago.

Cost-
A whopping £160 fully comp.
 
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Car
1999 1.4 Honda Civic 5 door.

Experience
7 1/2 years experience, 6 years NCB.

Cost
~£550, Fully Comprehensive, 25,000+ miles, full business use.
 
Car
Micra K11 1.0 litre, 96 model

Experience and Risk
Driving for just under 3 years, 2 years ncb, 1 claim in 2006.

Cost and Provider
~£400 Fully Comp renewal approaching this month with Elephant, may switch to Flexi-Bell though.
 
Jez said:
That is impossible to say without the postal code :confused:
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Another 400 quid to jump from a Fiesta to a Focus? Something wrong there. I can imagine that sort of differential if his Fiesta was already £1500 to insure but not a jump from 600 odd quid.
 
I paid roughly similar for almost the exact same car when I bought it, from the same insurer. I had no NCB and had been driving about 4 months. Im in one of the worst rated postcodes though.
 
Car
2000 E36 BMW 316i Compact 1.9

Experience and Risk
New driver, 0 NCB, etc etc

Cost and Provider
£2095 with LV for fully comp in my name. No other drivers on policy. Insured for commuting.


Renewal coming up next month. Had a claim last month, my fault - so probably have to look elsewhere and knock coverage down to TPFT to get it bellow £2k now....
 
Car
2000 Peugeot 306 XS

Experience and Risk
7yrs driving / 6yrs NCB

Cost and Provider
£290 Fully Comp 10,000 miles with Direct Line
 
Car
2004 E46 BMW M3 with modifications and £3,000 of wheels. Garaged/private drive in decent post code.

Experience and Risk
34, 7 years NCB, recent 3 month ban, 3 points and £10k's worth of claim last year.

Cost and Provider
£1,050 with Elephant. GF who has had licence for 6 months (!) as additional driver. Insured for commuting.
 
Car
2000 Toyota Celica 1.8 VVTi

Experience and Risk
21 yrs old, 4 years Experience and 4 yrs no Claims.

Cost and Provider
Coming up for renewal in a few months and quotes are looking about £560 Fully Comp!
 
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Jez said:
Yeah it makes a huge difference, in contrast i can insure an A8 for around £600, that's with 6 points 23 yo with business use and 1NCB!

<3 countryside
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Who was that with, I,ve been with swiftcover for a few years now, I just let them renew it. Maybe i'm paying way over the odds if you can get it for £600for a 23yo fc with business use as well.
 
Car
2000 Honda Integra Type R (UKDM)
1999 ST24 2.5 V6

Experience and Risk
27 yrs old, 7 years experience 5 years NCB

Cost and Provider
More than £440 fully comp
More than £360 fully comp
 
Shame insurance companies can't pass on their ridiculous premiums to the idiots with points for speeding than young people who can barely afford the insurance as it is.
 
Car
Volvo S40

Experience and Risk
4 Years Experience. 3 years claims bonus. No claims. Area SO16.

Cost and Provider
£400 TPFT from Admiral.
 
Car
Mondeo ST24, Alloys, Suspension Kit, Exhaust & Decat declared

Experience and Risk
5 Years / 23 year old. 4 No claims bonus. Area DL7.

Cost and Provider
£460 FC, Privilege Insurance
 
scott212 said:
Shame insurance companies can't pass on their ridiculous premiums to the idiots with points for speeding than young people who can barely afford the insurance as it is.
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Say that when you've got a bit of experience and you'll see how easy they are to get.
 
scott212 said:
Shame insurance companies can't pass on their ridiculous premiums to the idiots with points for speeding than young people who can barely afford the insurance as it is.
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Insurance compaines pass on thier ridiculous premiums to those who cause the most accidents, which happens to be young male drivers.
 
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