I'm never sure why people post this sort of thread on here. I know you're honestly looking for advice, but here isn't the place to find it unless you want to be judged by people and told you're a fool by others. You'd be better off asking people on the street imo.
Probably the CAB as suggested already is your best bet. Best of luck to you in sorting it out.
Probably the CAB as suggested already is your best bet. Best of luck to you in sorting it out.