Just splt up with the wife... need advice!

Joebob · 21 Apr 2009 at 22:23

2blue4u said:
The best piece of advice I can offer is don't look for advice on an internet forum You will get so much contradictory (and wrong) information that it will screw with your head.

I get what you are saying but don't worry. I'm very level headed and will thoroughly look into any advice on here before making any decisions etc.

kkelly · 21 Apr 2009 at 22:23

Hi mate,

Your older child (19) will be able to get a full grant(£2400pa) if they are in full time uni/college, I recieved this when my parents broke up 6 years ago this helped my mum at bit as she was unable to work at the time.

Joebob · 21 Apr 2009 at 22:25

Subliminal Aura said:
^^^^^^^^^^^^^^^

@Joebob really very sorry to hear of this, is there no chance of reconciliation ?

Not really. That avenue has already been gone down and exhausted unfortunately.

Subliminal Aura · 21 Apr 2009 at 22:29

Joebob said:
Not really. That avenue has already been gone down and exhausted unfortunately.

Well you're a very brave man and I wish you all my bests.

If you're on amicable terms with your wife then it would be sensible to seek some legal advice and see if you can come into some form of agreement with her.

Failing that, the courts and the CSA will pick your bones clean.

EffBee · 21 Apr 2009 at 22:39

Joebob said:
Me and the wife have seperated and things are going to be tough financially.

My wife doesn't work at the minute and we have two kids, one 19 (student) and one 5. I have told her I will still pay the mortgage and essential bills etc. I need to know if there are any benefits which will help her out being as though she is now essentially classed as a lone parent.

If anyone can help with advice etc it would be very much appreciated.

You need impartial legal and financial advice. The benefit rules are an arcane mystery. If, for instance you give your wife a load of money and she is on income based JSA she may get pound for pound deductions for what you give her. You need to optimize your joint circumstances, if possible given the circumstances.

Don't assume that ALL the rent, and ALL the council tax are covered by benefits.

It is hard but with all the stress in the situation but if your (ex-) wife can get a little job to get the benefits people out of her life she will have a very major source of stress removed from her life.

rojones · 21 Apr 2009 at 22:44

Not sure if this got posted but here ya go.

The % is based on how often you have the children in you're care, but on average about 15-20% of take home pay is about right.

https://secureonline.dwp.gov.uk/csa/v2/en/calculate-maintenance.asp

^ That should do the job.

Virdi · 22 Apr 2009 at 09:00

Very sorry to hear about your split

Before you get Solicitors involved and it turns nasty - Try to stay on good terms and sort out the finances between yourselves.

Solicitors are not nice people - They are running a business at the end of the day.

Joebob · 22 Apr 2009 at 09:17

kkelly said:
Hi mate,

Your older child (19) will be able to get a full grant(£2400pa) if they are in full time uni/college, I recieved this when my parents broke up 6 years ago this helped my mum at bit as she was unable to work at the time.

This sounds interesting... any idea where we need apply?

Thanks for the advice from everybody else - some handy stuff in there

Phil99 · 22 Apr 2009 at 09:34

Joebob said:
This sounds interesting... any idea where we need apply?

Thanks for the advice from everybody else - some handy stuff in there

It should be through the Student Loans Company (SLC) as with their current student loan. They'll just need to make an income assessed application and fill the same form out as normal.

Not sure when applications for next year need to be made, but if they currently have a student loan they should be aware of when it is.

Admiral Huddy · 22 Apr 2009 at 09:41

Personally, I would go and see a hypnotherapist/Counsellor. It’s not like you are crazy nor is it about putting into a trance waking up a different person.

They will make you see yourself and other differently, releasing your inner subconscious thoughts helping you too move on quicker. Sometimes your conscious thoughts get in the way of what you need to do, incl the finances. After a few sessions, you will find things a lot easier and you'll be stronger to cope.

rojones · 22 Apr 2009 at 12:01

Virdi said:
Very sorry to hear about your split

Before you get Solicitors involved and it turns nasty - Try to stay on good terms and sort out the finances between yourselves.

Solicitors are not nice people - They are running a business at the end of the day.

Yeh this ^ My Parents split up and it got messy with solicitors etc, It does nothing but take a long time and get everyone involved angry. And ends up costing both sides a load of money.

Dark_Angel · 22 Apr 2009 at 12:29

ic1male said:
Sorry to hear about this, Joebob. You seem like a decent bloke.

This - but it seems you aren't hating each other and the split is a "healthy" kind, and you are dealing with things in a responsible adult way.

arknor · 22 Apr 2009 at 12:44

your wife can get a lot of benefits and wont be required to work/look for work.
theres a thing on the job centre site you fill out and it tells you all the benefits you can claim

Psypher5 · 22 Apr 2009 at 12:58

Joebob said:
This sounds interesting... any idea where we need apply?

Thanks for the advice from everybody else - some handy stuff in there

also if its needed go to the uni directly. My mates mom died late last year and he had to get financial support from the uni. A bit of effort but they have things in place to help situations like these.

Also any higher tier bursaries etc will be available aswell.