Best way to insure a Rover 420 diesel and a 200 Vi at the same time?

mattyprice4004 · 24 Apr 2009 at 13:51

I need to insure both the 420 diesel and the 200 Vi I'm soon to be getting at the same time.

On the 420 my policy runs until Feb, but the insurers will not touch the Vi at all, so can't do it with them.

What would be the best way to get them both covered? I'm going to have both for a bit, then sell the diesel

Thanks

ethos · 24 Apr 2009 at 13:55

Find another insurance company for the Vi? ... then insure it.

You'll be able to get proof of no claims I would think and send it to them if you have any.

mattyprice4004 · 24 Apr 2009 at 14:05

Thought I'd be able to do it a lot cheaper if both were on the same policy that's all

The Vi is a grand to insure alone

[TW]Fox · 24 Apr 2009 at 14:06

Sell diesel, cancel insurance, re-insure Vi.

iaind · 24 Apr 2009 at 14:07

[TW]Fox;13947892 said:
Sell diesel, cancel insurance, re-insure Vi.

This

Janesy B · 24 Apr 2009 at 14:09

[TW]Fox;13947892 said:
Sell diesel, cancel insurance, re-insure Vi.

This.

It doesn't look like you are far into your policy so you'll lose a little bit but not much

Jez · 24 Apr 2009 at 14:29

Why have both? You wont want to drive the diesel with the Vi sitting there...

mattyprice4004 · 24 Apr 2009 at 14:34

Jez said:
Why have both? You wont want to drive the diesel with the Vi sitting there...

I'm not exactly sure what difference to expect tbh

Janesy B · 24 Apr 2009 at 14:35

It's going to be a damn sight more fun than a big old heavy diseasel!

Jez · 24 Apr 2009 at 14:40

rover416i said:
I'm not exactly sure what difference to expect tbh

It'll be miles better, flog the derv on ebay and be done with it

mattyprice4004 · 24 Apr 2009 at 14:42

Suddenly everyone loves the Vi?

Tbh the last few days I have noticed how big and heavy it really is, and how I don't need a car that big. It's lovely, but just not what I need right now, but if you're all sure I'll enjoy a Vi that much over the derv I'll get my ass in gear and hunt harder

Edit: Still not sure about reliability, thats why the 420 will be hanging around for a little bit once I get the Vi.

[TW]Fox · 24 Apr 2009 at 14:42

It's a Rover 400, it is neither big nor heavy

paradigm · 24 Apr 2009 at 14:43

In all fairness, if the 420XLD is putting out what he thinks it is (or near to), then I doubt it will be "miles" better, and it certainly won't be as easily tunable (turbo ***).

I think he should either stick with what he has (given he does 25,000 miles a year, the diesel is suited to the task AND he already owns it) save up, and get something good in Feb when his insurance expires. Or, he should get something cheap but relatively powerful now.

I don't think the Vi really falls into the category of "worthy upgrade".

Jez · 24 Apr 2009 at 14:45

They are pretty damn fun to drive actually, certainly far more so than a 420 diesel

peterattheboro · 24 Apr 2009 at 14:45

paradigm said:
I don't think the Vi really falls into the category of "worthy upgrade".

+ It looks like a bag of ****.

This is my own opinion of course.

Janesy B · 24 Apr 2009 at 14:47

OcUK in Rover and Corsa recommendation shocker. What's going on!?

Dogbreath · 24 Apr 2009 at 14:48

paradigm said:
In all fairness, if the 420XLD is putting out what he thinks it is (or near to), then I doubt it will be "miles" better, and it certainly won't be as easily tunable (turbo ***).

The Vi has 142bhp and weights nearly 200kg less than the 420. It's going to take an awful lot of tuning to make the derv as quick as the Vi. The Rover 200 with the K series is also quite economic for the performance, so driven steadily (ha!) it shouldn't cost much more to run. However, for longer motorway trips the 420 would be the better choice of the two.

Jez · 24 Apr 2009 at 14:51

Janesy B said:
OcUK in Rover and Corsa recommendation shocker. What's going on!?

Ive always thought the 200 was a good cheap little hatchback. I would actually go as far to say that it is the best cheap little hatchback. Ideal for new drivers who want decent poke and drive for little insurance due to their understated profile.

mattyprice4004 · 24 Apr 2009 at 14:52

paradigm said:
In all fairness, if the 420XLD is putting out what he thinks it is (or near to), then I doubt it will be "miles" better, and it certainly won't be as easily tunable (turbo ***).

I think he should either stick with what he has (given he does 25,000 miles a year, the diesel is suited to the task AND he already owns it) save up, and get something good in Feb when his insurance expires. Or, he should get something cheap but relatively powerful now.

I don't think the Vi really falls into the category of "worthy upgrade".

Recent estimates put the power at between 125 and 135bhp, we shall find out at the RR day.

And the Vi seems to fit, cheap and relatively powerful? It is both

At the moment fuel economy is about 35mpg :eek:

hooning can't have make a diesel drink! God knows what I could do in a Vi

I'm also running out of options for tuning the derv, people have lifted their cylinder heads at 170bhp lol!

mattyprice4004 · 24 Apr 2009 at 14:53

Dogbreath said:
The Vi has 142bhp and weights nearly 200kg less than the 420. It's going to take an awful lot of tuning to make the derv as quick as the Vi. The Rover 200 with the K series is also quite economic for the performance, so driven steadily (ha!) it shouldn't cost much more to run. However, for longer motorway trips the 420 would be the better choice of the two.

Is it really nearly 200kg less? I didn't actually know that!

I did a trip to Land's End in my old 416i and I am doing the same trip again this year, however will likely be in the Vi rather than the 400. Hope it's not too bad!

I'm seeing 38mpg on Parkers combined. I'm some hoof and the VVC will take care of that