My new toy!
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It'll cost me £150 more to insure a Mk1 MX5 than it would to insure my CTR. Just goes to show how much insurance groups (13 and 16 respectively) mean. That makes it £1500 to insure with me and the other half on there. 25 next year though, hopefully a clean license 1 more NCD will bring things down to a respectable level.
Howard - The 1.8 is closer to my CTR on paper, that's why. I'm very much accustomed to the CTRs 200ish bhp. Although the MX-5 is 200kg lighter, its up to 70bhp less powerful in 1.8 guise. I might look into something. If I get the oppertunity I'll try a 1.6, but it's hard enough finding any Mk1/Mk2 MX5 to test drive from a trade seller.
Howard - The 1.8 is closer to my CTR on paper, that's why. I'm very much accustomed to the CTRs 200ish bhp. Although the MX-5 is 200kg lighter, its up to 70bhp less powerful in 1.8 guise. I might look into something. If I get the oppertunity I'll try a 1.6, but it's hard enough finding any Mk1/Mk2 MX5 to test drive from a trade seller.
Come to the southern meet and I'll take you for a blast in mine - the performance belies the engine size a little 
There isn't a lot in it between the 1.6 and early 1.8s, some of the 1.8s are a bit heavier due to bracing as well so that further diminishes it
There isn't a lot in it between the 1.6 and early 1.8s, some of the 1.8s are a bit heavier due to bracing as well so that further diminishes itHow old are you?
Dup - out of interest, why have you discounted the 1.6? No harm in looking for a 1.8, you just seem pretty set that's all
32, so not ancient quite yet, the mileage limitation helps, plus its an extra 15% for being a member of MX5OC.
Come to the southern meet and I'll take you for a blast in mine - the performance belies the engine size a little
Yeah, but they have bigger brakes as standard plus they generally have stronger internals and slightly longer gearing from what I have read. I do plan to go the FI route once I've got the work on my house sorted, and having the 1.8 initially should make things easier.
I still need to drive one yet. For me it's the most logical step forward considering the budget I have in mind. I'd get a charged one from the get go, but my current insurance does not accomodate mods under 25.
I'm also considering waiting a bit longer to get a Mk2 instead but I'm still looking up the potential advantages (but I do prefer the styling and interior from looks alone).
If I could make it down south I would, but I might catch a cold or something
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An Mk1 will be eligiable for classic cover, go to a company that specializes in classics and you may be suprised. I know you don't live in a fantastic postcode but a classic policy makes my insurance hilariously cheap at 17, and less than half what it would be if I went on a "normal" policy. You would not accrue NCB on it, though.
And HIC
Oh, that's something to consider for next years renewal. Footman James (who I am with) are part of Aon and I won't be getting anything at the end of this year. Ah well, £650 for a 17 year old still can't be argued with
White ones look hot with a few tweaks:
Sadly the most effective way for me to insure the MX5 is to add it to my current policy and wait 6 months to get a more apt policy start modding as and when I get free money for it. A lot of small brokers won't insure my post code (its not a rough area, it's just fat too close to Blackburn and insurers hate Blackburn more than major cities and Afghanistan it seems). Thanks for the heads up though, worth a shot if I get a Mk1. Things might change when I'm 25.
Sadly the most effective way for me to insure the MX5 is to add it to my current policy and wait 6 months to get a more apt policy start modding as and when I get free money for it. A lot of small brokers won't insure my post code (its not a rough area, it's just fat too close to Blackburn and insurers hate Blackburn more than major cities and Afghanistan it seems). Thanks for the heads up though, worth a shot if I get a Mk1. Things might change when I'm 25.
Ive given it a quick machine polish and it has come up surprisingly well, Im very happy with the paint, the rear brake discs look shot tho and ive found a snapped drop link, apart from that it is mechanically perfect, I could do with some new tyres tho, the old ones are crappy maxlinkangdingdongs.
Now a question to you experts the insurance company have given me the option of either having a market value or a agree value, how do I get a proper valuation for it?
Now a question to you experts the insurance company have given me the option of either having a market value or a agree value, how do I get a proper valuation for it?
