18 year old wants a car.

My parents paid for my lessons and test, probably didn't cost a lot since it was mostly my dad and a mate who was training as a driving instructor so i got a reduced rate :) They didn't buy me a car since i was heading to uni in Edinburgh which has a decent bus network and it was pretty easy to hop on the train home so i never really needed one.

I was put as a named driver on their cars so if i actually needed it for some reason i could which worked well for trips to ikea or the dump or the occasional weekend camping with my mates. This worked out quite well for me and even though i dont have any NCB insurance quotes even for more interesting things are quite reasonable due to having a license for so long.

I will add that univesity + job = higher chance to fail, being able to spend as much time as you can studying is a real leg up over those who have to work. At uni i was spending about 70h/week just to keep up with the workload, i tried working at weekends for a short while but found i could never really relax and was burnt out by exam time.
 
[TW]Fox;15500159 said:
I do love the notion that we are supposed to beleive that I get around is earning up to 1200 quid a month whilst a full time student.

You need what, £20k a year to clear 1200 quid a month after tax?

Drug Dealing?

:D
 
I'm genuinely interested what a student could legally do to earn 20k+ while studying.

When I was studying, it was full days most days but I'd do weekends and a few evenings in a petrol station. Realistically you couldnt do much more than that in full time study, especially when you've got coursework etc to worry about. I was probably earning £600ish a month doing that, which was a lot more than most of my friends.

So assuming you work 50% full time hours, you're talking about a 40k salary - as a student!? Seriously, anyone who claims that is just a materialistic idiot spouting nonsesne. Nobody's going to hire a student into any professional role, so you're limited to the usual shops/pubs etc.
 
I've had my licence for two years next month and still don't have a car. I financed it myself with my part time wages and it was rather expensive but I could still do other stuff ontop of that. I can't afford a car justnow so don't have one,I won't get one until I can still do everything I want and still have a car.

My dad would help me with the car since I paid the lessons but the household financial situation is crap so I would argue with the pay one or the other for him but not it all. My dad thinks him buying me the car will make me drive like I can just destroy it :(
 
May i ask what A-Levels you are doing? And may i ask how many days a week you are required to be in college? I only ask because There is no way a student that is doing 3 (half decent) A-Levels and is in school 5 days a week, can earn £1200 a month. I should think a third of that would just be do-able.

Business studies (A)
Computing (A)
Physics (B)
Doing electronics this year.

5 days a week, 15 hours (3 a levels) at college when I was full time. Done two years full time and just one a level this year 5 hours purely from personal interest.

Night shifts, late evenings, early mornings.
Just cramming and cramming in overtime, pulling ridiculous shifts then going straight to college tired as hell and surviving on caffiene, £1200 is the most i've earned in a month and it was a blurry month. I'd say average what i've earned over the last 12 months is £550 odd. (and if you'd read my post properly you'd have seen what I wrote, £400-1200)

My contract hours add up to £400 odd in my job and thats a leisurely month.
 
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Business studies (A)
Computing (A)
Physics (B)
Doing electronics this year.

5 days a week, 15 hours (3 a levels) at college when I was full time. Done two years full time and just one a level this year 5 hours purely from personal interest.

Night shifts, late evenings, early mornings.
Just cramming and cramming in overtime, pulling ridiculous shifts then going straight to college tired as hell and surviving on caffiene, £1200 is the most i've earned in a month and it was a blurry month. I'd say average what i've earned over the last 12 months is £550 odd. (and if you'd read my post properly you'd have seen what I wrote, £400-1200)

My contract hours add up to £400 odd in my job and thats a leisurely month.

sounds more reasonable :)
 
I can't really answer the OP without sounding like a bit of a hypocrite. My personal opinion says that your son should probably try and find some way of supporting himself but then at that age I had my lessons and test paid for, although it counted as my 18th birthday present. I also had my first car bought for me too!

A lovely, £250, Blue Fiat Punto on a P plate with 100,000 miles on the clock and a thundering 55HP and such electrical luxuries as electric windows and central locking! :D

I think you should pay for his lessons and his test. Maybe get him a crappy car and see how cheap you can get the insurance. Then tell him he's got 2 months to find a part time job to help you out with petrol costs and insurance otherwise you'll just cancel the policy. I think that gives him a bit of time to realise what a convenience a car is and that in it's self might motivate him to do a few hours in a local shop or pub.

Just for the record when I passed my test at 18 years old my insurance was £1200, although there are so many factors that alter the price of insurance it probably isn't applicable.
:)
 
You've got absolutely no responsibility to pay for his lessons/test/car etc

If you would normally spend x on a birthday or christmas present for him, get him a voucher for lessons for that amount. Don't let him guilt trip you into spending a fortune because all his mates have cars.

Thats what my parents did - the voucher paid for most of the lessons, I paid for the rest of the lessons, the test and the car. They also helped me out by paying for the insurance up front and letting me pay them back monthly to save the interest the insurance companies charge
 
Doing what?

I was one of the biggest student nightclub events organisers in London and also did some sales consulting for a trading company and also some trading.

The nightclub stuff was great because it fitted in well because we went out every night anyway. The sales stuff was a big earner, 100% commission and I was/am **** hot at it:D I earned more than most of my mates did in the city whilst I carried on and read a Masters degree.

YOU JUST HAVE TO APPLY YOURSELF!!!111ONE££

Maybe if you did you wouldn't be driving a **** box:D

[TW]Fox;15502887 said:
I dont want to start a fight but you are a bit different..

All i'm saying is that it's easy to assume and that's what you did without really knowing who he is....
 
Er HTF can you earn 100% commission?

Whilst I can see that 1-2 people can get lucky, fall on their feet earnings wise, compared to the million teenagers out there, you are the exception that proves the rule.

No BS about hardwork, the fact is that whilst the odd few can get good incomes, the jobs just aren't there for the majority to earn more than £50-100 a week net.

I used to work every night in a supermarket after school and weekends totalling 24-28 hours, in todays money that would be around £100 a week (was about £25 back then 30 years ago), but I had little time for my life outside of school and work :(
 
Er HTF can you earn 100% commission?

Whilst I can see that 1-2 people can get lucky, fall on their feet earnings wise, compared to the million teenagers out there, you are the exception that proves the rule.

No BS about hardwork, the fact is that whilst the odd few can get good incomes, the jobs just aren't there for the majority to earn more than £50-100 a week net.

I used to work every night in a supermarket after school and weekends totalling 24-28 hours, in todays money that would be around £100 a week (was about £25 back then 30 years ago), but I had little time for my life outside of school and work :(

100% commission as in, I have no basic salary. There are tons of jobs that will get you more than a £100 a week, especially if you live in London. If you limit yourself to supermarket work then yes you won't do too well, but if you look at commissions based roles, the earning potential can be as high as you want it to be, combine this with multiple streams of income and you get the idea....
 
I get £7.10 where i work (tescos), time and a half for sundays and extra money for nightshifts.

You don't need to work 30 odd hours to earn £100 a week even in average paying jobs.
I work 11 hours a week, a sunday and an evening shift, thats £100 on it's own. And theres always overtime or shifts to cover, even if I do hate my job so damn much I fantisize about burning the store down. Pays good.
 
I get £7.10 where i work (tescos), time and a half for sundays and extra money for nightshifts.

You don't need to work 30 odd hours to earn £100 a week even in average paying jobs.
I work 11 hours a week, a sunday and an evening shift, thats £100 on it's own. And theres always overtime or shifts to cover, even if I do hate my job so damn much I fantisize about burning the store down. Pays good.

No one is disputing that you can earn £400 a month :confused: What people are lolling at is you claiming to be on £1200 some months whilst being a full time student.
 
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My dad payed for my lessons and test but told be I had to get my own car if i wanted to drive. In the end i payed the extra to be put on my mums insurance, payed for the petrol i used and offered to help with servicing and tax but was told i didnt need to. Now i pay nothing as it cost no extra for me to be a named driver.
 
100% commission as in, I have no basic salary. There are tons of jobs that will get you more than a £100 a week, especially if you live in London. If you limit yourself to supermarket work then yes you won't do too well, but if you look at commissions based roles, the earning potential can be as high as you want it to be, combine this with multiple streams of income and you get the idea....

Shame not everyone lives in London then

;)
 
Ive had all my cars bought for me (except the passat and the golf gti before that) and i never looked after them didnt really value them etc.

Therefore if/when im a parent, my kids wont be getting a car unless they show acute responsibility. Would rather buy them a better car at age 21 than a crap one at 17 when they are less mature.

So dont do it, and convince your wife not to aswell.
 
Have to admit this made for an interesting read, but I agree with lots of what you are all saying.

In some ways I feel its fair for me to comment in others I don't. I paid for all my driving lessons and tests out of my own pocket via summer work I did whilst I was at uni, but was given my first car and insurance for my 18th bday. It's not like I was taking the mickey with it though, the car was a 96 1.2 8v Corsa that belonged to my aunt, she would only have got about £700 for it on a trade in against her now one so it was worth more to me. Luckily my parents paid the 4 figures it took to insure the thing. I had certain things to wait for, I got the car a couple of months before I turned 18 but wasn't allowed to drive it before I turned 18 due to the extra £400 or so it would have cost me to insure the thing for those extra 2 months I was 17.

So yea, a fairly easy ride to start off with.

But what some people are saying about students not being able to save money to buy a car is wrong imho. I worked every summer full time during college and uni, and at the end of my second year I was in a position where I was able to drop £3000 on my lovely Yaris T-Sport (RIP :() Excluding that first years insurance and car I have paid for all my own insurance, tax, maintenance, fuel and buying the cars. It is most definately possible to save up enough to buy a decent car whilst at uni, you just have to be willing to work for it.

Hell, I even had enough that I was able to buy my 2.2 Astra Coupe when I wrote my Yaris off a few months ago!
 
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