New apartment

Jimmy1983 · 30 Mar 2010 at 07:45

Pinter75 said:
All I can say is never a lease hold ever again!

£12k is 5 years - unlucky me. Now residing in a detached freehold property - phew.

Why, what happened?

Abraham · 30 Mar 2010 at 09:06

Jimmy1983 said:
Why, what happened?

presumably £200/month ground rent + service charge.

Raumarik · 30 Mar 2010 at 09:48

Teledude said:
Or just sky everything

£85/month for full HD + phone + up to 20mb ADSL if you can get it - mine maxes out happily at 11mb and never had any issues with it

Don't you also need a BT line so you have to add rental onto that? Silly amount of money imo.

Teledude · 30 Mar 2010 at 10:02

Halfmad said:
Don't you also need a BT line so you have to add rental onto that? Silly amount of money imo.

No you pay Sky the rental - and the £85 inc ESPN - expesnvie yes but Virgin don't offer half the HD stuff Sky do imo

Raumarik · 30 Mar 2010 at 10:47

If it offers NHL I'll forgive you, I'd pay twice that to get coverage

krooton · 30 Mar 2010 at 11:20

Abraham said:
presumably £200/month ground rent + service charge.

Ouch if that is the case!

We've just bought a new build in Zone 4 London, and ground rent is £250 p/a and service charge £1,005 p/a.

Edward01 · 30 Mar 2010 at 11:30

Teledude said:
No you pay Sky the rental - and the £85 inc ESPN - expesnvie yes but Virgin don't offer half the HD stuff Sky do imo

Yes but don't virgin offer 50mb broadband?

Abraham · 30 Mar 2010 at 11:36

krooton said:
Ouch if that is the case!

We've just bought a new build in Zone 4 London, and ground rent is £250 p/a and service charge £1,005 p/a.

it is a bit steep, but I've seen service charges over 2k p/a

Taziir · 30 Mar 2010 at 14:28

BT usually charge a one off fee (£125?) to switch on a phone line for the first time regardless of whether they have already physically connected it.

Abraham · 30 Mar 2010 at 14:30

Taziir said:
BT usually charge a one off fee (£125?) to switch on a phone line for the first time regardless of whether they have already physically connected it.

A fee which there are usually numerous ways around.

Jez · 30 Mar 2010 at 14:37

Halfmad said:
You have a mortgage so surely you need life insurance too.

Why have you made that connection, i have never, ever heard of a mortgage company requiring life insurance. :confused:

Abraham · 30 Mar 2010 at 14:40

Jez said:
Why have you made that connection, i have never, ever heard of a mortgage company requiring life insurance.

Brokers will usually try and convince you that you do.

Jimmy1983 · 30 Mar 2010 at 21:27

What the best website to find out what the best providers are for ADSL will be and how far from the exchange I will be?

VaderDSL · 30 Mar 2010 at 21:33

Jimmy1983 said:
What the best website to find out what the best providers are for ADSL will be and how far from the exchange I will be?

I've always put a lot of faith into this site

http://www.samknows.com/broadband/checker2.php

Jimmy1983 · 30 Mar 2010 at 21:42

VaderDSL said:
I've always put a lot of faith into this site

http://www.samknows.com/broadband/checker2.php

Looks good thanks for the heads up...

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VaderDSL · 30 Mar 2010 at 21:48

Either BE / Sky imo if you are with O2 or Sky should be able to get a package deal of some kind?

SoundsGood · 30 Mar 2010 at 21:53

You may want mortgage payment protection.

Jimmy1983 · 30 Mar 2010 at 22:24

VaderDSL said:
Either BE / Sky imo if you are with O2 or Sky should be able to get a package deal of some kind?

Think I will prob go for O2, my mobile is O2 aswell(was planning on staying with them unless the signal is rubbish)

SoundsGood said:
You may want mortgage payment protection.

Incase you get redundant?

SoundsGood · 30 Mar 2010 at 22:34

Yes, or become ill and unable to work etc

Abraham · 31 Mar 2010 at 11:31

SoundsGood said:
Yes, or become ill and unable to work etc

most mortgage payment protection schemes are pretty terrible, and riddled with loopholes. There are much better ways to protect yourself in those situations. Even my broker advised against it