Poll: *** 2010 General Election Result & Discussion ***

Who did you vote for?

  • Labour

    Votes: 137 13.9%
  • Conservative

    Votes: 378 38.4%
  • Liberal Democrats

    Votes: 304 30.9%
  • UK Independence Party

    Votes: 27 2.7%
  • Green Party

    Votes: 2 0.2%
  • Scottish National Party

    Votes: 10 1.0%
  • British National Party

    Votes: 20 2.0%
  • Plaid Cymru

    Votes: 1 0.1%
  • DUP

    Votes: 4 0.4%
  • UUP

    Votes: 1 0.1%
  • Sinn Fein

    Votes: 2 0.2%
  • SDLP

    Votes: 3 0.3%
  • Other

    Votes: 16 1.6%
  • Abstain

    Votes: 80 8.1%

  • Total voters
    985
  • Poll closed .
Can you remember when the tories were last in? Imagine if I told you your interest on your mortgage was 15%. 15% the price of your house, to be paid, per year. Would you be happy?

:)

Learn more ..
:)

When mortgage rates were 15%, the average house price was £61k. (1992)
Currently the average house price is £165k (270% of 1992 price) with mortgages of 5%.

Based on that, my £153k flat would have only cost £57k. Average UK salary would have me earning only a 3rd less than now, but paying 2/3rds less for the house.

Using a a proportionate deposit of 33%, my mortgage in 1992 would have been £38k.

Again, using 1992 salary figures, using the same percentage of my income to pay the mortgage, I could clear it in 8 years, with total interest repayments of £27k, or 71% of the mortgage.

Present day, the inflated house price couple with lower interest rates sees me
only able to afford to clear the mortgage over 25 years, with interest repayments at 75% of the mortgage.

So cheaper house prices + higher interest rates is comparable to expensive houses with low interest rates. But as stated, higher interest rates act as an additional win for people with savings.
 
So can anything go in these discussions?

For example could Clegg ask for a Lib/Labour Co as long as Brown steps down, could he take charge of the Co, if Brown refused could his party oust him?
 
I have no idea how this is gonna go now. Clegg says he will talk to the tories first but I really can't see the conservatives supporting any electoral reform so I have a sneaking suspicion that the lib dems will form a coalition with labour. Then the question would be whether or not gordon brown would be part of that...

What's going to happen!
 
Apart from the fact that his party failed miserably and his leadership may be up for question?

Except with a large percentage of the overall, popular vote, (and an increase on the last election) he may (however slim the chance) be able to force a referendum on electoral reform. I would consider that a success.
 
Lol how the OCUK poll barely reflects what actually happened in the polls - other than showing the Tories beating Labour.

This just confirms to me that this whole forum is mainly populated by:-

1: Right wing elitist "I'm all right jack" types who only care about money and possessions and are in it solely for themselves.

I guess that's what happens when you run a poll hosted on a consumerist base of high value goods.

Glad the BNP vote went the same way for real though :-)

Roll on Lab/LD alliance :-)

And grats to the Greens for getting thier first seat - I'd have voted for them if they were standing in my Constituency.
 
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I have no idea how this is gonna go now. Clegg says he will talk to the tories first but I really can't see the conservatives supporting any electoral reform so I have a sneaking suspicion that the lib dems will form a coalition with labour. Then the question would be whether or not gordon brown would be part of that...

What's going to happen!

What does an electoral reform mean?
 
Me personally .. I think Clegg is going to 'coalition' with whoever offers him 'PR'.

That would infinitely help the Lib-dems in the long-term.

It's quite sad really - basically which ever party (Labour or Cons) compromises more ends up in power!

Clegg must feel he's the king of the world ..

I could quite happily cope with a Lib/Con coalition, both approve of a rollback of the civil liberty reducing legislation that has been a hallmark of Labour's administration. Both are concentrating efforts for deficit reduction into cuts rather than tax rises.

The only issue is electoral reform, and putting that to a free vote to get a referendum should solve that.

It would also give the government a comfortable working majority.
 
Lol how the OCUK poll barely reflects what actually happened in the polls - other than showing the Tories beating Labour.

This just confirms to me that this whole forums is mainly populated by:-

1: Right wing elitist "I'm al right jack" types who only care about money and possession and are in it solely for themselves.

I guess that's what happens when you run a poll hosted on a consumersit base of high value goods.

Glad the BNP vote went the same way for real though :-)

Roll on Lab/LD alliance :-)

And grats to the Greens for getting thier first seat - I'd have voted for them if they were standing in my Constituency.

The number of people who would vote for pedobear wearing a labour rosette is dramatically reduced here compared to the general population because people have an IQ greater than 5...
 
This just confirms to me that this whole forums is mainly populated by:-

1: Right wing elitist "I'm al right jack" types who only care about money and possession and are in it solely for themselves.
I love how you tar all Conservative voters with the "right wing elitist" brush. Have you considered that the a reason for a high Tory vote in these forms could actually be because it's, relative to the general population, reasonably well educated?
 
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The economy went on such a massive boom under early Labour. The biggest, longest, most successful economic boom in ALL RECORDED HISTORY, that everyone was minted, and house prices obviously flew up.

Nasty side-effect of such an incredibly successful economic period. Any other commodity, the free market would have produced much more of the commodity. But houses we can't - so the whole things screws up ..
 
OK cool. I was just talking about the situation the bloke presented me with.

His premise ---> Money in savings (not ISA), and money remaining on mortgage. Same interest rate. The higher the interest, the better.

It was that I disagreed with.

/end of that argument

Good to see you are mature enough to apologise for the very condescending attitude that you decided to take with me without knowing anything about me.

Did the OP state that money in savings did not include ISA? Did he also say that tracker rate mortgage only as opposed to other types of mortgages?

Did the Op state whether it was a Repayment Mortgage or an Interest only Mortgage?
 
So can anything go in these discussions?

For example could Clegg ask for a Lib/Labour Co as long as Brown steps down, could he take charge of the Co, if Brown refused could his party oust him?

The sky is the limit. Lib Dems can ask for ANYTHING AT ALL that is LEGAL.

It's up to Lab/Cons whether the demands are worth it.

Clegg as PM is too outrageous a demand and neither cons or lab will support a coalition with that as one of the rules ...
 
I have no idea how this is gonna go now. Clegg says he will talk to the tories first but I really can't see the conservatives supporting any electoral reform so I have a sneaking suspicion that the lib dems will form a coalition with labour.

It's true that the Conservatives aren't huge fans of electoral reform. But the state of parliament and the fact that they have gotten 36% of the popular vote to Labour's 29% thus far might be enough to get them to look at it.
 
Why is there still so much support for Labour?

They failed to control immigration.
The country currently has massive national debt.
His Tonyness took the country into 2 questionable "wars".
Gordon sold all the gold reserves when the price was low.
There are too many people living on benefits.
Lots of silly "terror laws".
Yes we had a period of massive excess but why didn't the government squirrel away some of that money for a rainy day, the country could sorely do with something like that now.


The only good thing I can think to say is under Labour no massive asteroid wiped out the country but even then I can't really attribute that to them.
 
What does an electoral reform mean?

The lib dems want us to have proportional representation instead of the first past the post system we have now where the number of seats a party gets does not accurately represent the proportion of the vote they got nationally. Hence the lib dems got ~55 seats compared to labours ~260 so labour got almost 5 times the number of seats with only about a third extra votes.
 
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