Without going into too much detail, i need the money to open my options up with regards a few things, if it wasnt for that i'd be sticking with the ST without question.
Fair enough, I'm not going to go all financial advisor because I'm sure that isn't what you need or want.
It just seems wiser to down step in both car and running costs that way you release the cash you need and will start to build up the new car fund (lets face it you probably won't want to keep the older car for the long term) from day 1.


