Insurance quotes for "fast" cars

Hutchy · 29 May 2010 at 22:47

Bit of backstory first.

Just bought myself a 2006 Golf GTi, I'm 25 with 1 year of NCB. Had my license for around 8 years, driving since I was 17.

Comparison sites seem to be quite unreasonable at 1200£ compared to using say Bell insurance which I've found to be giving the best quotes so far at around 770£.

Any more specialist places I can try? The reason I ask is that I found Bell from you guys and they are easily my best quote so far.

loltim · 29 May 2010 at 22:49

You bought the car before getting insurance quotes?

Try sky insurance.

ganesh · 29 May 2010 at 23:23

Try some specialists such as, sky, chris knott, adrian flux and noel dazely. Admiral are generally quite cheap for young drivers with performance cars also.

Spuderoony · 29 May 2010 at 23:26

I would seriously doubt you're going to get it a great deal than 700 odd in the current climate with only 1 year NCB.

Find yourself a Golf forum, see who they recommend, and check out if they have any owners club deals going through a specialist, like Adrian Flux, or someone like that.

Hutchy · 29 May 2010 at 23:54

Thanks guys, theres a few there I haven't tried, will let you know how I get on.

benjo · 30 May 2010 at 00:35

Spuderoony said:
Find yourself a Golf forum, see who they recommend, and check out if they have any owners club deals going through a specialist, like Adrian Flux, or someone like that.

Yep! Register at golfgtiforum.co.uk, have a read of http://www.golfgtiforum.co.uk/index.php?topic=51793.0.

Thread is quite old now, but martinb still works at HIC. If you phone them up and mention the forums, he's usually pretty good at helping people out

oap · 30 May 2010 at 16:39

Any reason why in eight years of driving you only have one year no-claims? Could explain your poor quotes.

Minstadave · 30 May 2010 at 16:44

oap said:
Any reason why in eight years of driving you only have one year no-claims? Could explain your poor quotes.

The force is telling me he made a claim about.....hmmmm....a year ago.

ubersonic · 30 May 2010 at 16:50

Its your NCB that's murdering you, that car is group 17 I believe, im the same age as you and paying £700 a year with bell for a group 19 import with 3 years NCB

RenoRanes007 · 30 May 2010 at 23:03

Try Lancaster, I'm 25 (although when I took out the Insurance I was 24) with No NCB, driving less than a year and Insurance on my Audi UR Quattro Coupe Turbo is £700.

Defcon5 · 31 May 2010 at 10:29

Minstadave said:
The force is telling me he made a claim about.....hmmmm....a year ago.

I thought you only lose a few years if you crash? Mine was reduced by 2 years.

I would guess he has been a named driver

5abr3 · 31 May 2010 at 11:06

Also possible he hasn't been the main driver on a car till now

L0rdMike · 31 May 2010 at 11:56

5abr3 said:
Also possible he has been fronting on a car till now

Hutchy · 31 May 2010 at 16:06

Yes you guess correctly.

Foolishly haven't been building up my own NCB. Reason I don't have insurance on the car yet is because I'm 25 in 2 weeks time, so I'm waiting for that to roll around as Bell seems to knock off 300£ for that extra year.

Thanks for the advice upto now though, I appreicate it.