Responsible people aren't having kids

save up 10 grand! whatever for? me and the mrs never saved up 10 grand, we have savings, but we have never dipped into them to pay for anything child related, people in this thread are throwing huge figures about concerning how much kids cost, and from what I can make out, dont even have any kids themselves, so have no real idea how much they actually cost, kids are not that expensive, they eat smaller amounts than adults, kids clothes are cheap, they are only using the same electric that you are using for the tv, etc, they dont cost extra gas, no extra council tax, mortgage/rent etc, what are you all on about?

If you want to buy the world for your kids, yes it will cost you a lot of money, but thats a lifestyle choice, teaching your kids good manners, morals and having fun with them costs nothing, your all talking rubbish, Im a parent, I know this for a fact


Fantastic. Lets scrap all child benefit. And not before time.
 
they eat smaller amounts than adults, kids clothes are cheap, they are only using the same electric that you are using for the tv, etc, they dont cost extra gas,
I don't understand how what you've said is logical. Simply being a child doesn't mean you use much less electricity than if there was an extra adult in the house (assuming they are old enough to use appliances).

How do they not cost extra gas? That doesn't even make sense unless they never wash (or perhaps you don't have a gas boiler).

If you had a small woman in the house, would you give her a massive discount on rent because being little means she uses almost no electricity and gas :confused:...

no extra council tax, mortgage/rent etc, what are you all on about?

And it must cost extra rent, because unless all of your children sleep in the sitting room they are going to need separate bedrooms, which means a bigger property than just 2 people ... which is obviously higher rent or involves buying a more expensive house.

You obviously love your children, which is cool, but I don't think your financial arguments hold water.

your all talking rubbish, Im a parent, I know this for a fact

Simply because you have children doesn't mean your opinion is more valid than statistics
 
Fantastic. Lets scrap all child benefit. And not before time.

why wouldnt you want some of your own money back, you pay tax, then you are entitled to some back under crtain conditions, its YOUR money, providing youre not on benefits, its exactly what the benefits system is for, anyway, you do realise that child benefit is miniscule?

I don't understand how what you've said is logical. Simply being a child doesn't mean you use much less electricity than if there was an extra adult in the house (assuming they are old enough to use appliances).
first off, a large majority of your electric bill comes from appliances which will be on regardless of how many people are in the house, EXTRA costs are very minimal, you dont have to fill your childs room with electrical items you know

How do they not cost extra gas? That doesn't even make sense unless they never wash (or perhaps you don't have a gas boiler).
as above, the majority of your gas bill comes from central heating and cooking, these will both be used the same amount of time regardless of how many people are in the house, if you think your large bills are down to washing your wrong!

If you had a small woman in the house, would you give her a massive discount on rent because being little means she uses almost no electricity and gas :confused:...
why would i let a small woman live in my house for free, shes not one of my kids! :equally as confused: ...



And it must cost extra rent, because unless all of your children sleep in the sitting room they are going to need separate bedrooms, which means a bigger property than just 2 people ... which is obviously higher rent or involves buying a more expensive house.
personally, ive always rented 3 bed houses since the age of 21, cant stand flats, so its made no difference to me, I would never buy anything smaller either, also if you own, you only need to extend, not sell and move, possibly paying more

You obviously love your children, which is cool, but I don't think your financial arguments hold water.

im gonna go out on a limb here and say you obviously have no children and are gripping hold of this 100/200 grand to the age of 18/21 fantasy



Simply because you have children doesn't mean your opinion is more valid than statistics
yes it does, my opinion is based on experience, that statistic youve read is without doubt based on very high end living, not the norm
 
why wouldnt you want some of your own money back, you pay tax, then you are entitled to some back under crtain conditions, its YOUR money, providing youre not on benefits, its exactly what the benefits system is for, anyway, you do realise that child benefit is miniscule?

I'd rather not get taxed in the first place.
 
Lot's of stupid uneducated people are easier to control.

Not really, they tend to be unpredictable and stupid and they don't have much to loose.

Normally people that are doing ok are much easier to keep happy as they won't actually do anything unless it's REALLY serious.
 
I blame benefits. You should only be allowed benefit for the kids you have already, any born while on benefit is tough bananas. Your own fault. Contraception is free.

Don't be daft, the state dictating which child is worth more to society than another by refusing the small amount of child benefit for a child you had whilst on benefits - unworkable idea, you'd actually have to employ people to ensure this was enforced raising the cost.

Far more effective would simply be to scrap the system and tax less, therefor bypassing the need to employ people to check the distribution of child tax credits, child benefits etc.

PS I've just had my first child 2 weeks ago - I'd much rather have lower taxes than a paltry few quid they offer for my child. We had her because we wanted her, it's up to us to pay her way. Those on benefits should simply not get anything for kids and basic benefits raised to compensate, then those who can should be given jobs but that's an entirely different topic.
 
PS I've just had my first child 2 weeks ago - I'd much rather have lower taxes than a paltry few quid they offer for my child. We had her because we wanted her, it's up to us to pay her way.

I wish more parents would think like this. All I seem to see, when it comes to budget times, is parents worried about child tax credits or the amount for childcare etc etc.

YOU had the kids by choice, no one forced you....
 
I thought life has always been:
so to school/uni/apprentiship > graduate > get a good job > buy a house > buy a car > get a wife > have kids.

You mean its not like that anymore??!!

Nope :p

for me it was

Go to school, go to uni, have kids, leave uni, get a crap job, get a better job, get a house, get married.
 
save up 10 grand! whatever for? me and the mrs never saved up 10 grand, we have savings, but we have never dipped into them to pay for anything child related, people in this thread are throwing huge figures about concerning how much kids cost, and from what I can make out, dont even have any kids themselves, so have no real idea how much they actually cost, kids are not that expensive, they eat smaller amounts than adults, kids clothes are cheap, they are only using the same electric that you are using for the tv, etc, they dont cost extra gas, no extra council tax, mortgage/rent etc, what are you all on about?

If you want to buy the world for your kids, yes it will cost you a lot of money, but thats a lifestyle choice, teaching your kids good manners, morals and having fun with them costs nothing, your all talking rubbish, Im a parent, I know this for a fact

I am a kid ( or well, was 1.5 years ago, but you could say I'm still a kid) and I know what I cost to my parents.
I guess I worded it incorrectly, I would want at least 10k before having kids...
I want to give kids at least the same I had.
 
I wish more parents would think like this. All I seem to see, when it comes to budget times, is parents worried about child tax credits or the amount for childcare etc etc.

YOU had the kids by choice, no one forced you....

Yes, and you typically budget for them based on expected levels of income and outgoings.

People bitch when interest rates go up because then mortgage payments go up... Not much different really.
 
The problem is that people think it's wrong to be materialistic and not wanting to have kids because you want to live well. Why is that a problem?

I think its more that when you have your own child. Material possessions don't mean as much in your eyes anymore.

I can honestly say there is no amount of money in the world that would stop me having kids if I knew as i do now what it is like to have kids. I respect peoples choice not to have children but I do not understand it.

I have two kids and yes I have to make sacrifices like holidays but as long as the kids are happy then so am I.

The problem I have and will do until they are both old enough for school is childcare. Both my wife and myself work, which unfortunately we need to otherwise my wife would stay at home.

I could certainly not afford a third child because of childcare costs so it does annoy me slightly that people can sit at home drawing in the money and popping out children without having to worry if they can afford it or not.
 
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