Will this T-Cut out?

Adam said:
Alright smart arse, my iPad auto correct changed it to alpha from alfa.

You are missing the point. This guy had his car damaged through no fault of his own. Why should he now he now have to drive an inferior car?

It seems these companies offer half of their promises as their definition of a comparable car is very subjective.
Click to expand...

Yeah sorry, you can override it...

If it carries the same amount of people, takes as much crap in the boot and goes forwards and backwards then I'd class that as comparable.

Yes the guy had his car damaged through no fault of his own, but then is it fair that everyone has to pay an extra £50 a year on their premiums just because matey boy feels he should get a premium class car when he shopping trolley is written off? Nothing is fair, deal with it. We just have to choose the lesser of two evils.
 
alexisonfire said:
One quick question, going on the basis the car is a write off, from the time i have until the car is taken away. Am i legally able to remove any modifications i have made and replace with standard parts? As i will probably be replacing the car with another C2 and don't want to have to buy these again?
Click to expand...

I don't see why not, the insurance company generally do not replace modifications even though you declare them.
 
alexisonfire said:
One quick question, going on the basis the car is a write off, from the time i have until the car is taken away. Am i legally able to remove any modifications i have made and replace with standard parts? As i will probably be replacing the car with another C2 and don't want to have to buy these again?
Click to expand...

I am not a lawyer, but my opinion is that yes, you are entitled to remove whatever you want as its your car until they offer you a settlement figure which you accept.

Do be aware though that if you take, say, the wheels off and they collect a car with no wheels you'll receive a valuation that reflects that :p
 
[Corsa]Fox;17910938 said:
Years back I read in one of the IAM magazines that something like 75% of non fault accidents could be prevented by the innocent party...
Click to expand...

Wouldn't surprise me if it was more.

The number of times I could have been hit by now is staggering, and there's a few times where I could have hit someone else.

This is one of the areas where my brother is complete fail, he'll be approaching a T junction and the car waiting has the body language of "I'm pulling out now", you can see the driver looking the other way. Then when we get there and the car pulls out on him: "Where the hell did you come from! WTF!". *sigh*
 
alexisonfire said:
One quick question, going on the basis the car is a write off, from the time i have until the car is taken away. Am i legally able to remove any modifications i have made and replace with standard parts? As i will probably be replacing the car with another C2 and don't want to have to buy these again?
Click to expand...

Depends what the modifications are.

Bigger alloy wheels and a bodykit? I woulnd't.

Headunit if you can replace it with the standard one or something small and not obvious? Yes I would.

Legally I have no idea, I doubt they want you taking much off it to be honest.
 
Peerzy said:
Depends what the modifications are.

Bigger alloy wheels and a bodykit? I woulnd't.

Headunit if you can replace it with the standard one or something small and not obvious? Yes I would.

Legally I have no idea, I doubt they want you taking much off it to be honest.
Click to expand...

I've already removed the HU which i only got a couple weeks ago, and was also hoping to remove the custom exhaust (although from what i can make out, the exhaust is shagged anyway so won't bother) and induction kit
 
Robbie G said:
Given those criteria, not getting the E90 was a blessing in disguise :D
Click to expand...

It would be pretty reckless for an insurance company to give a person accustomed to driving a FWD supermini, a RWD BMW. I'm glad they have more sense than that, even if it's for financial reasons.
 
Janesy B said:
Yeah sorry, you can override it...

If it carries the same amount of people, takes as much crap in the boot and goes forwards and backwards then I'd class that as comparable.

Yes the guy had his car damaged through no fault of his own, but then is it fair that everyone has to pay an extra £50 a year on their premiums just because matey boy feels he should get a premium class car when he shopping trolley is written off? Nothing is fair, deal with it. We just have to choose the lesser of two evils.
Click to expand...

Errr don't twist my words mini-Fox. I agree the 3 series would have been ridiculous but I still stand by the fact that I'd be disappointed with a 207 Estate if my C2 VTS/VTR had been hit and it wasn't my fault.
 
Adam said:
Errr don't twist my words mini-Fox. I agree the 3 series would have been ridiculous but I still stand by the fact that I'd be disappointed with a 207 Estate if my C2 VTS/VTR had been hit and it wasn't my fault.
Click to expand...

To be fair they are both pretty similar in the eyes of an insurer. Both are low powered, low end but not bottom of the range French hatchbacks. They won't have a C2 VTS or a Twingo 133 on hand just incase somebody with a warm yet not hot but not as big as a Focus hatchback has an accident.

The 207 won't fail to do something reasonable that the C2 is able to - whereas if you gave somebody with an E Class a Ka you could easily argue it won't be as suitable for long trips, or carrying people, or whatever.
 
Adam said:
Errr don't twist my words mini-Fox. I agree the 3 series would have been ridiculous but I still stand by the fact that I'd be disappointed with a 207 Estate if my C2 VTS/VTR had been hit and it wasn't my fault.
Click to expand...

Stop trying to invalidate my points by dishing out petty insults, it's repulsive and downright irritating.

So what if you get a car that isn't 'sporty'? The insurance company is obliged to give you a car suitable in needs, not so you can go for a spirited drive.
 
[Corsa]Fox;17911119 said:
To be fair they are both pretty similar in the eyes of an insurer. Both are low powered, low end but not bottom of the range French hatchbacks. They won't have a C2 VTS or a Twingo 133 on hand just incase somebody with a warm yet not hot but not as big as a Focus hatchback has an accident.
Click to expand...

I'm not going to bite, really cba tonight
 
Janesy B said:
Nothing to bite really is there?
Click to expand...

Well, there is?

A 207 isn't awfully "Like for like" comparable to a C2 VTS in many other ways that they are a similar size and very broadly speaking the same class/style of car.

Working the other way that's like me expecting a Conti GT if someone ploughed into the Soarer.
 
Joshy said:
Well, there is?

A 207 isn't awfully "Like for like" comparable to a C2 VTS in many other ways that they are a similar size and very broadly speaking the same class/style of car.

Working the other way that's like me expecting a Conti GT if someone ploughed into the Soarer.
Click to expand...

No, it can carry more people in comfort and fit more than a loaf of bread in the rear. So in some respects the OP is better off.
 
Oh come on Joshy, lets be reasonable here.

If you owned a C2 VTS and were given a 207 what would you really be expecting?

There isnt much out there really is there? It's close enough.
 
Joshy said:
Well, there is?

A 207 isn't awfully "Like for like" comparable to a C2 VTS in many other ways that they are a similar size and very broadly speaking the same class/style of car.

Working the other way that's like me expecting a Conti GT if someone ploughed into the Soarer.
Click to expand...

And you would be in the right demanding one son, they dont make them fine cars anymore so you deserve something 2 door auto and fast, accept no substitute!

Its all over iv had a few now, im gonna shut up before i spam the whole forum :)
 
You must log in or register to reply here.
Back
Top Bottom