Rear ended :(

Special doctor is special, he can only agree with your appraisal of the condition, i could walk right into a doctors now and claim i had whiplash and he couldn't do anything to disprove this.
 
and that means i didn't get injured in the crash?

Broken bones > Stiff neck.


That's what he said, re-read it please. Nothing to suggest you did not sustain injury in the accident.

Special doctor is special, he can only agree with your appraisal of the condition, i could walk right into a doctors now and claim i had whiplash and he couldn't do anything to disprove this.

Exactly, anyone could walk in and the Doctor will ask: Does X hurt and does it hurt when I do this? If you answer yes, COMPO AHOY.
 
If someone ran into the back of me I'd claim it as well. People claiming the morale high ground that it puts all our premiums up and we all pay for it doesn't cut it.

How many people here claim some form of benefit even child allowance despite not really needing it. That costs us all as well. Never yet met anyone morally superior enough to give it back?

Besides the payout of 4k could end up being pocket change if the problem causes you issues later on it life. If it didn't hurt I wouldn't claim, but even if it was sore for a day I'd be putting a claim in.
 
If someone ran into the back of me I'd claim it as well. People claiming the morale high ground that it puts all our premiums up and we all pay for it doesn't cut it.

How many people here claim some form of benefit even child allowance despite not really needing it. That costs us all as well. Never yet met anyone morally superior enough to give it back?

Besides the payout of 4k could end up being pocket change if the problem causes you issues later on it life. If it didn't hurt I wouldn't claim, but even if it was sore for a day I'd be putting a claim in.

Not needing it but being allowed to claim it is not the same as what's being discussed here
 
If someone ran into the back of me I'd claim it as well. People claiming the morale high ground that it puts all our premiums up and we all pay for it doesn't cut it.

How many people here claim some form of benefit even child allowance despite not really needing it. That costs us all as well. Never yet met anyone morally superior enough to give it back?

Besides the payout of 4k could end up being pocket change if the problem causes you issues later on it life. If it didn't hurt I wouldn't claim, but even if it was sore for a day I'd be putting a claim in.

It's a dick head thing to do given people who genuinely get hurt in such accidents and actually need the money. If everyone claims then at some point the compensation figures will have to fall. Personally I'd say it's for the best that they make it extremely difficult to claim for whiplash and you have to have solid proof that it's really affecting your life. It should not be a simple case of ringing a phone number and having everything done for you, which incentivises everyone to claim. Where there is compensation, there is large scale abuse.

I believe in compensation for examples like this, the OP could have done nothing to avoid it. I think however cases where people slip up in toilets etc it's entirely their own fault for being - essentially - retarded and compensation should not exist.
 
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And if that was caused by an accident would you not claim?

For all I know, it could well have been from some accidents when I was a child, but I've had it for years and just ignore it, some days it is almost crippling and it is hard to do my job, but I still do it and would not claim anything for it.

If it was as a result of an accident now and I had to have paid for physiotherapy etc. then I may claim, but only for the costs of the treatment, not for any financial gain, but even then, they way I've been brought up this is not something I'd likely do. I'm much more likely to just pay out of my own pocket for treatment.

How many people here claim some form of benefit even child allowance despite not really needing it. That costs us all as well. Never yet met anyone morally superior enough to give it back?

Student Loan is all I get, which I shall be paying back as soon as I graduate and am employed at a pay level that allows me to do so....I have been unemployed between education and never claimed JSA etc. I don't see that I have a need to, getting a job (even a low paid one) isn't that difficult.
 
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If someone ran into the back of me I'd claim it as well. People claiming the morale high ground that it puts all our premiums up and we all pay for it doesn't cut it.

How many people here claim some form of benefit even child allowance despite not really needing it. That costs us all as well. Never yet met anyone morally superior enough to give it back?

Besides the payout of 4k could end up being pocket change if the problem causes you issues later on it life. If it didn't hurt I wouldn't claim, but even if it was sore for a day I'd be putting a claim in.

Maybe it should be paid into an account you can use only for medical use rather than a new dishwasher and holiday?
 
Maybe it should be paid into an account you can use only for medical use rather than a new dishwasher and holiday?

How about not being able to do your job because of it? That money would also be needed for the new dishwasher etc. I was off work for a few days for whiplash, and only got £250 for the week. No where near what it actually cost me!
 
This country has gone too far down the compo road to turn back now, it really dosent bother me any more, i wouldnt bother to claim but it dosent give me the hump when someone else does.
 
How about not being able to do your job because of it? That money would also be needed for the new dishwasher etc. I was off work for a few days for whiplash, and only got £250 for the week. No where near what it actually cost me!

Out of interest are you self employed?

SSP will cover minimum sick pay, regardless though in every job I've ever had I always got full pay when I was off sick.

I suppose part time is different, couldn't comment about that
 
Once medical technology is invented which can accurately diagnose true whiplash with minimal failure then fraudulent claims will fall.

Also I'd love to see the end of 'personal injury companies' or regulate/limit their advertising. The whole point is it's so bloody easy to claim. If they made it like any sort of other normal legal challenge with barriers then people wouldn't be as tempted to claim.
 
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It's a dick head thing to do given people who genuinely get hurt in such accidents and actually need the money. If everyone claims then at some point the compensation figures will have to fall. Personally I'd say it's for the best that they make it extremely difficult to claim for whiplash and you have to have solid proof that it's really affecting your life. .

Ok fair point but where do you draw the line. A friend of mine had an accident recently where a car hit him from behind hard. He was off work for 3 weeks because he couldn't move his head or twist at all without pain.

Yet he was paid fully by work and the insurance comapny will pay for the visits to the physio.

Would you claim for that or not? After all he's lost no money. Or do the insurance companies prefer to pay out now rather than have to re-visit what damage and pain that may cause further down the line?

Is it not easier to go theres 3k now get lost?

3 or 4 grand could end up being nothing if later on in life it becomes hard to do a manual job because of pain.
 
If it was as a result of an accident now and I had to have paid for physiotherapy etc. then I may claim, but only for the costs of the treatment, not for any financial gain, but even then, they way I've been brought up this is not something I'd likely do. I'm much more likely to just pay out of my own pocket for treatment

You'd pay out of your own pocket? Then you are silly tbh.
 
Forget all the other ****** Mike, what car you buying now you had a money top up?

Makes me laugh this forum, iv never seen so many perfect people in one place, who gives a **** what hes claimed, every other ****ers doing it, let him get on with it, or do you all really think your insurance company is going to pass the saving on to you if all claims suddenly stopped.
 
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Forget all the other ****** Mike, what car you buying now you had a money top up?

Makes me laugh this forum, iv never seen so many perfect people in one place, who gives a **** what hes claimed, every other ****ers doing it, let him get on with it, or do you all really think your insurance company is going to pass the saving on to you if all claims suddenly stopped.

You may well not give a **** when the small increases in premiums come about, some of us bloody well do as were the ****'s funding it! a

No, the ****'s at the insurers probably wouldn't pass much, if any, saving on, but as long as this situation continues, the premiums will continue to rise so the situation - for mugs like me - will only get worse. :)

It pee's on my fire big time! :mad: :(
 
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