Minor Head On Crash, What To Do?

[TW]Fox;19283190 said:
In a private carpark with no witnesses. Cracking advice there - could end up with a fault claim on his policy over a minor carpark bump.
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He is injured.

Witnesses, he is his own witness, there is the photographic evidence of the position of the cars. There are loads of accidents where there are no independent witnesses, it doesn't stop people making a claim. There are about at least 20 of those on my desk any given day.

She was there, hell, at worst he is back at square one, which is now, at 50/50. Even that he still get his car repaired, and he would still get 50% of the whiplash injury that he is entitled for.
 
EliotG said:
To be honest she had plenty more room to go over to the left. It's her fault, she was just being lazy by driving straight down the middle. But I doubt the insurance will see it that way.
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Looking at the images, especially the third one, i disagree. Its not clearly defined and there is a pedestrian section on one side. To have collided, i suspect they both took it too fast.


Raymond Lin said:
He is injured.
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My hairy back side he is inured. Ive felt worse after stubbing my toe. Should i sue the coffee table?


___-


Btw isnt in very wrong to post pictures of her plates, and i note, not yours? Anybody with that car in that colour now knows what false plate to use?
 
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Raymond Lin said:
That's too broad assumption to assume that premiums have gone up PURELY because of claims have increased.

Sure....the recession has nothing to do with it.
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Are you the work experience boy at a legal practice or something? You come across like you are some sort of solicitor yet the 'advice' and 'opinion' contradicts this..
 
It is private land. There is no 'my side of the road'.

It is a 50/50. View it as a judge would. No independant witness. No leg to stand on.

You are both at fault.
 
The width of that road excluding the walkway looks plenty big enough for two cars to pass slowly, she was definitely in the wrong position to be negotiating a tight corner like that.
 
[TW]Fox;19283242 said:
Irrelevent to my point.



It doesn't work like that. You can't just make a claim with yourself as your only witness.

It's a 5mph parking dink!
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I actually typed out a big paragraph about all the legal stuff on how you can make a claim but knowing you, you just going to argue to the cow come home so I am not going to bother.

I just say this though. If you can't make a claim with just the claimant as a witness then I ask you why we keep on settling these cases on a 50/50 basis at work.
 
[TW]Fox;19283253 said:
Are you the work experience boy at a legal practice or something? You come across like you are some sort of solicitor yet the 'advice' and 'opinion' contradicts this..
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My advice is go through the proper channels.

Your advice is sort it out yourselves.
 
Raymond Lin said:
I actually typed out a big paragraph about all the legal stuff on how you can make a claim but knowing you, you just going to argue to the cow come home so I am not going to bother.
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Well no, I just pick up on stuff I personally beleive to be wrong.

I just say this though. If you can't make a claim with just the claimant as a witness then I ask you why we keep on settling these cases on a 50/50 basis at work.
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I didnt say you cannot make a claim. It wouldnt be the cut and dried case you seem to think it would be.

What exactly do you do for a job then? You can't try and validate your posts by saying 'I do this at work' without telling us.
 
Raymond Lin said:
My advice is go through the proper channels.

Your advice is sort it out yourselves.
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And you think making a claim through your own insurer is the best way to go about settling a situation where there is minor damage to two £1500 cars in a private carpark?

I mean, really?
 
You guys are all going " just let it go, its only a bit of lower back pain"

Well, I didn't make up the OP's injury, he stated he was injured and was sent home from work.

I don't see the relevance of the falling off the bike of stubbing your toe on your own coffee table. Was a car involved? Did you buyer insurance against the coffee table?

The OP has a legit case, yes, it is likely to be 50/50 without independent witnesses but it does not make his claim less legit. it is up to him to consider whether it is worth his time to claim compensation. Not you, not me, not us. I merely said what he should do because according to the OP, he is injured.

So how far would you be injured before you make a claim? bruises? cuts? whiplash? broken skull? lost limb? paralysed?

Where is the line? It is not up to us, I don't know why you guys are acting like a jury.
 
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[TW]Fox;19283311 said:
And you think making a claim through your own insurer is the best way to go about settling a situation where there is minor damage to two £1500 cars in a private carpark?

I mean, really?
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Actually, no. Make a claim through getting a CFA and through a solicitor. The particulars of claim can include damages for the car should he wish.

How he fix the car now is up to him. Through insurance if he wants, claim the excess within the PI claim and claim that back too. All he needs is proof for the repair, i.e. photos and receipts for the repair.
 
Work at Ikea I take it :)

I'd just say look lets just fix our own cars and forget about it, Fair few scrap yards kicking about up here if you need to find a bumper (all will have plenty of clios)
 
How can you say its 50:50. The other party is driving out of work and his driven into by a loon who's come screaming off the road and into a driveway that she was already on.

She had no choice but to drive to the road the OP had the choice not to turn into the driveway.



Not saying the OP is a loon just looking at it from the 3rd party
 
You must work for the marketing department of a solicitor. I cant beleive you are actually suggesting he starts paying for legal representation for this. Unbelievable.
 
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