When you claim on your insurance you may also discover that you had a nice DSLR in there along with a nice external HDD and a few other bits and bobs you may have unfortunately left in there....
I could try pulling a fast one on the insurers.. "Left it on the train" etc however I'm not that type even though my morals today are being tested.
If it makes you feel any better I had a great day starting with a delicious chip that hit the flag pole to sink in for a birdie, going into coral to collect my winnings after finding out own goals don't count as first goalscorer then using the money to buy a pub dinner whilst watching the football. Then my friend who won more money decided to get in a round of chocolate fudge cake.
If this is the worst day of your life, you lead one hell of a good life!
Further down the road?
I thought you parked outside the bakery, went to get a sandwich, went back to the car and noticed your rucksack had been stolen?
Also PREY looks pretty cool.