Car insurance for 17 year old

DiCe! said:
So glad i insured my car when i didnt have a full license I passed a few weeks ago and im now down to £500
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You do know you have alert your insurers that you now have a full licence. They will adjust the price accordingly.

If you're still driving around with provisional insurance it's likely you're insurance isn't valid. The penalty for no insurance is six points. Receiving six points within the first two years of you getting licence results in your licence being revoked.

Unless I've misinterpreted your post (if so, ignore) - I'd recommend you get onto the phone to your insurers ASAP and to not drive untill you have.
 
Rybo89 said:
Hmmmm.... My postcode is a B, though for some reason this year its seems ill be paying for the dearest year yet?

A lot of insurers coming back around £2200 over my £1500 from last year....Just waiting for Sky Insurance to send me my renewal quote, see if the ST stays or not.
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Having a good postcode doesn't mean your insurance renewals will never increase, it just means you'll likely get better quotes than in an area rated worse, with all other factors being equal.

Insurance in general is becoming more expensive and quotes are going up across the board - having a good postcode won't stop this effect.

Having a Fiesta ST which seem to thief/vandal magnets will be your worst problem, I expect you could insure plenty of quicker cars for less.
 
TS7 said:
You do know you have alert your insurers that you now have a full licence. They will adjust the price accordingly.

If you're still driving around with provisional insurance it's likely you're insurance isn't valid. The penalty for no insurance is six points. Receiving six points within the first two years of you getting licence results in your licence being revoked.

Unless I've misinterpreted your post (if so, ignore) - I'd recommend you get onto the phone to your insurers ASAP and to not drive untill you have.
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I told them the day I passed and they put it up £100, reasonable
 
You were insured for £400 on your provisional and now £500 on your full license?

How have you managed that, are you in your forties or something? Or is it a classic car & policy?

That's crazy low for a new driver.
 
Kenai said:
You were insured for £400 on your provisional and now £500 on your full license?

How have you managed that, are you in your forties or something? Or is it a classic car & policy?

That's crazy low for a new driver.
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Sorry I wasnt clear It was £530 on prov now £630 after I passed

I had a car insured/taxed when I was 19/20, It sat on my drive and I never used it, I started to learn to drive but then other matters got in the way of me learning. im now 24 and passed my test a few weeks ago so Ive had insurance for that time, when i first got it, it was around £1400
 
Try it with your parents as the car owner, and you as the named driver.

Doing this my insurance was £900/year on a car under my dads name when I first started driving 5 years ago.

I'm now 23, and can assure you it gets better with age, ensure you get your no claims bonus'
 
TommyV said:
Try it with your parents as the car owner, and you as the named driver.

Doing this my insurance was £900/year on a car under my dads name when I first started driving 5 years ago.

I'm now 23, and can assure you it gets better with age, ensure you get your no claims bonus'
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but you don't get a no claims bonus as a named driver (although some companies take it into account)

also, insurance fraud
 
IAmATeaf said:
Wasn't there a young guy on TV recently who said he couldn't afford to insure a car so got himself a tractor as that was cheap, he was filmed moving around the town/village he lives in on his tractor. :)
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Know two people who used to go to my old school and are 16 who own tractors. Make 'peds look pretty lolz.
 
TommyV said:
Try it with your parents as the car owner, and you as the named driver.

Doing this my insurance was £900/year on a car under my dads name when I first started driving 5 years ago.

I'm now 23, and can assure you it gets better with age, ensure you get your no claims bonus'
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YAY LETS ALL COMMIT INSURANCE FRAUD, EXCELLENT IDEA


(Just for reference, the above is sarcastic and this advice is ****ing stupid)
 
At 17 i imanaged to insure an mgzr for £2600 and the car only cost me £2400, that was with co-operative.
now at 22 i'm insuring a fiesta st for £740, Mods declared, with aviva.
Both with my mother added on the policy and living in the hull area
 
Oh i feel passionate about this one, Im 19 now and i went through the same *****.
The only way I could afford it was getting a policy where my dad was a first driver and me the second, fronting on his no claims bonus discount.
At first I bought a 1.25 fiesta zetec and it cost roughly about 2300 registering it at our london flat but when we registered to be held over night at our house in essex, it dropped to a mere £1020
Also i believed at the time, taking advice from all my friends cooperative insurance was the cheapest for young second drivers where other companies wouldnt even produce a quote for comparison.
Im 19 now with 2 years no claims bonus and i can get insurance properly but at a cost of 1300, for a 1.2 polo 57 reg
mehh, wait til 21 if money is tight or buy a scooter
 
TheYoungster said:
No idea how, ill tweak tomorrow after college. Im hapy with that, would love to gt the ZR that low :) I LOVE ZR's!
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The MG ZR is a crap car.
The Rover 25 was awful, so instead of designing a new car, they stuck a body kit on it and sold it as the ZR.
An absolutely perfect example of polishing a turd.

They are unreliable. In general, but it would be criminal not to mention a failed headgasket.
They look quite council-estate-ish.
They are expensive to insure, due to the image and the people who drive (and crash) them.

There are not many cars out there that are worse than an MG ZR.
 
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mglover070588 said:
The MG ZR is a crap car.
The Rover 25 was awful, so instead of designing a new car, they stuck a body kit on it and sold it as the ZR.
An absolutely perfect example of polishing a turd.

They are unreliable. In general, but it would be criminal not to mention a failed headgasket.
They look quite council-estate-ish.
They are expensive to insure, due to the image and the people who drive (and crash) them.

There are not many cars out there that are worse than an MG ZR.
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so true about polishing a doo doo
 
TommyV said:
Try it with your parents as the car owner, and you as the named driver.

Doing this my insurance was £900/year on a car under my dads name when I first started driving 5 years ago.

I'm now 23, and can assure you it gets better with age, ensure you get your no claims bonus'
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This is called fronting and is ILLEGAL and can completely invalidate your insurance giving you a sentence equivalent to driving with no insurance what-so-ever.

******* moron.
 
Cant your parents insure it and you be a named driver? doing this with directline allows you to build up no claims for when you take out your own policy :)

just seen above but i done it and no many others that have, though doesnt make it right!
 
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