The Admiral group are good (personally I'm with Bell). Renewal quotes are always high, I guarantee that you can get them lower.
For me, the routine is Bell send me a renewal quote, I go online and build a new quote with the same details that comes out much cheaper. I then phone Bell, the nice woman on the phone compares the quotes, says she will "just need to check with a manager", puts me on hold for a couple of minutes, comes back and sets up my renewal with the cheaper price I found online.
I did it for the 5th consecutive year a couple of months back
Insurance companies make a lot of money out of people just accepting renewal quotes.
For me, the routine is Bell send me a renewal quote, I go online and build a new quote with the same details that comes out much cheaper. I then phone Bell, the nice woman on the phone compares the quotes, says she will "just need to check with a manager", puts me on hold for a couple of minutes, comes back and sets up my renewal with the cheaper price I found online.
I did it for the 5th consecutive year a couple of months back

Insurance companies make a lot of money out of people just accepting renewal quotes.