Lost 9 Years NCB!
- Thread starter oHUTCHYo
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Soldato
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- 24 Apr 2007
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- Southport
Thank you
No wonder theres so many uninsured drivers on the roads, the honest ones get shafted more than the dishonest.
With all due respect, and I'm sure you didn't do this, but it's people not reading T&Cs that then ring up and make people such as myselves' day a misery by arguing and shouting.
Of course if you politely said okay, this doesn't apply to you.
Everyone else that rings up a call centre and argues because they can't read needs to be shot!
I have two plans of attack;
i) Ring Directline again and beg...reminding them they had 9 years of my custom. I'll spea to a manger if I have to.
ii) Use a different insurance company, tell them I have 9 years and hope they dont ask for written confirmation ()
They will ask for confirmation
Plan i of ringing and begging around various insurers to see who will accept some or all of your old NCB is the next step.
In response to everyone's contribution to this thread, thought I would resurrect it.
I'll be looking to buy a car between now and spring (for the curious, either an E46 M3 or a 2006 Hawkeye Impreza STI).
I've spoken to Directline.
• My policy ended 16th August 2009.
• Direct-line would honour 6 years of NCB, though that would only extend to August of this year. I.e. a 3 year window.
• They are going to send me out certification of 6 years NCB in the post, though they can’t confirm if other insurers would accept it as well as Directline (some only honour a 2 year window)
Although I rightly have more than 10 years NCB, I'll happily take 6!
Out of interest, I'm 30 in February, can I expect sudden decrease in insurance as I've hit the big 3-0 or is that a myth?
I'll be looking to buy a car between now and spring (for the curious, either an E46 M3 or a 2006 Hawkeye Impreza STI).
I've spoken to Directline.
• My policy ended 16th August 2009.
• Direct-line would honour 6 years of NCB, though that would only extend to August of this year. I.e. a 3 year window.
• They are going to send me out certification of 6 years NCB in the post, though they can’t confirm if other insurers would accept it as well as Directline (some only honour a 2 year window)
Although I rightly have more than 10 years NCB, I'll happily take 6!
Out of interest, I'm 30 in February, can I expect sudden decrease in insurance as I've hit the big 3-0 or is that a myth?
Soldato
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- 22 Aug 2005
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- 8,992
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- Clydebank
myth I'd guess. Although, I am paying the same as last year, with a SP50 and other factors added in, so maybe it did decrease a bit.
Indeed, the difference isn't going to be a more than a few hundred quid. Which, if you're thinking about crazy money-pit cars like the Evo or Scoob, shouldn't be an issue.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
I was in the same situation, one insurer said bugger off, the other said get written proof and you are fine... (obviously I went with the latter offer)
20% is a lot
Man of Honour
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- 13 Nov 2009
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Sucks to lose all them now claims, not so bad when you get a little older though
Surprised nobody picked up on the fact he admits to fronting in the OP.
Surprised nobody picked up on the fact he admits to fronting in the OP.
Not really when you are talking about car insurance, I would have expected 50%+ difference.
400 is fine with 3 years NCB but I thought I would be looking at 700+ without any NCB.
What is fronting?
Having someone on your ins as a named driver to bring down the cost IIRC
Oh right.
We'll on my new policy, yes I've added my partner as a named driver but she will be genuinely using the car.
In my original post, I think it's been misunderstood. The car I currently drive, is my Father-in-laws, he is the policy holder and I'm on as a named driver.