Mazda MX5

  • Thread starter Thread starter VTR
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After hearing so many great comments about these, albeit the general hairdresser comments, im thinking about getting one, but only problem for me at the moment is insurance, what it like on a car like this. To give a little info im 24 with 3 years no claims. As much as i want one, if insurance is too high then i can wait for a few more years. (dont stop me looking though)
 
The hairdresser comments are only ever a sign of affection here.

Alas, I have now hung up my straighteners :( :(
 
khevolution said:
After hearing so many great comments about these, albeit the general hairdresser comments, im thinking about getting one, but only problem for me at the moment is insurance, what it like on a car like this. To give a little info im 24 with 3 years no claims. As much as i want one, if insurance is too high then i can wait for a few more years. (dont stop me looking though)
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Will depend on your postcode tbh but MX5's aren't expensive to insure.
 
khevolution said:
After hearing so many great comments about these, albeit the general hairdresser comments, im thinking about getting one, but only problem for me at the moment is insurance, what it like on a car like this. To give a little info im 24 with 3 years no claims. As much as i want one, if insurance is too high then i can wait for a few more years. (dont stop me looking though)
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I wouldn't worry too much, currently paying just over £300 FC as my daily driver with Norwich Union. 26 with 7 years no claims though but they don't go any higher than 5 for some reason. I seem to remember HXC (above) mentioning ridiculously cheap insurance in his purchase thread too. The key is finding a company who wont shaft you on a Eunos over a UK car if your looking at MK1 models.


MX-5 by Pete19s, on Flickr
 
hurfdurf said:
If you are accelerating to the point where you are doing more than 3rd and changing into 4th on anything but a straight country road during fun times driving, you are going way too fast or changing far too early imo.
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Could you clarify what you mean, I've read that several times and I still don't understand it?
 
Pete19s said:
I wouldn't worry too much, currently paying just over £300 FC as my daily driver with Norwich Union. 26 with 7 years no claims though but they don't go any higher than 5 for some reason. I seem to remember HXC (above) mentioning ridiculously cheap insurance in his purchase thread too. The key is finding a company who wont shaft you on a Eunos over a UK car if your looking at MK1 models.
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To put a spin on this, I'm 23 with 3 years NCB, but one fault claim declared and I'm paying just over £900 this year.

Really does depend on circumstances.
 
Pete19s said:
I wouldn't worry too much, currently paying just over £300 FC as my daily driver with Norwich Union. 26 with 7 years no claims though but they don't go any higher than 5 for some reason. I seem to remember HXC (above) mentioning ridiculously cheap insurance in his purchase thread too. The key is finding a company who wont shaft you on a Eunos over a UK car if your looking at MK1 models.
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Yo!

Bought my MX5 when I was 19 and insurance with a fault accident just over a year before starting the policy was £850 fully comp with 1NCB.

With 2NCB, a new TS10 offence and my accident still on record at 20 my quote for insuring from june is £750. If I didn't have the TS10 or the accident it would be £490. This is with Elephant who are the cheapest of the admiral group for me. This is in a good Bristol postcode, and it's about the same if I were insured at home in my Norwich code.

No specialist can believe that I've even been quoted that amount, and virtually nobody else will cover me for sub £2000, but I'm happy!

My car is a UK MX5 rather than a Eunos, which with Admiral makes a huge difference, insurance is over £1300 if it were an import.
 
I feel left out as I haven't got a picture atm I can put up....! mk2 1.8 icon here.

I cracked the steering rack on a pothole (I literally rolled into it) so it might be worth checking it out. wasn't 2 much of a pain to change it.
 
Who are the specialist insurers worth phoning?

My quotes are coming back OK via comparison sites but I'm now 25 with loads of NCB so I am hoping for less.
 
Call them all - on different cars sky, greenlight and adrian flux have been competitive for me. Usually they are well above the admiral group though.
 
Axa are coming up best for me so far on a 1.8 Mk2.5. The Axa price is acceptable so I'll phone the others if/when I buy something.
 
just done a quick check and a compare website and im getting a quote of roughly £500, same as my 1.8 focus, so it could be a possibility (checks autotrader)
 
To add to the insurance figures - I'm 23, 2years NCB, '91 1.6 eunos (import) and I'm paying £560 fully comp with swinton.

I found that all the specialists and classic car insurers were quoting ridiculous prices.
 
kieranv said:
To add to the insurance figures - I'm 23, 2years NCB, '91 1.6 eunos (import) and I'm paying £560 fully comp with swinton.

I found that all the specialists and classic car insurers were quoting ridiculous prices.
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I believe you need to be over 25 to qualify for a classic policy. I'm 30, have a 4k fault claim and I paid £380 fully comp with all mods declared (quite a big list). Being a classic policy means that my 8yrs no claims cant be used, but even still I'm happy with the price I paid as it also includes having my girlfriend, brother, and mate all as named drivers :)
 
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