![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
Really?!
So you don't stay at hotels? You don't book flights? You never buy insurance products? You never pop into Halfords? You never rent cars?
Quidco / Topcashback - What are your views?
- Thread starter azibux1
- Start date
Really?!
So you don't stay at hotels? You don't book flights? You never buy insurance products? You never pop into Halfords? You never rent cars?
When it's in the UK I never book them myself. Or at least I can't remember doing it in the past few years.[TW]Fox;22187572 said:
I do book flights. It's cheaper not using QuidCo. I don't book my own flights inside the UK, work books them for me. Flying abroad I don't use the sites Quidco does stuff on.[TW]Fox;22187572 said:
Not through Quidco, cheaper elsewhere most of my insurance is part of my work benefits package.[TW]Fox;22187572 said:
I don't drive.[TW]Fox;22187572 said:
You must do - I buy plenty of stuff that even when i've already found the cheapest price often has a few % back through Quidco or TCB, it all adds up for minimal effort and the range of shops they have is HUGE now, I find it hard to believe that you'd not use any of the retailers on there, ever.
You can get Quidco on foreign hotels too. All the big discount hotel websites are on Quidco. I get absolutely crazy deals on hotels at times - and Quidco on top. Over Christmas I stayed for 4 nights at the Crown Plaza in London, booked direct through the ICH website, for just 60 quid a night. And then got 11% Quidco on top!
Even the airlines themselves offer cashback. Last year the absolute cheapest possible flight to the States was with Virgin Atlantic, direct. And I got Quidco cashback on top, too! I never pay more for the privilage of Quidco - I always find the best possible deal and 50% of the time there is Quidco available too.
There is so much choice on there I find it almost impossible to beleive there isn't a single retailer on Quidco you use.
We use it only if what we want is available with a deal. We got £105 when we bought our sofas a few years back, and got £100 when signing up to Sky this year (for the F1).
Deals on airparks and the like are also useful when going on holiday.
I dont understand these people saying its not worth the hassle?!
You simply click through quidco instead of going direct, hardly going out of your way, and you can link your card to quidco and get cashback on the highstreet, for essentially doing nothing extra than you would normally when purchasing things!
Makes sense really.
You simply click through quidco instead of going direct, hardly going out of your way, and you can link your card to quidco and get cashback on the highstreet, for essentially doing nothing extra than you would normally when purchasing things!
Makes sense really.
I've not stayed in a hotel abroad for years either.. I have a second home in Florida so if I'm going abroad it's invariably there.
I use kayak to find the cheapest flights and I don't see anyone I've booked with in the past couple of years on their flights page.
I use kayak to find the cheapest flights and I don't see anyone I've booked with in the past couple of years on their flights page.
Associate
- Joined
- 29 Sep 2003
- Posts
- 2,435
Top cash back for me, £145 quid so far, cheaper and imho better than Quidco
To try to convince you I'm not making this up....
The welcome email from Quidco came on - 16/07/2011
I added 5 credit/debit cards to it right away.
And this is what I've achieved nearly a year later.
Ironically the only thing on it was refunded after I bought it.
The two credit cards I use for loyalty/cashback are on there, as is the debit card for my spending current account. What's not done through Direct Debits goes through those cards, I rarely use cash.
Edit : Conversely I've had over 7000 Nectar points so far this year, and around £80 in loyalty/cashback on my credit cards.
The welcome email from Quidco came on - 16/07/2011
I added 5 credit/debit cards to it right away.
And this is what I've achieved nearly a year later.
Ironically the only thing on it was refunded after I bought it.
The two credit cards I use for loyalty/cashback are on there, as is the debit card for my spending current account. What's not done through Direct Debits goes through those cards, I rarely use cash.
Edit : Conversely I've had over 7000 Nectar points so far this year, and around £80 in loyalty/cashback on my credit cards.
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Registered cards are a bolt on to the core idea which is buying things through the internet (via any payment method) and getting the commission that way. You dont need to register cards for this.
In-store cashback is in a very limited amount of shops.
If you buy stuff through eBay you get about £1 per £35 spent so I doubt you have only spent £30 on eBay in a 11 months
In-store cashback is in a very limited amount of shops.
If you buy stuff through eBay you get about £1 per £35 spent so I doubt you have only spent £30 on eBay in a 11 months
I stayed with British Gas as that was the best option. They give me Nectar Points every month though.
Soldato
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- Pembrokeshire
Two things,
firstly the price you are paying, before the cash-back, will include some of what you get back, you gain a bit because they spread the cost over the entire customer base. How many retailers etc could afford to perpetually give a chunk of their takings back?
secondly, assuming that the first point is true, it could be argued that you might as well get it back through one of these schemes as it will be added to the price anyway. The flip side of the second point being that the more people that use these schemes then the more that will have to be added to products to cover the cost of participating in the scheme.
Same thing applies to loyalty card schemes, you are only getting back what they have already added to the shelf price.... less 'costs'.
firstly the price you are paying, before the cash-back, will include some of what you get back, you gain a bit because they spread the cost over the entire customer base. How many retailers etc could afford to perpetually give a chunk of their takings back?
secondly, assuming that the first point is true, it could be argued that you might as well get it back through one of these schemes as it will be added to the price anyway. The flip side of the second point being that the more people that use these schemes then the more that will have to be added to products to cover the cost of participating in the scheme.
Same thing applies to loyalty card schemes, you are only getting back what they have already added to the shelf price.... less 'costs'.
As I've already said I use Nectar for Amazon too. I also use it in Sainsbury's and Homebase and other places too. I get a fair amount of Nectar points.
I don't watch TV. I have broadband/phone with Sky. Sky are 17 megabits and unmetered, while Virgin are more expensive and metered.
As for electricity/gas, when I do switch next (I've just done a comparison and there's a small amount to be saved) it won't be through QuidCo as I can get better cashback using other sites.
I'd imagine that them being part of quidco has boosted their sales, which allows them to give you a few percent back.
Also, I didn't know you could get cashback on ebay. I'll have to look into that as I spend loads on there.
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The price you pay will include all that you get back. They sometimes use an average calculation so in some cases cashback for insurance can be very high relative to the policy cost. In most cases though they have a value for a new customer and they'll sacrifice some of it in order to "buy" customers with special offers or "buy" them from cashback sites.
The cost isn't spread among the customer base. It isn't the case that Sky will make a loss on every cashback customer and subsidise it with every non-cashback customer. What they do is average out the profit a cashback customer will generate and decide how much they're willing to spend.