Just had my visa debit card fraudulently used!

rogueblade · 26 Jun 2012 at 15:14

Has this ever happened to anyone? Kinda scary stuff.

Got a call from Lloyds saying a transaction via Western Union of 500quid was attempted as well as a 2000pound purchase on PC world.
My card was also registered on Experian (credit history website) using my real name, real address details and bank details!
So Lloyds has cancelled my current visa debit card and Experian is investigation the registration on their site.

I've changed all my major passwords on my emails and so on.....is it weird that I feel intense anger and hate towards the person using my details?
No clue how I've been compromised. :confused:

Skilid · 26 Jun 2012 at 15:15

Unfortunately it's the world we live in.

Hope it all gets sorted soon though.

mame · 26 Jun 2012 at 15:18

Probably bought a HDMI lead and Norton AV. Oh and the warranty.

Freakbro · 26 Jun 2012 at 15:21

Yea, I had my current account emptied once over a Fri-Sun via ATM withdrawals all over Italy

Don't get worked up about it, it's nothing personal against you and apart from being a minor inconvenience is no big deal really.

Six6siX · 26 Jun 2012 at 15:21

I doubt it. A HDMI lead from there is about, what £30? and Norton AV another £30?

Morgoth · 26 Jun 2012 at 15:23

Thanks Captain Obvious.

rogueblade · 26 Jun 2012 at 15:24

WOOSH

Beerbaron · 26 Jun 2012 at 15:26

I think the point was they are overpriced/expensive

Simian · 26 Jun 2012 at 15:28

Sorry to hear that dood!.. I've (touch wood) been luck so far, not having this happen, but I suppose it's only time!!..

Good luck getting it sorted!

I think you missed...

TNGL · 26 Jun 2012 at 15:32

lol.

moogle · 26 Jun 2012 at 15:33

Looks like someone didn't take his GCSE Sarcasm exams!

PapaLazaru · 26 Jun 2012 at 15:34

Thread went from ok to amusing.

MooMoo444 · 26 Jun 2012 at 15:35

Never before has someone missed the point by so much.

PistolPete · 26 Jun 2012 at 15:36

Not sure what you mean here - are you saying someone attempted to sign up for access to your credit file online with all the correct details and using your bank card details to pay?

rogueblade · 26 Jun 2012 at 15:36

Anyway, despite not being too worried about my bank account I'm pretty scared now of what other info of mine this person has access too. I'm freaking out about keyloggers or malware and stuff!

rogueblade · 26 Jun 2012 at 15:37

Yes!!

Scott88 · 26 Jun 2012 at 15:46

Lol captain obvious to the rescue!

I had a problem a couple of months ago, where £313 or there abouts was pending to go out my account, and after going through fraud department it turned out it was a payment to Wonga. I've never used Wonga before, and no one that I know has used Wonga, so after phoning Wonga to find out the script, they told me they had no information with regards to my name on their system at all.

In the end up, my bank, bank of scotland, ended up processing the transaction and then paying me back the amount that left, and then they went on to investigate themselves.

No idea how it happened, but got my money back within the next day.

rogueblade · 26 Jun 2012 at 15:54

I think my case sounds a little more severe than that. Western Union plus PC World plus Experian with full personal info......:S

Mr Jones · 26 Jun 2012 at 15:55

Happened to me over a year ago, Lloyds called me out of the blue, sying someone attempted to use my card on some tatoo website, because it's out of my 'normal' card behaviour, they rejected it and called me.

Had a new card issued and just made some changes to my details. Safe since. Until now, I have no idea where my details was taken from, have always been fairly careful with my online purchase and shredding of details.

malachi · 26 Jun 2012 at 16:06

Had the same 2 years ago with Lloyds when they called me out of the blue. Was sorted out within 5 days.

Make sure you have 3D Secure enabled on your Debt and Credit Cards for extra protection.