Soldato
- Joined
- 28 Nov 2008
- Posts
- 8,725
- Location
- UK
My gf has just kicked my arse. They charge the insurance companies exactly the same money as the private customer as it;s illegal not to and they can be struck off.
So I was wrong about them charging less but it's certainly not a case of them charging insurance companies more.
I said this earlier in the thread

The ultimate market force is the majority of people, and they're uninsured, and make sure those individual service prices stay down. The most a vet can do to 'take advantage' of the availability of pet insurance is usually to be more liberal with the diagnosis services they select - which is good for the vet financially, and good for the customer as they're getting their money's worth from their insurance and presumably the fastest route to diagnosis and treatment for their animal.
Vets cannot sell a service at one price to people paying themselves and to the insurer another.