Do you have seperate money from your wife?

The implication that financial success is a symbol of status, and that ownership is also inherently tied up in how we percieve ourselves as individuals and how we measure our success in life. Again, that is a general observation not related to you or anyone else, but society as a whole. People put value in 'things' and the 'status of individualism' with earnings or personal wealth being a marker....this is simply not an issue for us as we define our success as a family unit, not as individuals...some might find that restricting or somehow anathema to their individualism, but for us it doesn't impact on our individual expression or our ability to be ourselves within the family unit.

Again, that is not a judgement on anyone else...it relates to how we feel about ourselves, not how we feel about others.

For the record, I don't care about money beyond paying the bills and buying a few games, its the freedom I value, so the above does not apply to me. You bringing it up feels like you're attributing it to me, or others, but you then go on to say you're not, so fair enough. I don't really get the point of posting it at all, if you aren't trying to use it in that way, but again, fair enough.

I have made no baseless statements.....you seem to be under the misconseption that I am implying something that I have incessently pointed out is not the case.

For the record, 99% of everything you said was fine, here are some examples I didn't feel were fine:-

Do you think that the husband only has a 50% financial burden on the bills and mortgage and everything else is the responsibilty of the wife? and that is somehow dependent on the ages of the children?


You infering that I claimed (or believed) such a thing by posing it as a question to what I said, and I find it completely insulting and felt it was done on purpose.

Well, that explains your attitude to an equal marriage I suppose.

Loaded statement. Feel free to backtrack and state that wasn't meant to be a dig, but it looks to me like it was.

Fair enough, although I never married to bolster an income or vice versa (what a strange accusation to garner from anything I have said)


I didn't actually say any such thing, which makes it look like you're twisting what I've said on purpose to make me look bad.

I have no need to feel or be superior to my partner, financially or otherwise.

Loaded statement, implying that I do.

I work as part of our family unit, as does the wife

Loaded statement, implying that I do not.

our friends however (or at least one of them) is not happy and therein lies the problem with the system they chose

Implying this is somehow relevant to the system I've chosen when I don't have kids and already pointed out I'd change my ways once I had kids.

call it assumed permanence within the relationship rather than committment if you will.

You've basically repeated that several times. Loaded statement. You infer others are not as commited as yourself.

but I would not be comfortable in a marriage that was not one of equals

Loaded statement. We're not equals because we don't share all our money?


Its entirely possible you don't actually intend to attribute these things in the way they come across, but it doesn't make much sense for you to be posting them in responce to me otherwise, and you'd probably feel the same way if the tables were turned. These types of statements are the only reason I've bothered to respond, as I don't really like the way they come across.


Which is fine, however you quoted me and questioned the example I gave of a system not able to support a different set of circumstances.....and then proceeded to give a range of reasons why your system was inherently superior to others generally. I simply countered those reasons. Nothing more.

I disagree with this. Different, yes. Better for me, yes. Superior, no.

Apologies if it come across that way, it was not my intention.

Fair enough. I'll accept that you didn't intend what you said to come across the way you said it, but being resonable you should be able to see why this and the above quotes can come across in the way I have stated and probably choose your words slightly better in some circumstances.


I disagree that it is her fault, however I agree that circumstances require flexibility...something that the couple, or at least one of them is unwilling to compromise on....it is a flaw within him as a person and an inflexibility in the system they chose to use for their family finances.

Well I can't entirely agree with you on that point. If she had one kid with him, fair enough, fool me once and all that. Continue on to have another 3 children with someone who seems like a completely worthless partner, and you need to accept that you were at fault making that decision.

That doesn't absolve the guy from being a complete and utter ******, I just don't understand the womans decisions on the matter, but then I've met a few woman in my time, and understanding them was often not a trivial matter.


I read the posts, I do think that it was relevant at the time and in relation to a point being made....you disagree, that is fine and there is no need for such antagonism.

If you're using that example to poke holes into my system that I've already accepted, then its not on point. The reason I've responded to it was it seemed to be a counter example which included a scenario we agreed was not relevant and furthermore the story is just weird and unrealistic. I'm not saying its made up mind you, just that as above, she must be an idiot and he must be a complete ****. Sadly, thats actually an entirely plausible scenario, but its still weird when you see it.
 
Last edited:
My wife does not work so I get paid into my own current account, then tip up everything except £200-£300 each month into a joint account. Then she pays all the bills, household expenses, clothes etc. from there.

I just have the walking around money for the month but if I need anything I will use money from the joint account.
 
What was the point of all that :confused:

I edited my reply because in hindsight I didn't see the point of debating it further, however it was quoted anyway, so I replied to the points made. It's not really a big a deal and I don't see why you have bulleted an entire portion of discussion just to make a frivolous and largely pointless statement.

On another note...I have been pointing out that what works for one may not work for another since entering this thread...it seems that some people however have an innate issue with couples who share their finances and are under the misconception that we all think everyone else is somehow mental for not doing the same and therefore completely ignore the fact that I have been pointing out that my position suits me, it might not suit everyone in just about every post I make...just because of those automatic accusations, not to mention the insinuations that I am somehow a kept-man or abnormal in our family finances......

Whatever you chose to do, if it works for you then it works for you....in some cases however, whatever system or arrangement you have can have serious practical issues as I illustrated with the example of my friends at the moment, in their case this is largely down to the inflexibility and obsession with 'ownership' of the breadwinner, the 'I earn it, so it's mine' attitude that is fine when each partner in a marriage is financially independent, but falls down when one partner becomes reliant on the other through whatever reason. Equally sharing finances can have issues as well. If one partner is excessively irresponsible with money, gambling or has another problem that drains the family finances.....so it depends on a range of factors and circumstances as to what system people find suits them or is necessary for the welfare of their family.

I, like Magnolia and others, find the integrated finances suits the way we both percieve and conduct our marriage, we made a committment to each other to share our lives with other in their entirety...that includes our financial liquidity. Like the example I gave earlier of the company with several streams of income. Neither my wife or I can imagine being any other way....but that doesn't mean we look down upon or judge anyone else.

Untwist your nickers young man, I was only gently ribbing you about saying 'actually I can't be bothered' and then continuing the argument until past 2 in the morning.

The second half of my statement wasn't directed at you in particular, just anyone who is surprised/condescending towards others who have a different view from themselves.
 
we have seperate accounts and a joint account.

joint has all household bills and each of our private cards have our own bills, ie. car insurance, phone bill etc...

we also get paid into our own accounts.
 
Everything into one pot. There is no "my money" or "her money", just our money.

When we first moved in, we had a joint account for bills only. Fixed transfer in each month. Marriage and kids later, that type of arrangment wouldn't work and would be unfair to someone.
 
When we first moved in, we had a joint account for bills only. Fixed transfer in each month. Marriage and kids later, that type of arrangment wouldn't work and would be unfair to someone.

Depends on how you do the transfers to be honest. If you do it so that both people have the same amount left rather than pay the same amount in then it can work very well indeed.
 
Depends on how you do the transfers to be honest. If you do it so that both people have the same amount left rather than pay the same amount in then it can work very well indeed.

Except some people think that isn't fair because "I work hard and earn more, so I should have more spends".

In my view, kids changes a lot. Once you have kids, there can be no his and hers. If you want a fixed sum as personal spends in your own account, then OK but splitting money usually puts the financial burden of children on one partner. I find the idea of giving my wife an allowance pretty abhorrent, yet as she is on maternity leave I would have to do that if we didn't pool our finances.

My personal money is whatever I want it to be, as is my wife's. We trust each other not to spend any significant sum without discussing it first.

It works for us, we wouldn't consider any other way fair. Ultimately, as long as both partners are happy and nobody is being "kept" then that's fine for them. Fairness is in the eye of the beholder. I don't believe you are totally committed in partnership until you are financially partnered.

I'm quite happy with "All that I am I give to you, all that I have I share with you." And, of couse, "what's mine is hers and what's hers is hers".
 
Except some people think that isn't fair because "I work hard and earn more, so I should have more spends".

How does having a joint account stop that attitude? The problem is the attitude and not the banking arrangements.

In my view, kids changes a lot. Once you have kids, there can be no his and hers. If you want a fixed sum as personal spends in your own account, then OK but splitting money usually puts the financial burden of children on one partner. I find the idea of giving my wife an allowance pretty abhorrent, yet as she is on maternity leave I would have to do that if we didn't pool our finances.

Effectively you are still giving her an allowance, instead she just takes it from the joint account rather than it being put into her account.

My personal money is whatever I want it to be, as is my wife's. We trust each other not to spend any significant sum without discussing it first.

The reason we have seperate accounts is so that we actually spend money rather than feeling "Ah, no, wont spend anything just in case my wife needs it for something".

It works for us, we wouldn't consider any other way fair. Ultimately, as long as both partners are happy and nobody is being "kept" then that's fine for them. Fairness is in the eye of the beholder. I don't believe you are totally committed in partnership until you are financially partnered.

But if you are the only one earning, or you are earning a considerable amount more then effectively the other person is being kept, regardless of how your finances are set up. The only income I have at the moment is from student loans/grants so effectively my wife is "keeping" me.

Whilst you say "it is fine for them" the last statement sort of belies that, you are effectively saying "If you don't have joint accounts then you are not as committed." which is frankly rubbish.
 
We have seperate bank accounts. Only just moved into our first house together; both first time in our own house.

She pays the rent with her wage, i pay all the bills, shopping etc with mine.

Works out well.
 
How does having a joint account stop that attitude? The problem is the attitude and not the banking arrangements.

Yes, although some arrangements make certain attitudes more likely. If it is a joint account, it should be treated as such and not one that is 75%/25%.

The reason we have seperate accounts is so that we actually spend money rather than feeling "Ah, no, wont spend anything just in case my wife needs it for something".

I can honestly say that has never happened. I do mention large purchases, to ensure we don't drain the account too far. We don't have the spare money to spend large amounts at the drop of a hat, so large spends are worked around our budget. If I/she/we want it, it gets bought. Smaller spends are just spent.

Whilst you say "it is fine for them" the last statement sort of belies that, you are effectively saying "If you don't have joint accounts then you are not as committed." which is frankly rubbish.

I don't see the contradiction. As long as both partners are happy, they should be left be. My personal belief is that without unified finances, I would never be happy because the 'last step' would be missing. I do not understand wanting lifelong committment, but not financial unity. I don't seek to impose that view on others and that isn't how my comment was intended. That doesn't mean I won't express it though.

I like ketchup on my chips, my wife likes mayonnaise. She's happy with mayo, even though I think it's bonkers, so I don't think she should change. I am only truly happy with joint finances, you are happy with some degree of separation. Let's just enjoy the chips...
 
Yes, although some arrangements make certain attitudes more likely. If it is a joint account, it should be treated as such and not one that is 75%/25%.

I would say that the banking arrangement is immaterial. If the person has the same attitude and joint accounts then problems will arise if the wife spends too much or the wife will have to adjust her spending to make sure.

I can honestly say that has never happened. I do mention large purchases, to ensure we don't drain the account too far. We don't have the spare money to spend large amounts at the drop of a hat, so large spends are worked around our budget. If I/she/we want it, it gets bought. Smaller spends are just spent.

I would think it may have something to do with the degree of affluence and how much spare money is available. We have gone through (and are going through!) some pretty lean times.
 
[FnG]magnolia;22620725 said:
Castiel has said several times that it works for him and his wife but agrees that other processes work better for other people. Are you intentionally misunderstanding his posts? I completely agree with him in that I don't really understand why you wouldn't share your finances but again I completely accept that other ways of doing things work better for other people.

Stop being so argumentative when there's no argument to be had.

100% this, for heavens sake! I don't understand why aln has so much sand in his vag over this :confused:
 
We have seperate bank accounts. Only just moved into our first house together; both first time in our own house.

She pays the rent with her wage, i pay all the bills, shopping etc with mine.

Works out well.

You got the short straw there buddy!
 
100% this, for heavens sake! I don't understand why aln has so much sand in his vag over this :confused:

Probably because, as I said, he was contradicting that statement fairly regularly. You don't see me arguing with anyone else over it, and I pointed out several of his snide comments. Quite how you missed that, I don't know.
 
Last edited:
Probably because, as I said, he was contradicting that statement fairly regularly. You don't see me arguing with anyone else over it, and I pointed out several of his snide comments. Quite how you missed that, I don't know.

I think that you simply took them how you wanted to, not how they were intended, particularly given that I clarified my intent more than a few times. In fact I made a statement that clearly defined what I was refering to and the intention of all my statements before you decided to do a wobbly:

I hope people do not think that was what I was implying......how people define their relationships and the commitments they make to each other is a matter for them, I am only refering to how my wife and I feel works best for us and our marriage, not judging what others choose to do or how they conduct their marriage(s) or relationships. :)

Not to mention it was you that commented on something I said to EdGey relating to something he said..not anything I quoted from your posts albeit you took it personally in any case.

If I had really wanted to criticise you and your choice I would have done so directly, probably by saying that you seem a little selfish in the way you approach your finances with your partner by what you had said at the time regarding that you had no problem watching your 'wife' struggle even though you had significant means...hence my comment 'that explains your attitude to equal marriage' as that hardly seems equal to me in the context of how I relate to my own marriage.....however I didn't belabour the point further because you made it clear that you were not married and that you would change if and when circumstances warranted it.

In any case, I have not been antagonistic or outright rude to you, unlike the insinuations and accusations you have made against me, the latest one insinuating that I am inventing situations to poke holes in your situation, even though the situation wasn't addressed to you or in relation to you in the first place and neither does it relate to your situation as they are both married with children.

Also nothing I have said could or should have related to you personally in any way as I am refering to a married situation, something that doesn't apply to you. If you took offence it was not intentional and I apologise if you think I am unfairly judging you personally, but I do not see any point in belabouring this any further, it is not constructive or particularly helpful.

Enjoy the rest of your evening.
 
Last edited:
I think that you simply took them how you wanted to, not how they were intended, particularly given that I clarified my intent more than a few times. In fact I made a statement that clearly defined what I was refering to and the intention of all my statements before you decided to do a wobbly:



Not to mention it was you that commented on something I said to EdGey relating to something he said..not anything I quoted from your posts albeit you took it personally in any case.

If I had really wanted to criticise you and your choice I would have done so directly, probably by saying that you seem a little selfish in the way you approach your finances with your partner by what you had said at the time regarding that you had no problem watching your 'wife' struggle even though you had significant means...hence my comment 'that explains your attitude to equal marriage' as that hardly seems equal to me in the context of how I relate to my own marriage.....however I didn't belabour the point further because you made it clear that you were not married and that you would change if and when circumstances warranted it.

In any case, I have not been antagonistic or outright rude to you, unlike the insinuations and accusations you have made against me, the latest one insinuating that I am inventing situations to poke holes in your situation, even though the situation wasn't addressed to you or in relation to you in the first place and neither does it relate to your situation as they are both married with children.

In any case.....nothing I have said could or shpuld have related to you personally in anyway as I am refering to a married situation, something that doesn't apply to you. If you took offence it was not intentional and I apologise if you think I am unfairly judging you personally, but I do not see any point in belabouring this any further, it is not constructive or particularly helpful.

Enjoy the rest of your evening.

I'll stand by my statements in the last post where I specifically pointed out you talking crap, you're even doing it in the last point of this post. You seriously can't help yourself. Silly bugger. :)
 
Back
Top Bottom