yes it is true that it's easier to lose weight when you have a lot more to lose.. I am currently focusing on putting on muscle and hope that I can get down to fairly lean levels in due time and effort. It's happening slowly.. just my mid-section is by far the worst area and the slowest to progressI want a reliable way of measuring body-fat since I am "near" normal weights now and the scale doesn't really mean anything.. doesn't seem to be one that doesn't cost a fortune (except maybe calipers)
Get yourself to a real good gym (not a posers one...) and get a trainer there to do it on the calipers, that will give you a good indication on where you are at.
Have you got any loose skin at all on the lower stomach?