just had a prang - god damn it

K.C. Leblanc · 28 Nov 2012 at 18:56

Pestilence said:
Van could probably do with a new bumper. The Almera? If that's chassis damage affecting the boot... well, I'd be very surprised.

It's not even an Almera, it's a Sunny. The chances are the insurance company will write it off (even if it does only have fairly minor damage). It's basically worthless as is.

scousegit · 28 Nov 2012 at 23:12

yep, correction the car is a nissan sunny.

Probably worth a few hundred quid, no doubt there necks will feel sore tomorrow just to make up for it.

O well.

Matt82 · 28 Nov 2012 at 23:16

Looks like a lot of whippie to me

Barry Smalley · 29 Nov 2012 at 08:08

Bloody hard luck to you. It's a bit of a shame the Nissan people are acting a bit arsey and the van driver was sound! Guessing the van was the most valuable vehicle involved too?!
Yes you made a balls up, but everybody makes them whether they are in a car or not so I'd just take it on the chin and see how you get on.
Good luck to you.

scousegit · 29 Nov 2012 at 18:10

Just had an email from admiral saying the following, bear in mind this policy ends in the middle of january.

We have amended the occupation on your policy due to the information provided
by our claims department. There is an additional premium of £28.44. This will
be debited from the payment details we hold on file for you within the next
ten days.

When I mentioned on the phone I was an administrator the bloke said ok, we didn't have anything on record.

I've just looked at my paperwork and it had my job down as a computer operator.

How the hell can a premium go up £28.44 from "Computer operator to Administrator" when I do the same bloody thing.

I feel like im getting raped here.

Aeleys · 29 Nov 2012 at 18:21

chassis damage lol!

was it made out crisp wafers?

Tough luck though.

hurfdurf · 29 Nov 2012 at 18:26

lol at the accident experts coming and and judging the damadge taken from 2 blurry photos.

scousegit · 29 Nov 2012 at 18:34

yer supposedly chassis damage from less than 5mph

the front of the van that supposedly caused So much damage to the nissan.

** Personal attacks won't be tolerated under any circumstances *** she got this assessment within 20minutes of driving off, yet said she would get it inspected the following day. Supposedly disabled and shaken up and yet I moved the car for her and she walked around fine.

It's aload of ****

You don't have to be a vehicle inspector to see this is a 24ct micky take.

danza · 29 Nov 2012 at 18:53

Calm down, Sandy Vagina.

I hope all works out as best as it possibly can. When I caused a 4-car smash, everything went absurdly smoothly (apart from my insurance payout being retarded). Nobody even went for whippy compo. :eek:

Aeleys · 29 Nov 2012 at 19:04

hurfdurf said:
lol at the accident experts coming and and judging the damadge taken from 2 blurry photos.

said the forum post expert, about 2 posts on a forum.

:rolleyes:

hurfdurf · 29 Nov 2012 at 19:23

scousegit said:
***** she got this assessment within 20minutes of driving off, yet said she would get it inspected the following day. Supposedly disabled and shaken up and yet I moved the car for her and she walked around fine.

It's aload of ***.

You don't have to be a vehicle inspector to see this is a 24ct micky take.

NOM8

You hit someone so hard in the back, that they themselves moved forward to the point where they hit someone.

scousegit · 16 Dec 2012 at 15:32

Update :

For the bumper. On that van admiral say the claim for him is £800 hahaha

He's had a 62plate transporter ( rental) for a good week now as he doesn't live that far away from me so I go past his house nearly every day to work.

Admiral claims chap told me the van driver told him he intended on making a medical injury claim, so admiral paid him off not to proceed. Apparently it wasn't a massive pay off.

How can an insurance company just pay someone to not proceed with making whiplash claim without getting facts from experts first.

Makes a mockery of the system, o and apparently the women of that Nissan is making a claim as well. The £800 for the van is just the repair costs only and not including any amount he got to not do the injury claim.

Whoever the garage is repairing the van is laughing there head off

Morba · 16 Dec 2012 at 15:38

Good work!
Where in downend was that?

Matt82 · 16 Dec 2012 at 15:47

A friend of mine made a claim due to a car accident, they were talking about the hire car and she mentioned she didn't go to the gym for two days because she didn't have a car and her shoulder was a bit stiff anyway but had been back to the gym everyday since... They made a payment almost straightaway for £750!

GeX · 16 Dec 2012 at 16:03

scousegit said:
How can an insurance company just pay someone to not proceed with making whiplash claim without getting facts from experts first.

Makes a mockery of the system, o and apparently the women of that Nissan is making a claim as well. The £800 for the van is just the repair costs only and not including any amount he got to not do the injury claim.

Whoever the garage is repairing the van is laughing there head off

Because their claim is likely to succeed and it'll cost admiral more, so they pay it off and make it go away.

wrt the damage to the van though, you hit it hard enough to push it into another car.. just because you can't see any damage other than the bumper then it doesn't mean that there isn't any. Bumpers tend to pop back out after being squashed.

(garages do inflate repair costs when they know that it's insurance work though, I discovered that went I took my car to a bodyshop to have some work done to sort a caved in door. They gave me £lol quotes, so I laughed at them - they remarked that it didn't matter if the 3rd party was picking the tab up - once I let them know it wasn't an insurance job they readjusted the prices so as not to scare me off!)

Dr Who · 16 Dec 2012 at 16:06

A whiplash claim should be automatically voided for someone who didn't have their handbrake on at least!

Dabbles · 16 Dec 2012 at 18:55

Dr Who said:
A whiplash claim should be automatically voided for someone who didn't have their handbrake on at least!

Why?

scousegit · 16 Dec 2012 at 19:39

Morba said:
Good work!
Where in downend was that?

Near the roundabout just off the high street. Right next to were the spar shop was. Its now something else.

scousegit · 16 Dec 2012 at 19:44

GeX said:
Because their claim is likely to succeed and it'll cost admiral more, so they pay it off and make it go away.

wrt the damage to the van though, you hit it hard enough to push it into another car.. just because you can't see any damage other than the bumper then it doesn't mean that there isn't any. Bumpers tend to pop back out after being squashed.

(garages do inflate repair costs when they know that it's insurance work though, I discovered that went I took my car to a bodyshop to have some work done to sort a caved in door. They gave me £lol quotes, so I laughed at them - they remarked that it didn't matter if the 3rd party was picking the tab up - once I let them know it wasn't an insurance job they readjusted the prices so as not to scare me off!)

My car weighs over 2 tonnes, if i had of hit that van hard trust me he would have known about it. He must have been quite close to that nissan and tapped her. So its a joke and why i bother trying to state the obvious on here i have no idea.

The insurance companies moan about injury claims etc but there the onee who seem to make it so easy to do so.

PMKeates · 16 Dec 2012 at 19:52

GeX said:
wrt the damage to the van though, you hit it hard enough to push it into another car..

He hit it hard enough.. with the van's brakes off. If you nudge a car with the brakes off it will move. Hell, if a fat guy were to run at it, I reckon he could get a bit of impulse. If there's little resistance to motion then the car will move. The alternative is metal parts start collapsing, and they are really quite strong.