How much disposable do you have?

Clov!s said:
Retired at 34? What did you do before?
Click to expand...

16 years in the forces before medical discharge. My income comes from my tax free pensions and I own two houses that are rented to family. My wife also still works and has a decent job.

I left the forces and became a house husband... :)
 
MOOGLEYS said:
16 years in the forces before medical discharge. My income comes from my tax free pensions and I own two houses that are rented to family. My wife also still works and has a decent job.

I left the forces and became a house husband... :)
Click to expand...

Thanks for your services and all the best mate
 
D.Roberts said:
Thanks for your services and all the best mate
Click to expand...

I was RAF mate if you mean service as in going on lots of free holidays drinking in many bars and generally avoiding work like the plague by going on every outing/excursion available then no problem it was a pleasure.....

;):D
 
I get around 1,100 but i do owe family money and repayment them £200 each month so around 8-900. However, i do try to save at least 2-300 each month for any unexpected house bills.
 
enough to be comfortable but not enough to be happy with,

To the OP,

get yourself a fit female lodger, preferably one that likes to wander round the house in see through undergarments, the GF would be moving in straight away :)
 
In case it helps you, this is my monthly outgoings for me and the missus:

Council Tax 148.00
TV License 12.18
Gas + Electricity 52.00 (ave)
Water supply 6.85
Water disposal 22.70
Phone + Broadband 25.00 (ave)
Home Insurance 17.38
Life insurance 20.98
Car insurance 34.71
Car tax 10.83
Lovefilm 9.99
Gym 20.00
Mortgage 771.65
Groceries 220.94 (ave)
Petrol 57.23 (ave)
Pension 100.00
Mobile phone 7.00
Total £1513.51

On top of this we've got joint variable outgoings which average out as £275 p/m. This includes nights out, birthdays, furniture, holidays, car maintenance, etc

Finally, there's our personal outgoings (e.g. gadgets for me, clothes for her :D). Combined this comes to £348 p/m.

So in total, that comes to a rather depressing £2136. Obviously some of the above would be considered disposable income. Don't have much left over after all that :(. Not having to commute to work saves us an absolute fortune.
 
I don't know how someone can spend £30 a week on food, does that count on stuff for work like sandwiches etc and breakfast eating out at weekends and so on.

I spend £100 - £120 on food, razors, deo, soap washing machine stuff, toilet rolls but then I have 2 young kids but still £30 at today's prices seems a little low.
 
Our standard outgoings

Mortgage : £1400
Child Care : £1300
Car Finance : £1000
Food : £550
Pension : £400
Petrol : £300
Sharesave : £250
Council Tax : £180
Gas + Electricity : £150
Phone + Broadband : £90
Car Insurance : £80
Home Insurance : £30
Water : £30

Total £5,760
 
Reemul said:
I don't know how someone can spend £30 a week on food, does that count on stuff for work like sandwiches etc and breakfast eating out at weekends and so on.

I spend £100 - £120 on food, razors, deo, soap washing machine stuff, toilet rolls but then I have 2 young kids but still £30 at today's prices seems a little low.
Click to expand...

I spend less than £30 a week, but then I just cook for myself. :p
 
SDK^ said:
Our standard outgoings

Mortgage : £1400
Child Care : £1300
Car Finance : £1000
Food : £550
Pension : £400
Petrol : £300
Sharesave : £250
Council Tax : £180
Gas + Electricity : £150
Phone + Broadband : £90
Car Insurance : £80
Home Insurance : £30
Water : £30

Total £5,760
Click to expand...

£1400 Mortgage is ridiculous! Your mortgage alone is almost as much as our outgoings!
 
You must log in or register to reply here.
Back
Top Bottom