I recently applied for and got a promotion, I've got £700ish a month disposable. But.... The Mrs us adjusting our household budget accordingly so I'm unlikely to see much of it myself FFS apparently a great birthday present for one of the girls this year is going to be a week away FML I want computer upgrades. Such is life.
How much disposable do you have?
- Thread starter Hyper
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You think that's ridiculous, you should pay attention to his pension...
My pension is currently £170 as from April the company I work for is reducing there contributions, so I will have to pay a extra £85 to keep the same pension
Inherited lots of land from parents, inheritance tax was a pain though. However, no mortgage so my disposable income is around £1000 a month after all bills and costs have been paid and I'm not even in my 30s yet. I feel like I've been a complete angel in my previous life.
I don't think that really answers the original question though.
Hope either of you don't lose a job with that many outgoings.
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Soldato
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Mines about the same as SDK although my mortgage is about £2300 a month and I don't have car finance.
I was RAF mate if you mean service as in going on lots of free holidays drinking in many bars and generally avoiding work like the plague by going on every outing/excursion available then no problem it was a pleasure.....
Sounds about right. Bloody guins.
Soldato
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Wow! Our combined wages wouldn't even cover that.
Childcare is hella expensive, and that mortgage! *nutshot*
Holy **** at those out goings, da,n I'm lucky that I could get a mortgage in 96 during a slump. I was bulking at the idea of going to 600 per month from the 250 I paid on my first house, let alone that list of out goings
Associate
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My wages cover our outgoing expenses (mortgage, pensions, food, petrol, and sudries) and my wife's income goes to our savings, around 25k a year currently.
We have no kids, we don't go out much, we don't drink or smoke, we do go on holiday to far flung places about 4 times a year. We have a good life and will continue to do so in retirement.
We have no kids, we don't go out much, we don't drink or smoke, we do go on holiday to far flung places about 4 times a year. We have a good life and will continue to do so in retirement.
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It doesn't, infact now he can't answer the original question either without giving away his exact earnings. I think he just wanted to show how much he spent
I don't understand how people can afford kids these days. Certainly only one person of the couple working isn't enough in most instances, unless the majority of the population are on 60k+ a year and I think 60k is probably the starting amount that would allow one person to stay home with the kids and lead a reasonable life (well in the south east anyway).
Soldato
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atm I have around £120 a month disposable income after bills (inc phone and broadband), and most of that gets saved, I try to aim to save 2k a year if possible, being able to eat in work helps, I don't mind living on a low income, although I do worry about the long term future, pension etc.
Soldato
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Right now, nothing. But I'm paying off debt in big chunks rather than letting it linger over me for a long time. I'll be out of debt in the next few months, at which point I'll beable to save 70% of my earnings.