This sort of thing annoys me. I know they're bonuses but like I'll top up £10 in a month then it always runs out at the worst time (normally start of a month) then I have to wait an entire month for my bonuses.
They should be applied as soon as you top up (which isn't the case with VM).
Credit lasts indefinitely. You can convert credit to add ons at any point. It's instant. For a very light user I doubt there is a much better deal. That £5 or £10 top up could last months.
I assume that Three add ons can't be stacked, so you could concievably run out of minutes and move onto the 3p a minute rate until the 30 days are up. I've not tried it yet.
On Ovivo - yes plenty of people aren't going to exceed the usage, but if you do it's 8p a minute, 5p a text, 16p a megabyte. If anyone does exceed the usage it could start to sting pretty quickly.
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