Disabled Tax Disc

pepsilol · 10 Dec 2013 at 11:53

Am I allowed to drive my parents car if they have a disabled tax disc?

Obviously I am insured to drive it, just a question on the tax side of things.

SamuraiTortoise · 10 Dec 2013 at 11:56

In simple terms no: https://www.gov.uk/financial-help-disabled/vehicles-and-transport

The vehicle must be registered in the disabled person’s name or their nominated driver’s name. It must only be used for the disabled person’s personal needs. It can’t be used by the nominated driver for their own personal use.

Unless of course you are the nominated driver and you're driving them for their needs.

pepsilol · 10 Dec 2013 at 12:06

Fair enough. Seems very wishy washy though.

Driving the car to work to earn some money to pay his bills are surely for his personal needs?

SamuraiTortoise · 10 Dec 2013 at 12:08

I agree, the link doesn't give you much to go on. There must be an official body you can check with somewhere just to make sure. Maybe give Citizens Advice a call?

Luke · 10 Dec 2013 at 16:02

pepsilol said:
Obviously I am insured to drive it,

You say this, but are you named on their RSA motability policy or are you basing this on your DOC on your own policy?
Last time I checked with RSA (2 years ago) they told me categorically that unless a driver was named on their policy they could not drive the car. DOC cover is not valid on a motability policy.

Phantom Shadow · 10 Dec 2013 at 16:14

Luke said:
You say this, but are you named on their RSA motability policy or are you basing this on your DOC on your own policy?
Last time I checked with RSA (2 years ago) they told me categorically that unless a driver was named on their policy they could not drive the car. DOC cover is not valid on a motability policy.

If the car in question is a motability car then yes DOC isn't allowed. But you can have a disabled tax disc on a privately owned car, where DOC cover would be adequate for insurance purposes.

pepsilol · 10 Dec 2013 at 16:16

Luke said:
You say this, but are you named on their RSA motability policy or are you basing this on your DOC on your own policy?
Last time I checked with RSA (2 years ago) they told me categorically that unless a driver was named on their policy they could not drive the car. DOC cover is not valid on a motability policy.

Fleet.

Luke · 10 Dec 2013 at 16:25

pepsilol said:
Fleet.

Meaning?

Luke · 10 Dec 2013 at 16:28

Phantom Shadow said:
If the car in question is a motability car then yes DOC isn't allowed. But you can have a disabled tax disc on a privately owned car, where DOC cover would be adequate for insurance purposes.

True, not sure why I forgot that as I have a disabled disc in my own car!

SB118 · 11 Dec 2013 at 07:12

pepsilol said:
Fleet.

If it's a motability car it's a lease, the small print in your insurance will tell you your DOC doesn't cover you in leased vehicles.

Disabled Tax Disc

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