Oh dear, the benefit scroungers are scared!

If people are now having to goto food banks and cant afford to pay their bills how does it pay to be on benefits ?

They were just talking about how minimum wage was far too low on question time.. They said it should be something like £19 an hr, People want to better their life outside of benefit but if it means working all week and earning nothing more, then whats the point, for a lazy person their isnt any..

Their needs to be more of a transition.
 
But then you look at a country that does not have a benefits system...where everyone is doing just fine!

...Such as?

Every single one of the ten best countries to live in are a welfare state, since the introduction of said welfare there has been an average decrease in people living below the poverty line of around 65%.

Thank You twoblacklines for your continued war against the looney leftish cultural marxism that is ruining are brave country.

Oh right, that explains a lot.
 
Lower the benefits and many people will end up homeless and on the street...

Lets have Landlords lower their rent and deposit charges, which would mean that less housing benefit would need to be payed

That idiotic "blame the rich" statement as per usual.

I tell you what, reduce house prices by x% and we will lower our rental prices to match ;)

Do note though that by doing so, we will be paying less tax that the government has to give to people on benefits!
 
The problem is, we're not socialist but we're not a free market either. We're a mix of both and it creates huge problems.
 
I think you have nailed it, One.

On my Facebook a few friends of friends who have public status' go on about "how dare company A sell product X for so much money, who do they think they are, it should be free" - they want communism. Then you check their profile...no job for the last x years, mostly single with multiple kids, yet have money for those new set of GHD's or getting drunk every night... people want communism when it suits them...

Yet then you also see further down them trying to sell a £150 pram for £250!
 
Yes, I am a prized **** for paying tax and then not sitting by happily watching people squander it on alcohol. GO ME!

Maybe now is the time to look into tax evasion... ;)


You do realise Jobseekers Allowance constitutes less than 1% of the total spend annually, much more is spent helping people who work either part or full time because minimum wage is too low.
 
That idiotic "blame the rich" statement as per usual.

I tell you what, reduce house prices by x% and we will lower our rental prices to match ;)

Do note though that by doing so, we will be paying less tax that the government has to give to people on benefits!


what about those landlords that own the house out right but still demand high rents..

germany have low rents and look at their economy..

I dont think greedy landlords really help anyone..
 
As for a country with minimal welfare state: Japan.

Japan has welfare for the old, the ill, pensions. That's it. No "i don't want a job I will live for free" welfare.

4% unemployment rate in 2013 out of the whole population.

Compare that to the UK's 8% and rising...
 
Yes, I am a prized **** for paying tax and then not sitting by happily watching people squander it on alcohol. GO ME!

Maybe now is the time to look into tax evasion... ;)

FWIW I agree with you on that point, there are many deserving people in this country who need benefits.

BUT if times were difficult for me, I would not be buying beer and cigs while I couldnt afford rent. I find it hard to agree with people who say they are hard up when they can afford to have a good time every night.

I'm all for supporting the jobless when they try to find work, but IMO when people give up the system should literally leave them for dead.

Too many people saying 'theres not enough jobs' and not applying anyway.

Anyone who is out of work but looking, this doesn't include you! You are what the system is supposed to support.
 
what about those landlords that own the house out right but still demand high rents..

germany have low rents and look at their economy..

I dont think greedy landlords really help anyone..


What about them? You do realise if landlords who owned outright undercut landlords with a mortgage, then landlords with mortgages would be stuffed don't you? Therefore more defaults, less rentals offered to market, etc
 
what about those landlords that own the house out right but still demand high rents..

germany have low rents and look at their economy..

I dont think greedy landlords really help anyone..

We definitely need some kind of rent control, the current situation puts low earner in a position where their costs are so high they can never save enough to own property themselves.
 
We definitely need some kind of rent control, the current situation puts low earner in a position where their costs are so high they can never save enough to own property themselves.

Does it? Last time I checked a mortage was £300 a month cheaper than rent.

I think people who have worked hard in their lives should be given a non taxable bonus purely to help them against their mortgage deposit. The point is moot though really as if it was up to me I would scrap the whole, free housing benefit system, meaning hard working people would have lots more recently vacated property to buy!
 
As for a country with minimal welfare state: Japan.

Japan has welfare for the old, the ill, pensions. That's it. No "i don't want a job I will live for free" welfare.

4% unemployment rate in 2013 out of the whole population.

Compare that to the UK's 8% and rising...

Is it rising ? they keep telling us its falling..

the main reason its at 7.7% is because their arent the jobs there for that 7%

do you believe the jobs are there for that 7.7% ?
 
Does it? Last time I checked a mortage was £300 a month cheaper than rent.

I think people who have worked hard in their lives should be given a non taxable bonus purely to help them against their mortgage deposit. The point is moot though really as if it was up to me I would scrap the whole, free housing benefit system, meaning hard working people would have lots more recently vacated property to buy!

£300 less for a mortgage? Well there's the issue...

How is someone supposed to save enough to pay a £20,000+ down payment whilst 50-60% of their monthly income is going on rent?

You seem to think people on minimum wage don't work hard, which is far from the truth.

Oh and Japan don't have 'minimal welfare'. North Korea, Somalia... they have minimal welfare.
 
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What about them? You do realise if landlords who owned outright undercut landlords with a mortgage, then landlords with mortgages would be stuffed don't you? Therefore more defaults, less rentals offered to market, etc

Isn't that just called competition, i'm undercut in my line of work but no-one gives a hoot about that..

I dont believe it would really affect landlords with a mortgage at all really unless a massive proportion of landlords owned outright and dropped their rent which i doubt would be the case..

if the richer landlords dropped prices it would help the country get on with life but because its not in the landlords interest to see its tenant buy a house and because they're greedy it will never happen unless legislation is brought in to put a cap on rents..
 
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I'm honestly amazed that successive governments have had no interest in really developing the stock of social housing and also leaving the private rental market completely unregulated. It was always going to go horribly wrong at some point.

What about them? You do realise if landlords who owned outright undercut landlords with a mortgage, then landlords with mortgages would be stuffed don't you? Therefore more defaults, less rentals offered to market, etc

So? Someone defaulting on their mortgage doesn't make the house disappear. If someone has stretched themselves so thin by trying to gobble up property to collect rental income and isn't capable of ensuring their business is secure financially then why should anyone care when it fails? Isn't this what you'd preach if it didn't have a chance of affecting you personally?

As for a country with minimal welfare state: Japan.

Japan has welfare for the old, the ill, pensions. That's it. No "i don't want a job I will live for free" welfare.

4% unemployment rate in 2013 out of the whole population.

Compare that to the UK's 8% and rising...

You're completely wrong about that

If the total income of a household is below the minimum living expense set by the health and welfare minister, the difference will be paid by the government as welfare benefits.

To apply for benefits, people need to visit the welfare office of their municipal government. The city checks the income, assets, health conditions and other criteria to determine whether the applicant qualifies for public assistance. Applicants usually receive an answer within two weeks, according to the Health, Labor and Welfare ministry.
 
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You do realise Jobseekers Allowance constitutes less than 1% of the total spend annually, much more is spent helping people who work either part or full time because minimum wage is too low.

Please don't come in here with your facts and figures that don't support an agenda of blaming poor people for being poor, thanks. This is an 86JR thread where he reminds us that he is a taxpayer unlike anyone else, so you're meant to queue up to offer your thanks.
 
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