The above is totally right. Don't let a person who has legally passed a driving test drive a car with tax and insurance.
What a menace.
Insurance deal for an 18 year old
- Thread starter thel33ter
- Start date
The above is totally right. Don't let a person who has legally passed a driving test drive a car with tax and insurance.
What a menace.
Insurance is very dependant on where you live. At 20 I moved from Rochdale to York and my insurance dropped by two thirds.
Here here! I'm 21 with 4 years experience / 2Y NCB and my insurance is £980 this year. Granted thats on a Fiesta ST, but still, 1K is cheap!
That's super cheap. i would have ripped there hand off at that, i was paying around 2k when i was a new driver and was paying upto 1200-2000 for years on everything.
Dam even last year i was paying 650 last year @ 29 with clean licence and 6 year no claims on a 05 derv passat
I agree with everyone else, £1k is cheap as a first year, helped mostly from the EU gender equality law from ~december (I think). I recently had a mate pay £1400 on a 1.2L corsa for their first year after passing their test at 19.
I'm 20, on a 1.2L Clio I had to pay ~£2600 on the first year, £800 second and £360 this year. I'm just waiting for it to shoot back up to around £1000 when I go to something that actually has power rather than essentially ragging a lawnmower.
I'm 20, on a 1.2L Clio I had to pay ~£2600 on the first year, £800 second and £360 this year. I'm just waiting for it to shoot back up to around £1000 when I go to something that actually has power rather than essentially ragging a lawnmower.
Soldato
- Joined
- 13 Sep 2003
- Posts
- 8,557
- Location
- Glocestershire
I paid £750 ten years ago, £1k is very good.
You could look into insurance policies where you have to have a black box installed.
You could look into insurance policies where you have to have a black box installed.
You might be pleasantly surprised, it tends to be the typical first time cars that have horrible insurance, so something with a bit more power behind it that you don't find in the hands of every second new driver may well be cheaper for you.
Yeah, I was looking at changing back at renewal, where even some hot hatches or a 325/330i would max at about £1000 but something like a 1.6 focus would be around £650-750. Although I'm going to wait until I have any issues with the car or when I finish uni and get into a proper full time job. Car choice can then depend on income vs distance to commute.
Soldato
- Joined
- 15 Nov 2008
- Posts
- 2,535
- Location
- Reading
This, first year (18) on a 2.0 Focus mk2 was £1200, second year ~£500
Soldato
- Joined
- 3 Mar 2006
- Posts
- 3,233
- Location
- Atcham, Shropshire
I was 34 when I passed my test 2 years ago, cost me £1600 for a zafira, normal 5 seat cars would have cost around £2k.
Best thing you can do is put you on his insurance as a named driver to reduce it a little. He'll build his own no claims that way instead of sitting on yours.
Best thing you can do is put you on his insurance as a named driver to reduce it a little. He'll build his own no claims that way instead of sitting on yours.
Soldato
- Joined
- 14 Dec 2005
- Posts
- 12,488
- Location
- Bath
£1K is very good for a new driver! The other thing to try is putting all the family's cars on an Admiral Multicar policy and see what that does.
Soldato
- Joined
- 11 Dec 2005
- Posts
- 11,364
- Location
- Cheshire
My god, my insurance was like £2200 when I was 17 so £1000 in this day and age seems like excellent value. What car did you get that quote on, a Daewoo Matiz?
This.
I got my first car when i was 19, a 1.4 Golf and it cost me just under 2 grand to insure. £1000 is a bargain!
The 1.4 isn't that great on the insurance bracket though.
If you're going to be the main driver and he's going to use it less than you, it's not fronting and completely legal.
I've found that the factor that reduces insurance the most initially is the duration that the licence has been held.
Last edited: