Notification of customer compliance office interview

Totality · 7 May 2014 at 16:12

Why shouldn't someone use savings before being given job seekers? Savings aren't just to buy gadgets and fun stuff, you save for rainy days and things that go wrong.

Another example of people in the UK expecting everything for nothing with no personal responsibility .

dirtychinchilla · 7 May 2014 at 16:14

Totality said:
Why shouldn't someone use savings before being given job seekers? Savings aren't just to buy gadgets and fun stuff, you save for rainy days and things that go wrong.

Another example of people in the UK expecting everything for nothing with no personal responsibility .

Agreed.

Ayahuasca · 7 May 2014 at 16:15

nothing to hide nothing to worry about

the shadow · 7 May 2014 at 16:16

How mach savings can you have ?

Hyburnate · 7 May 2014 at 16:17

Morthoseth said:
I work for the DWP and can confirm that these are quite common, and there are three potential reasons why

1. As stated, someone has suggested you could be working whilst claiming
2. The 'Matching' system identified that you hold capital / income not declared
3. Spot check

There are a lot of things that can have an effect on claims, non dependants depending on what premiums you may receive, capital, income et al

I wouldn't worry if you have nothing to hide - and even if they DID find something and you had been overpaid, it wouldn't be a criminal matter - that is dealt with by FIS (Fraud Investigation Service) not compliance.

Just to add, I would very much advise you contact the CAB if you are uneasy about the situation, they are very helpful.

Nice to have someone from DWP on here to give information. Fancy telling me when PIP is actually going to work?

the shadow said:
How mach savings can you have ?

I think it all has to be declared as with other benefits, like we have to declare that I have inheritance even though it's in a FTB (Fixed Term Bond) and can't be accessed.

'Harry · 7 May 2014 at 16:20

Totality said:
Why shouldn't someone use savings before being given job seekers? Savings aren't just to buy gadgets and fun stuff, you save for rainy days and things that go wrong.

Another example of people in the UK expecting everything for nothing with no personal responsibility .

+1

the shadow · 7 May 2014 at 16:22

Totality said:
Why shouldn't someone use savings before being given job seekers? Savings aren't just to buy gadgets and fun stuff, you save for rainy days and things that go wrong.

Another example of people in the UK expecting everything for nothing with no personal responsibility .

Support Economy spend it on Hookers, Coke and a Pint...BLISS

gambitt · 7 May 2014 at 16:24

Totality said:
Why shouldn't someone use savings before being given job seekers? Savings aren't just to buy gadgets and fun stuff, you save for rainy days and things that go wrong.

Another example of people in the UK expecting everything for nothing with no personal responsibility .

Two guys, same age with the same job. One smokes, drinks, buys gadgets and fun stuff the other would love to go on holiday and have Sky TV but he's cutting back to save for a deposit on a house; he has saved £7k so far. Both lose their jobs at the same time: one is rewarded by getting a chunk of his rent paid and some extra cash to go job hunting... you already know the rest.

BuffetSlayer · 7 May 2014 at 16:25

Totality said:
Why shouldn't someone use savings before being given job seekers? Savings aren't just to buy gadgets and fun stuff, you save for rainy days and things that go wrong.

Another example of people in the UK expecting everything for nothing with no personal responsibility .

Because having savings does not mean I should not be given the same help as a person who does not have savings when I am seeking a job. Lets face it, a person who has worked hard and finds themselves redundant has paid for the benefits they should be entitled to claim through years of tax contributions.

Why should they be penalised for being responsible with their money and saving it? Why should they not receive financial help just because they chose to save money instead of squander it? What incentive does it give hard working people to save if they know the government will not only take their cut in taxes but then force a person to use their savings too should they fall on harder times?

It is a bit like saying to people - sorry, you have a good job so you can't use the NHS.

It is ironic you mention personal responsibility because it is exactly the people who do try to live in a responsible way that get penalised if they should be unfortunate enough to fall on hard times. (IE having to use savings to live off, having to sell homes and assets to pay for care if they are elderly etc.). Those who live on the dole all their lives, or squander their money irresponsibly get a free ride courtesy of HM government.

So no, it is not just "another example of people in the UK expecting everything for nothing with no personal responsibility".

Wizzfizz · 7 May 2014 at 16:27

BuffetSlayer said:
If you have any kind of savings they won't do anything for you. They make you live off them till you are broke and then they will help you and expect you to see it as a favour for having the gall to be out of work in the first place.

Just saying.

It all depends on how much savings you have, so you're partially wrong. Depending on how much you have in savings then it works out something like this - Above 6k you'll lose £1 a week for every £250 over £6k. Over 16k - you'll get nothing.

EdGey · 7 May 2014 at 16:30

I thought you were allowed up to 16k savings?

edit - oh^

'Harry · 7 May 2014 at 16:39

the shadow said:
The Support Economy spend it on Hookers, Coke and a Pint...BLISS

Que?

BuffetSlayer said:
Because having savings does not mean I should not be given the same help as a person who does not have savings when I am seeking a job. Lets face it, a person who has worked hard and finds themselves redundant has paid for the benefits they should be entitled to claim through years of tax contributions.

Why should they be penalised for being responsible with their money and saving it? Why should they not receive financial help just because they chose to save money instead of squander it? What incentive does it give hard working people to save if they know the government will not only take their cut in taxes but then force a person to use their savings too should they fall on harder times?

It is a bit like saying to people - sorry, you have a good job so you can't use the NHS.

It is ironic you mention personal responsibility because it is exactly the people who do try to live in a responsible way that get penalised if they should be unfortunate enough to fall on hard times. (IE having to use savings to live off, having to sell homes and assets to pay for care if they are elderly etc.). Those who live on the dole all their lives, or squander their money irresponsibly get a free ride courtesy of HM government.

So no, it is not just "another example of people in the UK expecting everything for nothing with no personal responsibility".

You realize many work hard for years, but don't make enough to save? Those that make 200 a week and lose 80/90 percent of it to tax and bills...

Not everyone has the means to save. You wouldn't save if you ended the week with 20 quid to spend as you wish. You might think you would, but you wouldn't.

Hyburnate · 7 May 2014 at 16:42

'Harry said:
Que?

You realize many work hard for years, but don't make enough to save? Those that make 200 a week and lose 80/90 percent of it to tax and bills...

Not everyone has the means to save. You wouldn't save if you ended the week with 20 quid to spend as you wish. You might think you would, but you wouldn't.

Which is why younger people struggle to get onto the property ladder, because it's harder to get a job and when you do the money doesn't stretch as far as it did for people in their 40s or 50s. Not forgetting that houses are much more expensive now than they were 25/30 years ago, back then a 3 bed detached would cost you around 50k here, these days you're looking more 180k.

gambitt · 7 May 2014 at 16:45

'Harry said:
You realize many work hard for years, but don't make enough to save?

Yes, we do realise that, but the government don't differentiate between those who genuinely cannot save due to having low income/high outgoings and the wasters who, well, waste.

BuffetSlayer · 7 May 2014 at 16:50

'Harry said:
Que?

You realize many work hard for years, but don't make enough to save? Those that make 200 a week and lose 80/90 percent of it to tax and bills...

Not everyone has the means to save. You wouldn't save if you ended the week with 20 quid to spend as you wish. You might think you would, but you wouldn't.

I know not everyone has the means to save. But to penalise people because they may have been more fortunate than others with disposable income, or because they have been more responsible with their money is part of the benefits mindset I just don't agree with and is just a method for the government to con more money out of those who do work after they have made long term tax contributions.

Being financially responsible in this country costs you more money if you should fall on a rough patch than if you are not financially responsible and I do not think that is right, or a good incentive for people to be responsible.