Insurance price. Where do you personally draw the line?

about 20-30% more than the cheapest I can get.

Crappy 1.25l Fiesta is ~£900, whereas a 2.3l Mazda 6 is only ~£1,100, the extra £200 is definitely worth it!
 
I look forward to when my insurance is below £500. Currently it's my first year of driving and my insurance £1500 (Hastings). Insurance is due for renewal (£1200 from hastings) and I got a quote for £874 at Direct line. Any advice on where I could potentially find a cheaper quote?
Funny enough saying I'm an engineer increase my direct quote line by £100 compared to saying that I'm a student.

edit: 1.6l Mazda 3
 
I should probably shop around for some insurance - A quick check on comparison sites seem to indicate Admiral will cover me for just over £500. I've been paying £1k for the last 3 years on my DB9. I am tempted to stick with them for a few reasons:

1) Up to now, premiums have remained the same regardless of modifications.
2) I've had 1 new windscreen and 1 rear screen - together those cost nearly £3500 as I took the car straight to AM.
3) Never had any issues with switching drivers on the policy (up to 5 named drivers) at a phonecalls notice.
4) Included European Recovery

I used to consider car insurance all the same (regardless of company) but now I'm beginning to appreciate the extras I receive by going through a specialist.
 
Most I've ever paid for car insurance was about £700 for an imported mr2 turbo when I was about 25.

These days, at 41 I'm unhappy paying any more than £300 to be honest. Currently pay around £240 for my mk2 2.0 tfsi TT. One of the few good things about getting older :p
 
£2600-£3000 seems to be the norm :) rubbish post code + young driver = I will crash into an f40, hey eyedot.
 
markyp23 said:
Bit of a strange question. I pay £250 at the moment so I draw the line there.

But if there was some kind of bizarre change in circumstance and after extensive comparison I could only get it for £750 next year, rather than sell my car, I would just pay that.

And then that would be my limit. Etc.
Click to expand...

Yeah, I think it would be better phrased along the lines of "how much extra would you be prepared to pay for insurance for something special".
 
300 quid these days

I am in a performance pack golf gti at the moment at thats 207 quid for the year

I am looking at an R next time so am curious to see what they might want for that
 
Wouldn't pay much above £1000. Its £560 for me in a gt four, pretty good for 21, however can only do a certain amount of miles each year.
 
Last edited:
I pay just over £800 for my Skoda Rapid 1.2 TSI. FC, 1Yr NCB, 1 Fault Claim, 22 years old, Self Employed so needs business miles up to 25k/yr. If I didn't have the business inclusion on there, it would have been ~£350 - for the same mileage cover.

Not "happy" about paying out for insurance, but who is! I need it to work and earn, so I really just have to pay what I get quoted. Since having my own policies (19 years old), I haven't paid more than £930 so I don't think I've faired that badly, considering I've been self employed for all of that time as well.

I would hope that, all being well, when the policy comes to renew I will be able to reduce my premium by £200 or so, with a further years no claims on there.
 
Whatever cheapest I can get to be honest, bottom of the heap postcode and I only seem to own a car every 2-3 years and never owned one for more than a year so while I'm claim free I don't have any no claims bonus. Think I paid a straight sum of £720 for the year for the current Honda Jazz, if I still have it by Feb will finally have no claims but could be leaving the country again by the summer so may not do me a lot of good!
 
[TW]Fox;27234531 said:
Sorry but what? You spend £3,500 a year to insure a diesel Mondeo? That is absolutely insane, how could you possibly do that without realising the insanity of it?
Click to expand...

Fox what's the first part of your postcode?
You must be in a very low crime area for your insurance to be that low?
 
You must log in or register to reply here.
Back
Top Bottom