Having been rammed by somebody doing the same thing into a station last night and losing my cobra to the collision I have no sympathy for you at all, if you are going to power through a station entrance expect to lose ships, if you don't have the money for insurance or to cover your cargo losses tough.
^^ Pretty much this. I've never lost a ship when someone rammed into me, but I've had a few where I've been heavily damaged and had to return for repairs rather than risk going out with such a heavily damaged hull.
It's completely avoidable.