Online purchase: How long does the seller have to debit my account?

[azibux1]

Hi all,

As above, is there a maximum time limit that the seller has to debit the customers bank account? And after that, if they've not taken the money... That's their loss and nothing can be done about it?

Anyone know?

Thanks!

 

[Energize]

No.

 

[areksnumbr1sxylady]

They take all your monies.

leave yuo wis nosing

 

[Cosimo]

They take all your monies.

leave yuo wis nosing

They vil do zis only once...

 

[snips86x]

lol - you expect them to take money on a sunday?

When did you buy it?

 

[azibux1]

lol - you expect them to take money on a sunday?

When did you buy it?

Lol, no. This wasn't purchased yesterday on Sunday, it was around black Friday sales time last year

 

[Freakbro]

I would imagine something went wrong / got missed then and it's unlikely to be debited now.

 

[russell664]

Just keep the funds available if they do eventually come out, if they don't then I don't think there is much you can do.

 

[Deleted member 66701]

Lol, no. This wasn't purchased yesterday on Sunday, it was around black Friday sales time last year

Phone them, tell them the money hasn't gone out and ask them to sort it.

 

[wez130]

I'm sure i heard they have up top 6 months.

edit...

http://forums.moneysavingexpert.com/showthread.php?t=651073. that goes for a debit card (C&P) but i imagine it wil be the same for online payment.

 

[Rroff]

AFAIK it depends bank to bank but the actual legal side of it is usually 6 years for financial stuff.

 

[BDEE]

Phone them, tell them the money hasn't gone out and ask them to sort it.

Do the right thing.

 

[Space Monkey]

Phone them, tell them the money hasn't gone out and ask them to sort it.

This

 

[Jambo]

I remember years ago I had a problem with my website/sagepay and I had sent out loads of orders and no payment had been received. It wasn't even pre authorised so I had to write to everyone and ask them to pay!

Fortunately most people were understanding and paid up but I'm sure I lost a few quid.

 

[Schlong&Stable]

The honourable thing to do would be to pay. But as you're asking the question, I'm guessing that isn't going to happen.

 

[Deleted member 66701]

The honourable thing to do would be to pay. But as you're asking the question, I'm guessing that isn't going to happen.

Not just the "honourable thing". Keeping an item that you knowingly haven't exchanged funds for is fraud, even if it's due to the other parties negligence.

It's a variation of the finders keepers fallacy.

 

[agnes]

Just give em a bell.

 

[areksnumbr1sxylady]

Give em your bell end.

 

[cHk4]

Give em your bell end.

lol

 

[azibux1]

Thanks all