Cameron's housing plans

The area I bought in is nice, but the social housing brings it down. They let their kids run rampant, screaming and shouting.

I am planning to move when I can, but around here not a lot of great places to buy within my budget. What happens will happen I guess.
 
Where i live they are building 2 bedroom flats starting at 320k. Damn you crossrail!! I will have to move waaay out of my area to be able to afford something.
 
The area I bought in is nice, but the social housing brings it down. They let their kids run rampant, screaming and shouting.

I am planning to move when I can, but around here not a lot of great places to buy within my budget. What happens will happen I guess.

 
The more the Tories try to do for housing the more they prove that they are completely out of touch, and more to the point do not give a damn about fixing what is the *real* single issue -- and that is the fact that houses are unbelievably overpriced in this country, and especially the south-east. I've always been more right-wing and pro-Tory but the one single thing I care about in politics nowadays is the housing market. I'm 30yrs old, myself and my girlfriend are both senior managers in well-known multinational companies.. even we can't afford anything. And more to the point, we're not prepared to pay £450k for a 2 bedroom flat, even if the bank would lend us that much. It's madness.

It seems far more likely that Comrade Corbyn is going to suit my needs.. I've posted this before but we need to fix the *real* issue which is overpriced houses.. rather than prop up prices with HTB schemes, FTB ISAs and other such nonsense we should do things like this:

- Tax second homes, massively
- Bigger council tax bills for second homes (not a discount for crying out loud!)
- Wipe out all tax breaks for landlords
- Create better legislation for tenants (longer tenancies, better protection etc.)
- Introduce rent control, i.e. prevent rents increasing more than RPI+1%
- Seize empty homes that have been bought to simply rise in value and make a profit for their absent owners
- Ban 'companies' buying homes and all the tax dodges that go with it
- Ban foreigner nationals buying properties (before you cry 'racist' why should somebody who lives in another country need to own a home in Central London?)
- Better legislation against NIMBYs worried about their houses dropping in value and preventing more homes being built
- Prevent housebuilders from marketing properties overseas (with Boris in tow :rolleyes: ) before London
- Potential owner-occupiers should get priority over all BTL offers in the marketplace, by default. No questions
- Reward pensioners for downsizing
 
The more the Tories try to do for housing the more they prove that they are completely out of touch, and more to the point do not give a damn about fixing what is the *real* single issue -- and that is the fact that houses are unbelievably overpriced in this country, and especially the south-east.

Party of the working people.

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They can get permission in Derry, And there are containers in places like Belfast and London already just check Grand Designs for the examples. And you can beat them if you find the land. For example normally a shipping container can rest on 4 drilled concrete posts, Anyone can build foundations for one. But if you put it on wheels you avoid planning permissions laws. You could easily buy a 40-45ft chassis second hand and have it sprayed. Who cares about being roadworthy as long as it has wheels to get around the planning permission. Which is a huge problem in the UK it is a hinderance on purpose to inflate the housing bubble.



I looked into it, And all the costs and i forsee one day that this will be my option for home ownership. I find it cheaper and more attractive than living in a normal street packed in with anti-social scum like chickens. And people wonder why something like 50% of the UK population have problems with neighbours. #Chickencoop
Unfortunately you cant, you still require planning permission to live in a mobile house for more than 30days a year, which is almost impossible to get.
Would live to do something along that line, but you cant.
 
The more the Tories try to do for housing the more they prove that they are completely out of touch, and more to the point do not give a damn about fixing what is the *real* single issue -- and that is the fact that houses are unbelievably overpriced in this country, and especially the south-east. I've always been more right-wing and pro-Tory but the one single thing I care about in politics nowadays is the housing market. I'm 30yrs old, myself and my girlfriend are both senior managers in well-known multinational companies.. even we can't afford anything. And more to the point, we're not prepared to pay £450k for a 2 bedroom flat, even if the bank would lend us that much. It's madness.

It seems far more likely that Comrade Corbyn is going to suit my needs.. I've posted this before but we need to fix the *real* issue which is overpriced houses.. rather than prop up prices with HTB schemes, FTB ISAs and other such nonsense we should do things like this:

- Tax second homes, massively
- Bigger council tax bills for second homes (not a discount for crying out loud!)
- Wipe out all tax breaks for landlords
- Create better legislation for tenants (longer tenancies, better protection etc.)
- Introduce rent control, i.e. prevent rents increasing more than RPI+1%
- Seize empty homes that have been bought to simply rise in value and make a profit for their absent owners
- Ban 'companies' buying homes and all the tax dodges that go with it
- Ban foreigner nationals buying properties (before you cry 'racist' why should somebody who lives in another country need to own a home in Central London?)
- Better legislation against NIMBYs worried about their houses dropping in value and preventing more homes being built
- Prevent housebuilders from marketing properties overseas (with Boris in tow :rolleyes: ) before London
- Potential owner-occupiers should get priority over all BTL offers in the marketplace, by default. No questions
- Reward pensioners for downsizing

Out of that list i I would only support limits on foreign ownership, especially for speculating purposes. I would even support an outright ban on non British owning land i.e like Arab countries foreigners can get a lease hold on flats only and only to live in, not flipping or holding empty flats. Not permitted to own houses only lease hold.

Forcing landlord to have longer leases may back fire on renters. a lot of the suggestions could have unintended negative effects on new home buyers and renters. Like price controls.
 
What is over priced? They go like hot cakes (especially in the south-east).

A lot of people moan that it is unfair for those who have rented in places all their life but then can no longer afford to live there any longer. Building more houses doesn't solve the issue because these people will most probably still not be able to afford to buy their own home (due to saving enough for a deposit is beyond them). Building more houses in the same area just means others will buy (and maybe let, at the same price as other houses in the area).

Only option is to rent somewhere else, regardless of how many houses get built.

I live in the south east and it's not easy. Do-able though. 2 years of hard(ish, who wants no social life at 26 right?) saving and I have been approved in principle on a nice 3 bed place with my partner, just waiting for them to be built now :D
 
I'm 30yrs old, myself and my girlfriend are both senior managers in well-known multinational companies.. even we can't afford anything.

You can't really be very 'senior' then surely?

- Tax second homes, massively
- Bigger council tax bills for second homes (not a discount for crying out loud!)
- Wipe out all tax breaks for landlords
- Create better legislation for tenants (longer tenancies, better protection etc.)
- Introduce rent control, i.e. prevent rents increasing more than RPI+1%
- Seize empty homes that have been bought to simply rise in value and make a profit for their absent owners
- Ban 'companies' buying homes and all the tax dodges that go with it
- Ban foreigner nationals buying properties (before you cry 'racist' why should somebody who lives in another country need to own a home in Central London?)
- Better legislation against NIMBYs worried about their houses dropping in value and preventing more homes being built
- Prevent housebuilders from marketing properties overseas (with Boris in tow :rolleyes: ) before London
- Potential owner-occupiers should get priority over all BTL offers in the marketplace, by default. No questions
- Reward pensioners for downsizing

companies buying homes now have to pay a big chunk more in stamp duty - thanks to the Tories, they've also reduced tax breaks for landlords

the only thing I can possibly agree on from your list is not marketing homes overseas prior to marketing them in London

I think you're correct in that you should probably stick to Corbyn, your views certainly don't seem very right wing
 
[TW]Fox;28657239 said:
Is that a bad thing? Is being able to buy a house alone ever something we've really had in the UK? It strikes me as being the traditional route to home ownership for the vast majority of home owners. How many 20somethings in the 80's were buying houses themselves to live in alone?

Mortgage credit was a lot tighter, minimum 10% deposit, 3-4x a single wage or 2-2.5x times a joint salary. Sometimes 3x the upper + 1x the lower for a joint wage, this was "the norm".

The prices were far lower in relation to wages too, so saving for a deposit was pretty easy really.
 
So now builders will not have to offer affordable housing with new developments and so the social housing pool with dwindle even further.

And these new starter homes will cost between £250k-£450k. How many of you youngsters on here who want their own home could comfortably afford a mortgage like that? I digress however.

Again, what happens to the genuine disabled adults who are unable to work but wish for their independence and place of their own?

There will be very little social housing available, and these new plans will turn social housing areas into bigger cesspits than they are now. Trust me on that one.

They obviously cannot afford one of these new homes, so where are the poor buggers left? Can't Cameron give us any details at all on how this situation will be dealt with in the future?

No, the social housing sites will be demolished and affordable housing sites will replace them. there is a loop hole in the affordable homes policy which is insane and pushed up prices and does away with affordable homes.
It goes like this developer says to council can we have a discount on public land say 200million discount 40 million we will build affordable homes council agrees. we get to the final stage of development , developers say we don't think is suitable to have affordable housing in this project here we will donate 10 million to future affordable housing projects. Council takes the money, property developer makes 30 million and the losers are the affordable buyers.
 
if social housing makes areas into cesspit, then why would you want to make every new housing development, in your own words, into a cesspit?

Because a lot of the people who get this stuff turn and treat the area in cess pits.
 
Unfortunately you cant, you still require planning permission to live in a mobile house for more than 30days a year, which is almost impossible to get.
Would live to do something along that line, but you cant.

Shocked....This is me then if they ever refused because i do not believe they have the right to do this when homes are in short supply. Only 6 months for a non violent prisoner and fines of £80k. He will be costing them money and thus probably be chucked out with a tag on. :mad::mad::mad:


http://fermanaghherald.com/2014/10/...lish-house-built-without-planning-permission/
 
I'm 30yrs old, myself and my girlfriend are both senior managers in well-known multinational companies.. even we can't afford anything. And more to the point, we're not prepared to pay £450k for a 2 bedroom flat, even if the bank would lend us that much. It's madness.

Me and my gf are 26, I'm far from senior and she has a junior HR role. Both in insurance. We live in the south-East and just been accepted for a 300k mortgage with a 30k deposit. Getting ourselves a nice little 3 bed place.

Either you need a pay rise or to work on your money management?

Or re-visit where you are looking to buy?
 
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Me and my gf are 26, I'm far from senior and she has a junior HR role. Both in insurance. We live in the south-East and just been accepted for a 300k mortgage with a 30k deposit. Getting ourselves a nice little 3 bed place.

Either you need a pay rise or to work on your money management?

Or re-visit where you are looking to buy?

Where did you get £30,000 from?
 
Me and my gf are 26, I'm far from senior and she has a junior HR role. Both in insurance. We live in the south-East and just been accepted for a 300k mortgage with a 30k deposit. Getting ourselves a nice little 3 bed place.

Either you need a pay rise or to work on your money management?

A lend of over a quarter of a million was needed, Let's put that into perspective first? That is madness, Utter madness.
 
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