Autumn Budget 2015

Muffin` said:
Well you're the one suggesting the rest of us should pay for others to sit at home; can you come up with a reason why we should?
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I'm not saying that at all and at no point during this thread have I done so.

I'm saying that some people, myself included, go out to work full time (ie, 40 hours) and have to spend a quarter of their household income on childcare. I'm not saying 'pay everything' but the simple fact is it's prohibitively expensive to work and put a child in nursery.

If tax credits are to be scrapped then something else needs to be done to replace it in a way to stop people like you moaning that the working class are using all your tax money. Either bump the tax threshold (which will help everyone and not just those in need of it) or they can get their act together and actually agree the planned increase in free childcare.
 
I think it's insane that the government is willing to spend tax payer money on paying for childcare so that both parents can work and absolve themselves of their responsibilities regarding the raising and funding of their child/ren.

Absolutely as bad (if not worse in my opinion) as tax credits.

Mind you I imagine there's an ulterior motive.
 
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I really don't know what the hell you lot want working class parents to do.

We can't claim tax credits but we're not allowed to both work either.

I need to stop playing here before I end up getting myself banned, have fun discussing the best ways to prevent the lower classes breeding in your elitist society.
 
uvarvu said:
If it were only that simple...
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It is. Your **** poor planning (both family and financial) is not my problem. That's heartless but I've got problems other people don't pay me for. We've waited long and hard, sorting a house to own and live in, cars, decent jobs. We've still managed not to burden ourselves with kids just yet.

(fellow working class reprobate here)
 
Cyanide said:
I really don't know what the hell you lot want working class parents to do.

We can't claim tax credits but we're not allowed to both work either.

I need to stop playing here before I end up getting myself banned, have fun discussing the best ways to prevent the lower classes breeding in your elitist society.
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I am a working class parent. We live within our means so my wife can raise our child. If you have children you should take responsibility, not expect everyone else to take it for you.
 
Cyanide said:
Shall we start disposing of children after being made redundant and having to take lower paid jobs too?
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Now you're being ridiculous. No one thinks that there shouldn't be a safety net, what were saying is it shouldn't be a way of life.

Nice one ignoring the fact that I am one of the so called impoverished working class.
 
vincent1989 said:
Now you're being ridiculous. No one thinks that there shouldn't be a safety net, what were saying is it shouldn't be a way of life.

Nice one ignoring the fact that I am one of the so called impoverished working class.
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The overwhelming opinion of this forum seems to be "**** you if you're not earning loads"

I didn't ignore you saying you were working class, but you're obviously at a different end of the scale to me if £10,000+ a year in care costs doesn't make things difficult to you. Genuinely well done for being in that situation but a lot of us aren't that fortunate.
 
Cyanide said:
The overwhelming opinion of this forum seems to be "**** you if you're not earning loads"

I didn't ignore you saying you were working class, but you're obviously at a different end of the scale to me if £10,000+ a year in care costs doesn't make things difficult to you. Genuinely well done for being in that situation but a lot of us aren't that fortunate.
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I think the overwhelming position of the forum is that if you want something you should earn it, not demand it be given you at someone else's expense. I think this is a very reasonable argument.

Of course it would make things difficult, raising a family on one, below national average, wage is never going to be easy ( nor should it be), but we have reasonable expectations for what we can afford and we live within our means whilst I study for professional qualifications in the evenings and work hard to better our financial position.

It's worth mentioning that whilst I'm against tax credits I do believe that employers need to pay a 'living' wage whilst tax credits are phased out.

The real criminals here are big business, like the big 4 supermarkets, who subsidise their wage expenses at tax payers detriment whilst raking in massive profits
 
vincent1989 said:
I think the overwhelming position of the forum is that if you want something you should earn it, not demand it be given you at someone else's expense. I think this is a very reasonable argument.

Of course it would make things difficult, raising a family on one, below national average, wage is never going to be easy ( nor should it be), but we have reasonable expectations for what we can afford and we live within our means whilst I study for professional qualifications in the evenings and work hard to better our financial position.

It's worth mentioning that whilst I'm against tax credits I do believe that employers need to pay a 'living' wage whilst tax credits are phased out.

The real criminals here are big business, like the big 4 supermarkets, who subsidise their wage expenses at tax payers detriment whilst raking in massive profits
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We still pay around 4 times as much tax and NI as we get back so it's not as if I'm asking for something for nothing. We both earn far less than the national average. Whilst we're doing our best to improve jobs, and therefore salary, its not as easy as some people have said where you can just 'work harder'

The big companies I've worked for in the past have always offered far more in the way of non-salary benefits than the smaller ones. I appreciate that some big companies are bad for paying a low wage but others offset this with things like childcare vouchers (no doubt there's some here that oppose those too!). Things such as making a childcare vouchers scheme compulsory would help - I don't see why some companies don't offer it when it helps them save too!
 
vincent1989 said:
I think it's insane that the government is willing to spend tax payer money on paying for childcare so that both parents can work and absolve themselves of their responsibilities regarding the raising and funding of their child/ren.
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It's got nothing to do with absolving responsibilities regarding the raising of children and actually empirical evidence shows child development is better when they attend structured Early Years Education (EYE) ie: a good Nursery

Hence why the free 15 hours are universally available from 3.

But that's already 3 years the child is behind if they have not attended (paid sessions) before this, which unfortunately are very expensive

Hence why they have put a lot of money into the EYE system and a good reason why Tax Credits can be claimed by working parents to offset the cost.

What is important in the home is to provide a supportive and loving environment, but when it comes to child development, it's best left to the professionals.
 
Agreed, the terms of the new student loan repayments are extremely lenient. The size of the loans to begin with are another matter though.
 
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