New "fun" car time - looking for suggestions

Since this is a weekend only car then is it really worth looking at new?

There is no way I could justify paying what I pay on my car if it was used only once week.
 
Quick questions.

What does GFV stand for?

What happens at the end of the contract with the GFV? This £17K. Do you have to stump it up to keep the car? Hand it back and it's all gone? Do you have any equity in the car?
 
Guaranteed future value - it's the balloon payment at the end. It's guaranteed in the sense that it will never be any higher (or lower) regardless of the cars value. You can normally ask for it to be lowered so your payments and therefore equity are higher.

Yes, at the end of the term you have 3 options

1 - hand the car back and walk away. Subject to fair wear and tear and this is the only option where the excess mileage costs come into play
2 - pay the GFV and keep the car (this should be lower than the actual value of the car)
3 - trade it in and use the difference between the GFV as a deposit. Like I mentioned earlier, you could also sell it and pocket the difference, but takes a bit of coordination.

So in answer to the question about if you have nothing to show, or if there's equity, or if you have to stump up to keep it.... Yes is the answer :)

It basically is just a loan secured against the car, just structured with a balloon payment at the end so you end up just financing the depreciation. It makes it quite flexible but the interest rates are higher than a bank loan, which is the tradeoff against the convenience
 
iaind said:
It basically is just a loan secured against the car, just structured with a balloon payment at the end so you end up just financing the depreciation. It makes it quite flexible but the interest rates are higher than a bank loan, which is the tradeoff against the convenience
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Point of note - you are financing the entire value of the vehicle minus deposit, but paying back the 'depreciation' element of the amount secured. Your interest is on the entire value.
 
Gibbo said:
The Civic is quicker! Look at terminal speeds 100mph for the Civic and 97mph for the Audi. The Audi won the race due to the better start due to boring haldex AWD, the Civic just spun but once it got going it crossed the quarter going faster. Both cars get a good start the Civic will win, but reality is both cars are also slow, I think Scooby wants something that hits 100mph in far less than 14s and more likely something around 10-12s region. :)
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That's only a 240bhp quattrosport though, the TTS being suggested is 310bhp I think, whereas that Civic is the model he'd be looking at. So haldex or otherwise, the Civic would have another 50bhp to overhaul vs a TTS
 
Blackhawk47 said:
A 10 year old one at that.

The TTS was running 13 seconds without launch control all day.
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My point being though, for Scooby it will feel slow compared to what he has come from.

A high 13's car hitting 100mph in around 14s to a lot of people will feel quite quick, but to people like me and Scooby it will feel pretty slow.

For me the more important aspect of quarter mile is terminal speed, because I very rarely ever try to do a standing start, I am more interested in on a roll acceleration because it is that I generally do every day, powering out of a corner onto a straight for example or accelerating onto a dual carriage/motorway.

This is why terminal speed for me is more important, it shows the Civic even with a poor start still hit 100mph in 14s and even though the Audi achieve a faster quarter time it had not broken 100mph.

To me such cars feel slow and out of breath closing onto 3 digits, I am sure Scooby will feel the same considering the kind of cars he has come from.

I personally feel he will need a car that has a terminal of at least 110mph to not feel slow or he will need a car that puts the focus purely on driving and feel, something which a FWD or AWD coupe/hatch is not going to provide.

So I feel he either needs 400-500BHP in a large saloon/GT car with RWD/AWD or he needs to go lightweight and still reasonable power 300ish area on something focused like a Porsche or Lotus. :)
 
Gibbo said:
My point being though, for Scooby it will feel slow compared to what he has come from.

A high 13's car hitting 100mph in around 14s to a lot of people will feel quite quick, but to people like me and Scooby it will feel pretty slow.

For me the more important aspect of quarter mile is terminal speed, because I very rarely ever try to do a standing start, I am more interested in on a roll acceleration because it is that I generally do every day, powering out of a corner onto a straight for example or accelerating onto a dual carriage/motorway.

This is why terminal speed for me is more important, it shows the Civic even with a poor start still hit 100mph in 14s and even though the Audi achieve a faster quarter time it had not broken 100mph.

To me such cars feel slow and out of breath closing onto 3 digits, I am sure Scooby will feel the same considering the kind of cars he has come from.

I personally feel he will need a car that has a terminal of at least 110mph to not feel slow or he will need a car that puts the focus purely on driving and feel, something which a FWD or AWD coupe/hatch is not going to provide.

So I feel he either needs 400-500BHP in a large saloon/GT car with RWD/AWD or he needs to go lightweight and still reasonable power 300ish area on something focused like a Porsche or Lotus. :)
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You still seem to have overlooked that video isn't a TTS, it's a 10 year old 1.8T quattrosport, the TTS is 70bhp better off, so it's clearly going to be bettering a 100mph terminal speed.
 
Kenai said:
You still seem to have overlooked that video isn't a TTS, it's a 10 year old 1.8T quattrosport, the TTS is 70bhp better off, so it's clearly going to be bettering a 100mph terminal speed.
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It will be around 103-105mph terminal area, still to slow for the OP's requirements I feel.

If he goes TT, it has to be the RS its a far better car and much quicker and would certainly satisfy his need for performance, the driving dynamics however well only Scooby can decide on that.
 
Kenai said:
You still seem to have overlooked that video isn't a TTS, it's a 10 year old 1.8T quattrosport, the TTS is 70bhp better off, so it's clearly going to be bettering a 100mph terminal speed.
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yes but it's still very slow, 13s in the 1/4 mile is nothing.
 
Kenai said:
OK vin diesel, don't worry, we haven't forgotten about your fictional drag monster that you're getting this week
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Its only cause he was granny shifting not double clutching like you should..........

We all know that for an everyday road car with all the kit and features that comes with a 13s quarter is far from slow.

We also need to remember that my imaginary car is faster than Mal x's imaginary one.
 
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