I won't pay for stone chips, they are just one of those things and fair wear and tear but dents, big scratches and scuffs I think need to be fixed. I think the wheels on the Polo are diamond cut so that's a pain. I am having all 4 wheels on my R8 returned to bar metal and rebuilt to factory standard and I am paying £110 a wheel. Ive just had them balanced as I was getting a wheel wobble over 100mph (autobahn) and now it's gone.........I believe